▼ 0.50% · 3.625%
HK$15,442
−HK$968/mo
▼ 0.25% · 3.875%
HK$15,922
−HK$488/mo
Today · 4.125%
HK$16,410
baseline
▲ 0.50% · 4.625%
HK$17,409
+HK$999/mo
Deposit HK$3.39M · loan HK$3.39M · min. income ≈ HK$32,820/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$203,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,179
−HK$928/mo
▼ 0.25% · 3.875%
HK$17,640
−HK$467/mo
Today · 4.125%
HK$18,107
baseline
▲ 0.50% · 4.625%
HK$19,061
+HK$954/mo
Deposit HK$3.39M · loan HK$3.39M · min. income ≈ HK$36,214/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$203,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,986
−HK$1,065/mo
▼ 0.25% · 3.875%
HK$17,514
−HK$537/mo
Today · 4.125%
HK$18,051
baseline
▲ 0.50% · 4.625%
HK$19,150
+HK$1,099/mo
Deposit HK$3.05M · loan HK$3.72M · min. income ≈ HK$36,102/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$203,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,897
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$19,404
−HK$514/mo
Today · 4.125%
HK$19,918
baseline
▲ 0.50% · 4.625%
HK$20,968
+HK$1,050/mo
Deposit HK$3.05M · loan HK$3.72M · min. income ≈ HK$39,836/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$203,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,530
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$19,107
−HK$585/mo
Today · 4.125%
HK$19,692
baseline
▲ 0.50% · 4.625%
HK$20,890
+HK$1,198/mo
Deposit HK$2.71M · loan HK$4.06M · min. income ≈ HK$39,384/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$203,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,615
−HK$1,113/mo
▼ 0.25% · 3.875%
HK$21,168
−HK$560/mo
Today · 4.125%
HK$21,728
baseline
▲ 0.50% · 4.625%
HK$22,874
+HK$1,146/mo
Deposit HK$2.71M · loan HK$4.06M · min. income ≈ HK$43,456/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$203,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,074
−HK$1,259/mo
▼ 0.25% · 3.875%
HK$20,699
−HK$634/mo
Today · 4.125%
HK$21,333
baseline
▲ 0.50% · 4.625%
HK$22,631
+HK$1,298/mo
Deposit HK$2.37M · loan HK$4.40M · min. income ≈ HK$42,666/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$203,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,333
−HK$1,206/mo
▼ 0.25% · 3.875%
HK$22,931
−HK$608/mo
Today · 4.125%
HK$23,539
baseline
▲ 0.50% · 4.625%
HK$24,780
+HK$1,241/mo
Deposit HK$2.37M · loan HK$4.40M · min. income ≈ HK$47,078/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$203,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,619
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$22,291
−HK$683/mo
Today · 4.125%
HK$22,974
baseline
▲ 0.50% · 4.625%
HK$24,372
+HK$1,398/mo
Deposit HK$2.03M · loan HK$4.74M · min. income ≈ HK$45,948/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$203,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,050
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$24,695
−HK$655/mo
Today · 4.125%
HK$25,350
baseline
▲ 0.50% · 4.625%
HK$26,686
+HK$1,336/mo
Deposit HK$2.03M · loan HK$4.74M · min. income ≈ HK$50,700/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$203,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,163
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$23,883
−HK$732/mo
Today · 4.125%
HK$24,615
baseline
▲ 0.50% · 4.625%
HK$26,113
+HK$1,498/mo
Deposit HK$1.69M · loan HK$5.08M · min. income ≈ HK$49,230/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$203,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,768
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$26,459
−HK$701/mo
Today · 4.125%
HK$27,160
baseline
▲ 0.50% · 4.625%
HK$28,592
+HK$1,432/mo
Deposit HK$1.69M · loan HK$5.08M · min. income ≈ HK$54,320/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$203,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,707
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$25,475
−HK$781/mo
Today · 4.125%
HK$26,256
baseline
▲ 0.50% · 4.625%
HK$27,854
+HK$1,598/mo
Deposit HK$1.35M · loan HK$5.42M · min. income ≈ HK$52,512/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$203,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,486
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$28,223
−HK$748/mo
Today · 4.125%
HK$28,971
baseline
▲ 0.50% · 4.625%
HK$30,498
+HK$1,527/mo
Deposit HK$1.35M · loan HK$5.42M · min. income ≈ HK$57,942/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$203,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,251
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$27,068
−HK$829/mo
Today · 4.125%
HK$27,897
baseline
▲ 0.50% · 4.625%
HK$29,595
+HK$1,698/mo
Deposit HK$1.02M · loan HK$5.76M · min. income ≈ HK$55,794/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$203,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,204
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$29,987
−HK$795/mo
Today · 4.125%
HK$30,782
baseline
▲ 0.50% · 4.625%
HK$32,404
+HK$1,622/mo
Deposit HK$1.02M · loan HK$5.76M · min. income ≈ HK$61,564/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$203,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,795
−HK$1,743/mo
▼ 0.25% · 3.875%
HK$28,660
−HK$878/mo
Today · 4.125%
HK$29,538
baseline
▲ 0.50% · 4.625%
HK$31,336
+HK$1,798/mo
Deposit HK$677K · loan HK$6.09M · min. income ≈ HK$59,076/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$203,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,922
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$31,751
−HK$842/mo
Today · 4.125%
HK$32,593
baseline
▲ 0.50% · 4.625%
HK$34,311
+HK$1,718/mo
Deposit HK$677K · loan HK$6.09M · min. income ≈ HK$65,186/mo (50% DSR)
Upfront cash ≈ HK$880K (deposit + AVD stamp duty HK$203,159 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).