▼ 0.50% · 3.625%
HK$18,924
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$19,513
−HK$598/mo
Today · 4.125%
HK$20,111
baseline
▲ 0.50% · 4.625%
HK$21,335
+HK$1,224/mo
Deposit HK$4.15M · loan HK$4.15M · min. income ≈ HK$40,222/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$248,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,053
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$21,618
−HK$573/mo
Today · 4.125%
HK$22,191
baseline
▲ 0.50% · 4.625%
HK$23,360
+HK$1,169/mo
Deposit HK$4.15M · loan HK$4.15M · min. income ≈ HK$44,382/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$248,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,817
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$21,464
−HK$658/mo
Today · 4.125%
HK$22,122
baseline
▲ 0.50% · 4.625%
HK$23,468
+HK$1,346/mo
Deposit HK$3.73M · loan HK$4.56M · min. income ≈ HK$44,244/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$248,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,159
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$23,780
−HK$630/mo
Today · 4.125%
HK$24,410
baseline
▲ 0.50% · 4.625%
HK$25,696
+HK$1,286/mo
Deposit HK$3.73M · loan HK$4.56M · min. income ≈ HK$48,820/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$248,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,709
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$23,416
−HK$717/mo
Today · 4.125%
HK$24,133
baseline
▲ 0.50% · 4.625%
HK$25,602
+HK$1,469/mo
Deposit HK$3.32M · loan HK$4.98M · min. income ≈ HK$48,266/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$248,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,264
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$25,941
−HK$688/mo
Today · 4.125%
HK$26,629
baseline
▲ 0.50% · 4.625%
HK$28,032
+HK$1,403/mo
Deposit HK$3.32M · loan HK$4.98M · min. income ≈ HK$53,258/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$248,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,602
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$25,367
−HK$778/mo
Today · 4.125%
HK$26,145
baseline
▲ 0.50% · 4.625%
HK$27,735
+HK$1,590/mo
Deposit HK$2.90M · loan HK$5.39M · min. income ≈ HK$52,290/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,369
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$28,103
−HK$745/mo
Today · 4.125%
HK$28,848
baseline
▲ 0.50% · 4.625%
HK$30,368
+HK$1,520/mo
Deposit HK$2.90M · loan HK$5.39M · min. income ≈ HK$57,696/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,494
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$27,318
−HK$838/mo
Today · 4.125%
HK$28,156
baseline
▲ 0.50% · 4.625%
HK$29,869
+HK$1,713/mo
Deposit HK$2.49M · loan HK$5.81M · min. income ≈ HK$56,312/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$248,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,475
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$30,265
−HK$802/mo
Today · 4.125%
HK$31,067
baseline
▲ 0.50% · 4.625%
HK$32,705
+HK$1,638/mo
Deposit HK$2.49M · loan HK$5.81M · min. income ≈ HK$62,134/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$248,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,387
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,270
−HK$897/mo
Today · 4.125%
HK$30,167
baseline
▲ 0.50% · 4.625%
HK$32,002
+HK$1,835/mo
Deposit HK$2.07M · loan HK$6.22M · min. income ≈ HK$60,334/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,580
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,427
−HK$859/mo
Today · 4.125%
HK$33,286
baseline
▲ 0.50% · 4.625%
HK$35,041
+HK$1,755/mo
Deposit HK$2.07M · loan HK$6.22M · min. income ≈ HK$66,572/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,279
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$31,221
−HK$957/mo
Today · 4.125%
HK$32,178
baseline
▲ 0.50% · 4.625%
HK$34,136
+HK$1,958/mo
Deposit HK$1.66M · loan HK$6.64M · min. income ≈ HK$64,356/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$248,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,685
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$34,589
−HK$916/mo
Today · 4.125%
HK$35,505
baseline
▲ 0.50% · 4.625%
HK$37,377
+HK$1,872/mo
Deposit HK$1.66M · loan HK$6.64M · min. income ≈ HK$71,010/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$248,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,172
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$33,172
−HK$1,017/mo
Today · 4.125%
HK$34,189
baseline
▲ 0.50% · 4.625%
HK$36,269
+HK$2,080/mo
Deposit HK$1.24M · loan HK$7.05M · min. income ≈ HK$68,378/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,791
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$36,750
−HK$974/mo
Today · 4.125%
HK$37,724
baseline
▲ 0.50% · 4.625%
HK$39,713
+HK$1,989/mo
Deposit HK$1.24M · loan HK$7.05M · min. income ≈ HK$75,448/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,064
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$35,124
−HK$1,076/mo
Today · 4.125%
HK$36,200
baseline
▲ 0.50% · 4.625%
HK$38,403
+HK$2,203/mo
Deposit HK$830K · loan HK$7.47M · min. income ≈ HK$72,400/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,896
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$38,912
−HK$1,031/mo
Today · 4.125%
HK$39,943
baseline
▲ 0.50% · 4.625%
HK$42,049
+HK$2,106/mo
Deposit HK$830K · loan HK$7.47M · min. income ≈ HK$79,886/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,978 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).