▼ 0.50% · 3.625%
HK$18,995
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$19,586
−HK$600/mo
Today · 4.125%
HK$20,186
baseline
▲ 0.50% · 4.625%
HK$21,414
+HK$1,228/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$40,372/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$249,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,132
−HK$1,141/mo
▼ 0.25% · 3.875%
HK$21,698
−HK$575/mo
Today · 4.125%
HK$22,273
baseline
▲ 0.50% · 4.625%
HK$23,448
+HK$1,175/mo
Deposit HK$4.17M · loan HK$4.17M · min. income ≈ HK$44,546/mo (50% DSR)
Upfront cash ≈ HK$4.42M (deposit + AVD stamp duty HK$249,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,895
−HK$1,310/mo
▼ 0.25% · 3.875%
HK$21,544
−HK$661/mo
Today · 4.125%
HK$22,205
baseline
▲ 0.50% · 4.625%
HK$23,556
+HK$1,351/mo
Deposit HK$3.75M · loan HK$4.58M · min. income ≈ HK$44,410/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$249,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,245
−HK$1,256/mo
▼ 0.25% · 3.875%
HK$23,868
−HK$633/mo
Today · 4.125%
HK$24,501
baseline
▲ 0.50% · 4.625%
HK$25,792
+HK$1,291/mo
Deposit HK$3.75M · loan HK$4.58M · min. income ≈ HK$49,002/mo (50% DSR)
Upfront cash ≈ HK$4.00M (deposit + AVD stamp duty HK$249,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,794
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,503
−HK$720/mo
Today · 4.125%
HK$24,223
baseline
▲ 0.50% · 4.625%
HK$25,697
+HK$1,474/mo
Deposit HK$3.33M · loan HK$5.00M · min. income ≈ HK$48,446/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,358
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$26,038
−HK$690/mo
Today · 4.125%
HK$26,728
baseline
▲ 0.50% · 4.625%
HK$28,137
+HK$1,409/mo
Deposit HK$3.33M · loan HK$5.00M · min. income ≈ HK$53,456/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,694
−HK$1,548/mo
▼ 0.25% · 3.875%
HK$25,462
−HK$780/mo
Today · 4.125%
HK$26,242
baseline
▲ 0.50% · 4.625%
HK$27,839
+HK$1,597/mo
Deposit HK$2.92M · loan HK$5.41M · min. income ≈ HK$52,484/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$249,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,471
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$28,208
−HK$747/mo
Today · 4.125%
HK$28,955
baseline
▲ 0.50% · 4.625%
HK$30,482
+HK$1,527/mo
Deposit HK$2.92M · loan HK$5.41M · min. income ≈ HK$57,910/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$249,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,593
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$27,420
−HK$841/mo
Today · 4.125%
HK$28,261
baseline
▲ 0.50% · 4.625%
HK$29,980
+HK$1,719/mo
Deposit HK$2.50M · loan HK$5.83M · min. income ≈ HK$56,522/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$249,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,584
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$30,378
−HK$805/mo
Today · 4.125%
HK$31,183
baseline
▲ 0.50% · 4.625%
HK$32,827
+HK$1,644/mo
Deposit HK$2.50M · loan HK$5.83M · min. income ≈ HK$62,366/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$249,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,493
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$29,379
−HK$900/mo
Today · 4.125%
HK$30,279
baseline
▲ 0.50% · 4.625%
HK$32,122
+HK$1,843/mo
Deposit HK$2.08M · loan HK$6.25M · min. income ≈ HK$60,558/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,698
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$32,548
−HK$862/mo
Today · 4.125%
HK$33,410
baseline
▲ 0.50% · 4.625%
HK$35,171
+HK$1,761/mo
Deposit HK$2.08M · loan HK$6.25M · min. income ≈ HK$66,820/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,392
−HK$1,906/mo
▼ 0.25% · 3.875%
HK$31,337
−HK$961/mo
Today · 4.125%
HK$32,298
baseline
▲ 0.50% · 4.625%
HK$34,263
+HK$1,965/mo
Deposit HK$1.67M · loan HK$6.66M · min. income ≈ HK$64,596/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$249,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,811
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$34,718
−HK$919/mo
Today · 4.125%
HK$35,637
baseline
▲ 0.50% · 4.625%
HK$37,516
+HK$1,879/mo
Deposit HK$1.67M · loan HK$6.66M · min. income ≈ HK$71,274/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$249,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,292
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$33,296
−HK$1,020/mo
Today · 4.125%
HK$34,316
baseline
▲ 0.50% · 4.625%
HK$36,405
+HK$2,089/mo
Deposit HK$1.25M · loan HK$7.08M · min. income ≈ HK$68,632/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,924
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$36,887
−HK$978/mo
Today · 4.125%
HK$37,865
baseline
▲ 0.50% · 4.625%
HK$39,861
+HK$1,996/mo
Deposit HK$1.25M · loan HK$7.08M · min. income ≈ HK$75,730/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,191
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,255
−HK$1,080/mo
Today · 4.125%
HK$36,335
baseline
▲ 0.50% · 4.625%
HK$38,546
+HK$2,211/mo
Deposit HK$833K · loan HK$7.50M · min. income ≈ HK$72,670/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,037
−HK$2,055/mo
▼ 0.25% · 3.875%
HK$39,057
−HK$1,035/mo
Today · 4.125%
HK$40,092
baseline
▲ 0.50% · 4.625%
HK$42,206
+HK$2,114/mo
Deposit HK$833K · loan HK$7.50M · min. income ≈ HK$80,184/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,907 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).