▼ 0.50% · 3.625%
HK$19,605
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$20,215
−HK$620/mo
Today · 4.125%
HK$20,835
baseline
▲ 0.50% · 4.625%
HK$22,102
+HK$1,267/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$41,670/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$257,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,810
−HK$1,179/mo
▼ 0.25% · 3.875%
HK$22,395
−HK$594/mo
Today · 4.125%
HK$22,989
baseline
▲ 0.50% · 4.625%
HK$24,201
+HK$1,212/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$45,978/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$257,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,566
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$22,236
−HK$682/mo
Today · 4.125%
HK$22,918
baseline
▲ 0.50% · 4.625%
HK$24,312
+HK$1,394/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$45,836/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$257,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,992
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$24,635
−HK$653/mo
Today · 4.125%
HK$25,288
baseline
▲ 0.50% · 4.625%
HK$26,621
+HK$1,333/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$50,576/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$257,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,526
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$24,258
−HK$743/mo
Today · 4.125%
HK$25,001
baseline
▲ 0.50% · 4.625%
HK$26,523
+HK$1,522/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$50,002/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$257,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,173
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$26,874
−HK$713/mo
Today · 4.125%
HK$27,587
baseline
▲ 0.50% · 4.625%
HK$29,041
+HK$1,454/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$55,174/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$257,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,487
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$26,279
−HK$806/mo
Today · 4.125%
HK$27,085
baseline
▲ 0.50% · 4.625%
HK$28,733
+HK$1,648/mo
Deposit HK$3.01M · loan HK$5.59M · min. income ≈ HK$54,170/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$257,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,354
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$29,114
−HK$771/mo
Today · 4.125%
HK$29,885
baseline
▲ 0.50% · 4.625%
HK$31,461
+HK$1,576/mo
Deposit HK$3.01M · loan HK$5.59M · min. income ≈ HK$59,770/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$257,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,447
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$28,301
−HK$867/mo
Today · 4.125%
HK$29,168
baseline
▲ 0.50% · 4.625%
HK$30,943
+HK$1,775/mo
Deposit HK$2.58M · loan HK$6.02M · min. income ≈ HK$58,336/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$257,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,535
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$31,354
−HK$830/mo
Today · 4.125%
HK$32,184
baseline
▲ 0.50% · 4.625%
HK$33,881
+HK$1,697/mo
Deposit HK$2.58M · loan HK$6.02M · min. income ≈ HK$64,368/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$257,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,408
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$30,322
−HK$930/mo
Today · 4.125%
HK$31,252
baseline
▲ 0.50% · 4.625%
HK$33,153
+HK$1,901/mo
Deposit HK$2.15M · loan HK$6.45M · min. income ≈ HK$62,504/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$257,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,716
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$33,593
−HK$890/mo
Today · 4.125%
HK$34,483
baseline
▲ 0.50% · 4.625%
HK$36,301
+HK$1,818/mo
Deposit HK$2.15M · loan HK$6.45M · min. income ≈ HK$68,966/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$257,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,368
−HK$1,967/mo
▼ 0.25% · 3.875%
HK$32,344
−HK$991/mo
Today · 4.125%
HK$33,335
baseline
▲ 0.50% · 4.625%
HK$35,364
+HK$2,029/mo
Deposit HK$1.72M · loan HK$6.88M · min. income ≈ HK$66,670/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$257,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,897
−HK$1,885/mo
▼ 0.25% · 3.875%
HK$35,833
−HK$949/mo
Today · 4.125%
HK$36,782
baseline
▲ 0.50% · 4.625%
HK$38,721
+HK$1,939/mo
Deposit HK$1.72M · loan HK$6.88M · min. income ≈ HK$73,564/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$257,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,329
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$34,365
−HK$1,054/mo
Today · 4.125%
HK$35,419
baseline
▲ 0.50% · 4.625%
HK$37,574
+HK$2,155/mo
Deposit HK$1.29M · loan HK$7.31M · min. income ≈ HK$70,838/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,078
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$38,072
−HK$1,009/mo
Today · 4.125%
HK$39,081
baseline
▲ 0.50% · 4.625%
HK$41,141
+HK$2,060/mo
Deposit HK$1.29M · loan HK$7.31M · min. income ≈ HK$78,162/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,289
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$36,387
−HK$1,115/mo
Today · 4.125%
HK$37,502
baseline
▲ 0.50% · 4.625%
HK$39,784
+HK$2,282/mo
Deposit HK$860K · loan HK$7.74M · min. income ≈ HK$75,004/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,933 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,259
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$40,312
−HK$1,068/mo
Today · 4.125%
HK$41,380
baseline
▲ 0.50% · 4.625%
HK$43,561
+HK$2,181/mo
Deposit HK$860K · loan HK$7.74M · min. income ≈ HK$82,760/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,933 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).