▼ 0.50% · 3.625%
HK$21,513
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$22,182
−HK$680/mo
Today · 4.125%
HK$22,862
baseline
▲ 0.50% · 4.625%
HK$24,253
+HK$1,391/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$45,724/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$313,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,933
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$24,575
−HK$651/mo
Today · 4.125%
HK$25,226
baseline
▲ 0.50% · 4.625%
HK$26,555
+HK$1,329/mo
Deposit HK$4.72M · loan HK$4.72M · min. income ≈ HK$50,452/mo (50% DSR)
Upfront cash ≈ HK$5.03M (deposit + AVD stamp duty HK$313,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,664
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$24,400
−HK$748/mo
Today · 4.125%
HK$25,148
baseline
▲ 0.50% · 4.625%
HK$26,678
+HK$1,530/mo
Deposit HK$4.25M · loan HK$5.19M · min. income ≈ HK$50,296/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$313,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,326
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$27,032
−HK$716/mo
Today · 4.125%
HK$27,748
baseline
▲ 0.50% · 4.625%
HK$29,211
+HK$1,463/mo
Deposit HK$4.25M · loan HK$5.19M · min. income ≈ HK$55,496/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$313,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,815
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$26,618
−HK$816/mo
Today · 4.125%
HK$27,434
baseline
▲ 0.50% · 4.625%
HK$29,103
+HK$1,669/mo
Deposit HK$3.77M · loan HK$5.66M · min. income ≈ HK$54,868/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$313,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,719
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$29,490
−HK$781/mo
Today · 4.125%
HK$30,271
baseline
▲ 0.50% · 4.625%
HK$31,867
+HK$1,596/mo
Deposit HK$3.77M · loan HK$5.66M · min. income ≈ HK$60,542/mo (50% DSR)
Upfront cash ≈ HK$4.09M (deposit + AVD stamp duty HK$313,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,967
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$28,837
−HK$883/mo
Today · 4.125%
HK$29,720
baseline
▲ 0.50% · 4.625%
HK$31,529
+HK$1,809/mo
Deposit HK$3.30M · loan HK$6.13M · min. income ≈ HK$59,440/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$313,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,113
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$31,947
−HK$846/mo
Today · 4.125%
HK$32,793
baseline
▲ 0.50% · 4.625%
HK$34,522
+HK$1,729/mo
Deposit HK$3.30M · loan HK$6.13M · min. income ≈ HK$65,586/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$313,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,118
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$31,055
−HK$952/mo
Today · 4.125%
HK$32,007
baseline
▲ 0.50% · 4.625%
HK$33,954
+HK$1,947/mo
Deposit HK$2.83M · loan HK$6.60M · min. income ≈ HK$64,014/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$313,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,506
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,404
−HK$912/mo
Today · 4.125%
HK$35,316
baseline
▲ 0.50% · 4.625%
HK$37,178
+HK$1,862/mo
Deposit HK$2.83M · loan HK$6.60M · min. income ≈ HK$70,632/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$313,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,269
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$33,273
−HK$1,020/mo
Today · 4.125%
HK$34,293
baseline
▲ 0.50% · 4.625%
HK$36,379
+HK$2,086/mo
Deposit HK$2.36M · loan HK$7.08M · min. income ≈ HK$68,586/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$313,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,899
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$36,862
−HK$977/mo
Today · 4.125%
HK$37,839
baseline
▲ 0.50% · 4.625%
HK$39,833
+HK$1,994/mo
Deposit HK$2.36M · loan HK$7.08M · min. income ≈ HK$75,678/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$313,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,420
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$35,491
−HK$1,088/mo
Today · 4.125%
HK$36,579
baseline
▲ 0.50% · 4.625%
HK$38,805
+HK$2,226/mo
Deposit HK$1.89M · loan HK$7.55M · min. income ≈ HK$73,158/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$313,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,292
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$39,319
−HK$1,042/mo
Today · 4.125%
HK$40,361
baseline
▲ 0.50% · 4.625%
HK$42,489
+HK$2,128/mo
Deposit HK$1.89M · loan HK$7.55M · min. income ≈ HK$80,722/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$313,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,572
−HK$2,293/mo
▼ 0.25% · 3.875%
HK$37,709
−HK$1,156/mo
Today · 4.125%
HK$38,865
baseline
▲ 0.50% · 4.625%
HK$41,230
+HK$2,365/mo
Deposit HK$1.42M · loan HK$8.02M · min. income ≈ HK$77,730/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$313,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,686
−HK$2,198/mo
▼ 0.25% · 3.875%
HK$41,777
−HK$1,107/mo
Today · 4.125%
HK$42,884
baseline
▲ 0.50% · 4.625%
HK$45,144
+HK$2,260/mo
Deposit HK$1.42M · loan HK$8.02M · min. income ≈ HK$85,768/mo (50% DSR)
Upfront cash ≈ HK$1.73M (deposit + AVD stamp duty HK$313,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,723
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$39,928
−HK$1,223/mo
Today · 4.125%
HK$41,151
baseline
▲ 0.50% · 4.625%
HK$43,655
+HK$2,504/mo
Deposit HK$943K · loan HK$8.49M · min. income ≈ HK$82,302/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$313,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,079
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$44,234
−HK$1,172/mo
Today · 4.125%
HK$45,406
baseline
▲ 0.50% · 4.625%
HK$47,800
+HK$2,394/mo
Deposit HK$943K · loan HK$8.49M · min. income ≈ HK$90,812/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$313,437 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).