▼ 0.50% · 3.625%
HK$20,106
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$20,731
−HK$636/mo
Today · 4.125%
HK$21,367
baseline
▲ 0.50% · 4.625%
HK$22,667
+HK$1,300/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$42,734/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,368
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$22,968
−HK$608/mo
Today · 4.125%
HK$23,576
baseline
▲ 0.50% · 4.625%
HK$24,819
+HK$1,243/mo
Deposit HK$4.41M · loan HK$4.41M · min. income ≈ HK$47,152/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$264,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,117
−HK$1,386/mo
▼ 0.25% · 3.875%
HK$22,805
−HK$698/mo
Today · 4.125%
HK$23,503
baseline
▲ 0.50% · 4.625%
HK$24,934
+HK$1,431/mo
Deposit HK$3.97M · loan HK$4.85M · min. income ≈ HK$47,006/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,604
−HK$1,330/mo
▼ 0.25% · 3.875%
HK$25,264
−HK$670/mo
Today · 4.125%
HK$25,934
baseline
▲ 0.50% · 4.625%
HK$27,301
+HK$1,367/mo
Deposit HK$3.97M · loan HK$4.85M · min. income ≈ HK$51,868/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$264,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,127
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$24,878
−HK$762/mo
Today · 4.125%
HK$25,640
baseline
▲ 0.50% · 4.625%
HK$27,200
+HK$1,560/mo
Deposit HK$3.53M · loan HK$5.29M · min. income ≈ HK$51,280/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,841
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$27,561
−HK$730/mo
Today · 4.125%
HK$28,291
baseline
▲ 0.50% · 4.625%
HK$29,783
+HK$1,492/mo
Deposit HK$3.53M · loan HK$5.29M · min. income ≈ HK$56,582/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$264,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,138
−HK$1,639/mo
▼ 0.25% · 3.875%
HK$26,951
−HK$826/mo
Today · 4.125%
HK$27,777
baseline
▲ 0.50% · 4.625%
HK$29,467
+HK$1,690/mo
Deposit HK$3.09M · loan HK$5.73M · min. income ≈ HK$55,554/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,078
−HK$1,571/mo
▼ 0.25% · 3.875%
HK$29,858
−HK$791/mo
Today · 4.125%
HK$30,649
baseline
▲ 0.50% · 4.625%
HK$32,265
+HK$1,616/mo
Deposit HK$3.09M · loan HK$5.73M · min. income ≈ HK$61,298/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$264,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,148
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$29,024
−HK$889/mo
Today · 4.125%
HK$29,913
baseline
▲ 0.50% · 4.625%
HK$31,734
+HK$1,821/mo
Deposit HK$2.65M · loan HK$6.17M · min. income ≈ HK$59,826/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,315
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$32,155
−HK$852/mo
Today · 4.125%
HK$33,007
baseline
▲ 0.50% · 4.625%
HK$34,746
+HK$1,739/mo
Deposit HK$2.65M · loan HK$6.17M · min. income ≈ HK$66,014/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$264,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,159
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$31,097
−HK$953/mo
Today · 4.125%
HK$32,050
baseline
▲ 0.50% · 4.625%
HK$34,000
+HK$1,950/mo
Deposit HK$2.20M · loan HK$6.61M · min. income ≈ HK$64,100/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,552
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,451
−HK$913/mo
Today · 4.125%
HK$35,364
baseline
▲ 0.50% · 4.625%
HK$37,228
+HK$1,864/mo
Deposit HK$2.20M · loan HK$6.61M · min. income ≈ HK$70,728/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$264,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,170
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$33,170
−HK$1,017/mo
Today · 4.125%
HK$34,187
baseline
▲ 0.50% · 4.625%
HK$36,267
+HK$2,080/mo
Deposit HK$1.76M · loan HK$7.05M · min. income ≈ HK$68,374/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,788
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$36,748
−HK$974/mo
Today · 4.125%
HK$37,722
baseline
▲ 0.50% · 4.625%
HK$39,710
+HK$1,988/mo
Deposit HK$1.76M · loan HK$7.05M · min. income ≈ HK$75,444/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$264,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,180
−HK$2,144/mo
▼ 0.25% · 3.875%
HK$35,243
−HK$1,081/mo
Today · 4.125%
HK$36,324
baseline
▲ 0.50% · 4.625%
HK$38,534
+HK$2,210/mo
Deposit HK$1.32M · loan HK$7.49M · min. income ≈ HK$72,648/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,025
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$39,045
−HK$1,034/mo
Today · 4.125%
HK$40,079
baseline
▲ 0.50% · 4.625%
HK$42,192
+HK$2,113/mo
Deposit HK$1.32M · loan HK$7.49M · min. income ≈ HK$80,158/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$264,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,191
−HK$2,269/mo
▼ 0.25% · 3.875%
HK$37,316
−HK$1,144/mo
Today · 4.125%
HK$38,460
baseline
▲ 0.50% · 4.625%
HK$40,800
+HK$2,340/mo
Deposit HK$882K · loan HK$7.94M · min. income ≈ HK$76,920/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,262
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$41,342
−HK$1,095/mo
Today · 4.125%
HK$42,437
baseline
▲ 0.50% · 4.625%
HK$44,674
+HK$2,237/mo
Deposit HK$882K · loan HK$7.94M · min. income ≈ HK$84,874/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$264,523 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).