▼ 0.50% · 3.625%
HK$18,881
−HK$1,184/mo
▼ 0.25% · 3.875%
HK$19,468
−HK$597/mo
Today · 4.125%
HK$20,065
baseline
▲ 0.50% · 4.625%
HK$21,286
+HK$1,221/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$40,130/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$248,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,005
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$21,568
−HK$572/mo
Today · 4.125%
HK$22,140
baseline
▲ 0.50% · 4.625%
HK$23,307
+HK$1,167/mo
Deposit HK$4.14M · loan HK$4.14M · min. income ≈ HK$44,280/mo (50% DSR)
Upfront cash ≈ HK$4.39M (deposit + AVD stamp duty HK$248,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,769
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$21,415
−HK$656/mo
Today · 4.125%
HK$22,071
baseline
▲ 0.50% · 4.625%
HK$23,414
+HK$1,343/mo
Deposit HK$3.73M · loan HK$4.55M · min. income ≈ HK$44,142/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$248,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,105
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$23,725
−HK$629/mo
Today · 4.125%
HK$24,354
baseline
▲ 0.50% · 4.625%
HK$25,637
+HK$1,283/mo
Deposit HK$3.73M · loan HK$4.55M · min. income ≈ HK$48,708/mo (50% DSR)
Upfront cash ≈ HK$3.97M (deposit + AVD stamp duty HK$248,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,657
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$23,362
−HK$716/mo
Today · 4.125%
HK$24,078
baseline
▲ 0.50% · 4.625%
HK$25,543
+HK$1,465/mo
Deposit HK$3.31M · loan HK$4.97M · min. income ≈ HK$48,156/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,206
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$25,882
−HK$685/mo
Today · 4.125%
HK$26,567
baseline
▲ 0.50% · 4.625%
HK$27,968
+HK$1,401/mo
Deposit HK$3.31M · loan HK$4.97M · min. income ≈ HK$53,134/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$248,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,545
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$25,309
−HK$775/mo
Today · 4.125%
HK$26,084
baseline
▲ 0.50% · 4.625%
HK$27,671
+HK$1,587/mo
Deposit HK$2.90M · loan HK$5.38M · min. income ≈ HK$52,168/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,306
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$28,038
−HK$743/mo
Today · 4.125%
HK$28,781
baseline
▲ 0.50% · 4.625%
HK$30,299
+HK$1,518/mo
Deposit HK$2.90M · loan HK$5.38M · min. income ≈ HK$57,562/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,433
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$27,255
−HK$836/mo
Today · 4.125%
HK$28,091
baseline
▲ 0.50% · 4.625%
HK$29,800
+HK$1,709/mo
Deposit HK$2.48M · loan HK$5.80M · min. income ≈ HK$56,182/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,407
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$30,195
−HK$800/mo
Today · 4.125%
HK$30,995
baseline
▲ 0.50% · 4.625%
HK$32,629
+HK$1,634/mo
Deposit HK$2.48M · loan HK$5.80M · min. income ≈ HK$61,990/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$248,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,321
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$29,202
−HK$895/mo
Today · 4.125%
HK$30,097
baseline
▲ 0.50% · 4.625%
HK$31,929
+HK$1,832/mo
Deposit HK$2.07M · loan HK$6.21M · min. income ≈ HK$60,194/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,507
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$32,352
−HK$857/mo
Today · 4.125%
HK$33,209
baseline
▲ 0.50% · 4.625%
HK$34,960
+HK$1,751/mo
Deposit HK$2.07M · loan HK$6.21M · min. income ≈ HK$66,418/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,209
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$31,149
−HK$955/mo
Today · 4.125%
HK$32,104
baseline
▲ 0.50% · 4.625%
HK$34,057
+HK$1,953/mo
Deposit HK$1.66M · loan HK$6.62M · min. income ≈ HK$64,208/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$248,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,608
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$34,509
−HK$914/mo
Today · 4.125%
HK$35,423
baseline
▲ 0.50% · 4.625%
HK$37,290
+HK$1,867/mo
Deposit HK$1.66M · loan HK$6.62M · min. income ≈ HK$70,846/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$248,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,097
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$33,096
−HK$1,014/mo
Today · 4.125%
HK$34,110
baseline
▲ 0.50% · 4.625%
HK$36,186
+HK$2,076/mo
Deposit HK$1.24M · loan HK$7.04M · min. income ≈ HK$68,220/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,708
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$36,666
−HK$971/mo
Today · 4.125%
HK$37,637
baseline
▲ 0.50% · 4.625%
HK$39,621
+HK$1,984/mo
Deposit HK$1.24M · loan HK$7.04M · min. income ≈ HK$75,274/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,985
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$35,043
−HK$1,074/mo
Today · 4.125%
HK$36,117
baseline
▲ 0.50% · 4.625%
HK$38,314
+HK$2,197/mo
Deposit HK$828K · loan HK$7.45M · min. income ≈ HK$72,234/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,809
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$38,823
−HK$1,028/mo
Today · 4.125%
HK$39,851
baseline
▲ 0.50% · 4.625%
HK$41,952
+HK$2,101/mo
Deposit HK$828K · loan HK$7.45M · min. income ≈ HK$79,702/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,404 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).