▼ 0.50% · 3.625%
HK$5,223
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,386
−HK$165/mo
Today · 4.125%
HK$5,551
baseline
▲ 0.50% · 4.625%
HK$5,889
+HK$338/mo
Deposit HK$1.15M · loan HK$1.15M · min. income ≈ HK$11,102/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,811
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,967
−HK$158/mo
Today · 4.125%
HK$6,125
baseline
▲ 0.50% · 4.625%
HK$6,448
+HK$323/mo
Deposit HK$1.15M · loan HK$1.15M · min. income ≈ HK$12,250/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,746
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,925
−HK$181/mo
Today · 4.125%
HK$6,106
baseline
▲ 0.50% · 4.625%
HK$6,478
+HK$372/mo
Deposit HK$1.03M · loan HK$1.26M · min. income ≈ HK$12,212/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,392
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,564
−HK$173/mo
Today · 4.125%
HK$6,737
baseline
▲ 0.50% · 4.625%
HK$7,093
+HK$356/mo
Deposit HK$1.03M · loan HK$1.26M · min. income ≈ HK$13,474/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,268
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,463
−HK$198/mo
Today · 4.125%
HK$6,661
baseline
▲ 0.50% · 4.625%
HK$7,067
+HK$406/mo
Deposit HK$916K · loan HK$1.37M · min. income ≈ HK$13,322/mo (50% DSR)
Upfront cash ≈ HK$916K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,973
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,160
−HK$190/mo
Today · 4.125%
HK$7,350
baseline
▲ 0.50% · 4.625%
HK$7,737
+HK$387/mo
Deposit HK$916K · loan HK$1.37M · min. income ≈ HK$14,700/mo (50% DSR)
Upfront cash ≈ HK$916K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,790
−HK$426/mo
▼ 0.25% · 3.875%
HK$7,002
−HK$214/mo
Today · 4.125%
HK$7,216
baseline
▲ 0.50% · 4.625%
HK$7,655
+HK$439/mo
Deposit HK$802K · loan HK$1.49M · min. income ≈ HK$14,432/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,554
−HK$408/mo
▼ 0.25% · 3.875%
HK$7,757
−HK$205/mo
Today · 4.125%
HK$7,962
baseline
▲ 0.50% · 4.625%
HK$8,382
+HK$420/mo
Deposit HK$802K · loan HK$1.49M · min. income ≈ HK$15,924/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,313
−HK$458/mo
▼ 0.25% · 3.875%
HK$7,540
−HK$231/mo
Today · 4.125%
HK$7,771
baseline
▲ 0.50% · 4.625%
HK$8,244
+HK$473/mo
Deposit HK$687K · loan HK$1.60M · min. income ≈ HK$15,542/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,135
−HK$440/mo
▼ 0.25% · 3.875%
HK$8,354
−HK$221/mo
Today · 4.125%
HK$8,575
baseline
▲ 0.50% · 4.625%
HK$9,027
+HK$452/mo
Deposit HK$687K · loan HK$1.60M · min. income ≈ HK$17,150/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,835
−HK$492/mo
▼ 0.25% · 3.875%
HK$8,079
−HK$248/mo
Today · 4.125%
HK$8,327
baseline
▲ 0.50% · 4.625%
HK$8,833
+HK$506/mo
Deposit HK$573K · loan HK$1.72M · min. income ≈ HK$16,654/mo (50% DSR)
Upfront cash ≈ HK$573K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,717
−HK$470/mo
▼ 0.25% · 3.875%
HK$8,950
−HK$237/mo
Today · 4.125%
HK$9,187
baseline
▲ 0.50% · 4.625%
HK$9,672
+HK$485/mo
Deposit HK$573K · loan HK$1.72M · min. income ≈ HK$18,374/mo (50% DSR)
Upfront cash ≈ HK$573K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,358
−HK$524/mo
▼ 0.25% · 3.875%
HK$8,617
−HK$265/mo
Today · 4.125%
HK$8,882
baseline
▲ 0.50% · 4.625%
HK$9,422
+HK$540/mo
Deposit HK$458K · loan HK$1.83M · min. income ≈ HK$17,764/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,298
−HK$502/mo
▼ 0.25% · 3.875%
HK$9,547
−HK$253/mo
Today · 4.125%
HK$9,800
baseline
▲ 0.50% · 4.625%
HK$10,317
+HK$517/mo
Deposit HK$458K · loan HK$1.83M · min. income ≈ HK$19,600/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,880
−HK$557/mo
▼ 0.25% · 3.875%
HK$9,156
−HK$281/mo
Today · 4.125%
HK$9,437
baseline
▲ 0.50% · 4.625%
HK$10,011
+HK$574/mo
Deposit HK$344K · loan HK$1.95M · min. income ≈ HK$18,874/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,879
−HK$533/mo
▼ 0.25% · 3.875%
HK$10,144
−HK$268/mo
Today · 4.125%
HK$10,412
baseline
▲ 0.50% · 4.625%
HK$10,961
+HK$549/mo
Deposit HK$344K · loan HK$1.95M · min. income ≈ HK$20,824/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,402
−HK$590/mo
▼ 0.25% · 3.875%
HK$9,695
−HK$297/mo
Today · 4.125%
HK$9,992
baseline
▲ 0.50% · 4.625%
HK$10,600
+HK$608/mo
Deposit HK$229K · loan HK$2.06M · min. income ≈ HK$19,984/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,460
−HK$565/mo
▼ 0.25% · 3.875%
HK$10,740
−HK$285/mo
Today · 4.125%
HK$11,025
baseline
▲ 0.50% · 4.625%
HK$11,606
+HK$581/mo
Deposit HK$229K · loan HK$2.06M · min. income ≈ HK$22,050/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).