▼ 0.50% · 3.625%
HK$18,879
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$19,466
−HK$597/mo
Today · 4.125%
HK$20,063
baseline
▲ 0.50% · 4.625%
HK$21,284
+HK$1,221/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$40,126/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$248,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,003
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$21,566
−HK$572/mo
Today · 4.125%
HK$22,138
baseline
▲ 0.50% · 4.625%
HK$23,304
+HK$1,166/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$44,276/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$248,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,767
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$21,413
−HK$656/mo
Today · 4.125%
HK$22,069
baseline
▲ 0.50% · 4.625%
HK$23,412
+HK$1,343/mo
Deposit HK$3.73M · loan HK$4.55M · min. income ≈ HK$44,138/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$248,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,103
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$23,723
−HK$628/mo
Today · 4.125%
HK$24,351
baseline
▲ 0.50% · 4.625%
HK$25,635
+HK$1,284/mo
Deposit HK$3.73M · loan HK$4.55M · min. income ≈ HK$48,702/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$248,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,655
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,360
−HK$716/mo
Today · 4.125%
HK$24,076
baseline
▲ 0.50% · 4.625%
HK$25,541
+HK$1,465/mo
Deposit HK$3.31M · loan HK$4.97M · min. income ≈ HK$48,152/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,203
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,879
−HK$686/mo
Today · 4.125%
HK$26,565
baseline
▲ 0.50% · 4.625%
HK$27,965
+HK$1,400/mo
Deposit HK$3.31M · loan HK$4.97M · min. income ≈ HK$53,130/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,543
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$25,306
−HK$776/mo
Today · 4.125%
HK$26,082
baseline
▲ 0.50% · 4.625%
HK$27,669
+HK$1,587/mo
Deposit HK$2.90M · loan HK$5.38M · min. income ≈ HK$52,164/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,304
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$28,036
−HK$743/mo
Today · 4.125%
HK$28,779
baseline
▲ 0.50% · 4.625%
HK$30,296
+HK$1,517/mo
Deposit HK$2.90M · loan HK$5.38M · min. income ≈ HK$57,558/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,431
−HK$1,657/mo
▼ 0.25% · 3.875%
HK$27,253
−HK$835/mo
Today · 4.125%
HK$28,088
baseline
▲ 0.50% · 4.625%
HK$29,797
+HK$1,709/mo
Deposit HK$2.48M · loan HK$5.80M · min. income ≈ HK$56,176/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,404
−HK$1,589/mo
▼ 0.25% · 3.875%
HK$30,193
−HK$800/mo
Today · 4.125%
HK$30,993
baseline
▲ 0.50% · 4.625%
HK$32,626
+HK$1,633/mo
Deposit HK$2.48M · loan HK$5.80M · min. income ≈ HK$61,986/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,319
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$29,200
−HK$895/mo
Today · 4.125%
HK$30,095
baseline
▲ 0.50% · 4.625%
HK$31,926
+HK$1,831/mo
Deposit HK$2.07M · loan HK$6.21M · min. income ≈ HK$60,190/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,504
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,349
−HK$857/mo
Today · 4.125%
HK$33,206
baseline
▲ 0.50% · 4.625%
HK$34,957
+HK$1,751/mo
Deposit HK$2.07M · loan HK$6.21M · min. income ≈ HK$66,412/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,207
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$31,146
−HK$955/mo
Today · 4.125%
HK$32,101
baseline
▲ 0.50% · 4.625%
HK$34,054
+HK$1,953/mo
Deposit HK$1.66M · loan HK$6.62M · min. income ≈ HK$64,202/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$248,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,605
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$34,506
−HK$914/mo
Today · 4.125%
HK$35,420
baseline
▲ 0.50% · 4.625%
HK$37,287
+HK$1,867/mo
Deposit HK$1.66M · loan HK$6.62M · min. income ≈ HK$70,840/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$248,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,095
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$33,093
−HK$1,014/mo
Today · 4.125%
HK$34,107
baseline
▲ 0.50% · 4.625%
HK$36,183
+HK$2,076/mo
Deposit HK$1.24M · loan HK$7.04M · min. income ≈ HK$68,214/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,705
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$36,662
−HK$972/mo
Today · 4.125%
HK$37,634
baseline
▲ 0.50% · 4.625%
HK$39,618
+HK$1,984/mo
Deposit HK$1.24M · loan HK$7.04M · min. income ≈ HK$75,268/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,982
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$35,040
−HK$1,073/mo
Today · 4.125%
HK$36,113
baseline
▲ 0.50% · 4.625%
HK$38,311
+HK$2,198/mo
Deposit HK$828K · loan HK$7.45M · min. income ≈ HK$72,226/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,805
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$38,819
−HK$1,029/mo
Today · 4.125%
HK$39,848
baseline
▲ 0.50% · 4.625%
HK$41,948
+HK$2,100/mo
Deposit HK$828K · loan HK$7.45M · min. income ≈ HK$79,696/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,382 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).