▼ 0.50% · 3.625%
HK$17,728
−HK$1,112/mo
▼ 0.25% · 3.875%
HK$18,280
−HK$560/mo
Today · 4.125%
HK$18,840
baseline
▲ 0.50% · 4.625%
HK$19,986
+HK$1,146/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$37,680/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,722
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$20,251
−HK$537/mo
Today · 4.125%
HK$20,788
baseline
▲ 0.50% · 4.625%
HK$21,884
+HK$1,096/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$41,576/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$233,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,501
−HK$1,223/mo
▼ 0.25% · 3.875%
HK$20,108
−HK$616/mo
Today · 4.125%
HK$20,724
baseline
▲ 0.50% · 4.625%
HK$21,985
+HK$1,261/mo
Deposit HK$3.50M · loan HK$4.28M · min. income ≈ HK$41,448/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$233,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,695
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$22,276
−HK$591/mo
Today · 4.125%
HK$22,867
baseline
▲ 0.50% · 4.625%
HK$24,072
+HK$1,205/mo
Deposit HK$3.50M · loan HK$4.28M · min. income ≈ HK$45,734/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$233,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,274
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$21,935
−HK$673/mo
Today · 4.125%
HK$22,608
baseline
▲ 0.50% · 4.625%
HK$23,983
+HK$1,375/mo
Deposit HK$3.11M · loan HK$4.66M · min. income ≈ HK$45,216/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$233,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,667
−HK$1,278/mo
▼ 0.25% · 3.875%
HK$24,302
−HK$643/mo
Today · 4.125%
HK$24,945
baseline
▲ 0.50% · 4.625%
HK$26,260
+HK$1,315/mo
Deposit HK$3.11M · loan HK$4.66M · min. income ≈ HK$49,890/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$233,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,047
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$23,763
−HK$729/mo
Today · 4.125%
HK$24,492
baseline
▲ 0.50% · 4.625%
HK$25,982
+HK$1,490/mo
Deposit HK$2.72M · loan HK$5.05M · min. income ≈ HK$48,984/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$233,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,639
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$26,327
−HK$697/mo
Today · 4.125%
HK$27,024
baseline
▲ 0.50% · 4.625%
HK$28,449
+HK$1,425/mo
Deposit HK$2.72M · loan HK$5.05M · min. income ≈ HK$54,048/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$233,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,819
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$25,591
−HK$785/mo
Today · 4.125%
HK$26,376
baseline
▲ 0.50% · 4.625%
HK$27,981
+HK$1,605/mo
Deposit HK$2.33M · loan HK$5.44M · min. income ≈ HK$52,752/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,611
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,352
−HK$751/mo
Today · 4.125%
HK$29,103
baseline
▲ 0.50% · 4.625%
HK$30,637
+HK$1,534/mo
Deposit HK$2.33M · loan HK$5.44M · min. income ≈ HK$58,206/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,592
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,419
−HK$841/mo
Today · 4.125%
HK$28,260
baseline
▲ 0.50% · 4.625%
HK$29,979
+HK$1,719/mo
Deposit HK$1.94M · loan HK$5.83M · min. income ≈ HK$56,520/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,584
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$30,377
−HK$805/mo
Today · 4.125%
HK$31,182
baseline
▲ 0.50% · 4.625%
HK$32,826
+HK$1,644/mo
Deposit HK$1.94M · loan HK$5.83M · min. income ≈ HK$62,364/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,365
−HK$1,779/mo
▼ 0.25% · 3.875%
HK$29,247
−HK$897/mo
Today · 4.125%
HK$30,144
baseline
▲ 0.50% · 4.625%
HK$31,978
+HK$1,834/mo
Deposit HK$1.55M · loan HK$6.22M · min. income ≈ HK$60,288/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,556
−HK$1,705/mo
▼ 0.25% · 3.875%
HK$32,402
−HK$859/mo
Today · 4.125%
HK$33,261
baseline
▲ 0.50% · 4.625%
HK$35,014
+HK$1,753/mo
Deposit HK$1.55M · loan HK$6.22M · min. income ≈ HK$66,522/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,138
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$31,075
−HK$953/mo
Today · 4.125%
HK$32,028
baseline
▲ 0.50% · 4.625%
HK$33,977
+HK$1,949/mo
Deposit HK$1.17M · loan HK$6.61M · min. income ≈ HK$64,056/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,528
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$34,427
−HK$912/mo
Today · 4.125%
HK$35,339
baseline
▲ 0.50% · 4.625%
HK$37,202
+HK$1,863/mo
Deposit HK$1.17M · loan HK$6.61M · min. income ≈ HK$70,678/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,911
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$32,903
−HK$1,009/mo
Today · 4.125%
HK$33,912
baseline
▲ 0.50% · 4.625%
HK$35,975
+HK$2,063/mo
Deposit HK$777K · loan HK$7.00M · min. income ≈ HK$67,824/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,500
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$36,452
−HK$966/mo
Today · 4.125%
HK$37,418
baseline
▲ 0.50% · 4.625%
HK$39,391
+HK$1,973/mo
Deposit HK$777K · loan HK$7.00M · min. income ≈ HK$74,836/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,239 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).