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At today's rate and a 90% mortgage, the deposit on this unit is about HK$659K, with repayments around HK$28,730/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$659K · loan HK$5.93M · min. income ≈ HK$57,460/mo (50% DSR)
Upfront cash ≈ HK$852K (deposit + AVD stamp duty HK$193,671 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Tai Shui Hang Station Station.
Family-friendly — 17 schools within a 1 km walk.
Everyday convenience — 14 shopping and daily-needs spots nearby.
Green space & leisure — 15 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- D
- Saleable Area
- 523 Saleable ft²
- Gross Area
- 699 ft²
- Efficiency
- 75%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 89
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-04-17 | HK$6.93M | −5.7% 3.0y · −2.0%/yr |
| 2020-04-08 | HK$7.35M | +22.5% 3.4y · 7.0%/yr |
| 2016-11-10 | HK$6.00M | +133.5% 4.1y · 12.0%/yr |
| 2007-05-09 | HK$2.57M | — |