▼ 0.50% · 3.625%
HK$18,769
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$19,353
−HK$593/mo
Today · 4.125%
HK$19,946
baseline
▲ 0.50% · 4.625%
HK$21,160
+HK$1,214/mo
Deposit HK$4.12M · loan HK$4.12M · min. income ≈ HK$39,892/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$246,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,880
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$21,440
−HK$568/mo
Today · 4.125%
HK$22,008
baseline
▲ 0.50% · 4.625%
HK$23,168
+HK$1,160/mo
Deposit HK$4.12M · loan HK$4.12M · min. income ≈ HK$44,016/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$246,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,646
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$21,288
−HK$653/mo
Today · 4.125%
HK$21,941
baseline
▲ 0.50% · 4.625%
HK$23,276
+HK$1,335/mo
Deposit HK$3.70M · loan HK$4.53M · min. income ≈ HK$43,882/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$246,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,968
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$23,584
−HK$625/mo
Today · 4.125%
HK$24,209
baseline
▲ 0.50% · 4.625%
HK$25,485
+HK$1,276/mo
Deposit HK$3.70M · loan HK$4.53M · min. income ≈ HK$48,418/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$246,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,523
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$23,223
−HK$712/mo
Today · 4.125%
HK$23,935
baseline
▲ 0.50% · 4.625%
HK$25,391
+HK$1,456/mo
Deposit HK$3.29M · loan HK$4.94M · min. income ≈ HK$47,870/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$246,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,056
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$25,728
−HK$682/mo
Today · 4.125%
HK$26,410
baseline
▲ 0.50% · 4.625%
HK$27,802
+HK$1,392/mo
Deposit HK$3.29M · loan HK$4.94M · min. income ≈ HK$52,820/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$246,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,400
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$25,159
−HK$771/mo
Today · 4.125%
HK$25,930
baseline
▲ 0.50% · 4.625%
HK$27,507
+HK$1,577/mo
Deposit HK$2.88M · loan HK$5.35M · min. income ≈ HK$51,860/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$246,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,144
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$27,872
−HK$739/mo
Today · 4.125%
HK$28,611
baseline
▲ 0.50% · 4.625%
HK$30,119
+HK$1,508/mo
Deposit HK$2.88M · loan HK$5.35M · min. income ≈ HK$57,222/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$246,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,277
−HK$1,647/mo
▼ 0.25% · 3.875%
HK$27,094
−HK$830/mo
Today · 4.125%
HK$27,924
baseline
▲ 0.50% · 4.625%
HK$29,623
+HK$1,699/mo
Deposit HK$2.47M · loan HK$5.76M · min. income ≈ HK$55,848/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$246,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,232
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$30,016
−HK$796/mo
Today · 4.125%
HK$30,812
baseline
▲ 0.50% · 4.625%
HK$32,436
+HK$1,624/mo
Deposit HK$2.47M · loan HK$5.76M · min. income ≈ HK$61,624/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$246,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,153
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$29,029
−HK$890/mo
Today · 4.125%
HK$29,919
baseline
▲ 0.50% · 4.625%
HK$31,739
+HK$1,820/mo
Deposit HK$2.06M · loan HK$6.17M · min. income ≈ HK$59,838/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,320
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$32,160
−HK$853/mo
Today · 4.125%
HK$33,013
baseline
▲ 0.50% · 4.625%
HK$34,753
+HK$1,740/mo
Deposit HK$2.06M · loan HK$6.17M · min. income ≈ HK$66,026/mo (50% DSR)
Upfront cash ≈ HK$2.30M (deposit + AVD stamp duty HK$246,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,030
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$30,964
−HK$949/mo
Today · 4.125%
HK$31,913
baseline
▲ 0.50% · 4.625%
HK$33,855
+HK$1,942/mo
Deposit HK$1.65M · loan HK$6.58M · min. income ≈ HK$63,826/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,408
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$34,304
−HK$909/mo
Today · 4.125%
HK$35,213
baseline
▲ 0.50% · 4.625%
HK$37,070
+HK$1,857/mo
Deposit HK$1.65M · loan HK$6.58M · min. income ≈ HK$70,426/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$246,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,907
−HK$2,001/mo
▼ 0.25% · 3.875%
HK$32,900
−HK$1,008/mo
Today · 4.125%
HK$33,908
baseline
▲ 0.50% · 4.625%
HK$35,971
+HK$2,063/mo
Deposit HK$1.23M · loan HK$7.00M · min. income ≈ HK$67,816/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,496
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$36,448
−HK$966/mo
Today · 4.125%
HK$37,414
baseline
▲ 0.50% · 4.625%
HK$39,386
+HK$1,972/mo
Deposit HK$1.23M · loan HK$7.00M · min. income ≈ HK$74,828/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$246,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,784
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$34,835
−HK$1,068/mo
Today · 4.125%
HK$35,903
baseline
▲ 0.50% · 4.625%
HK$38,087
+HK$2,184/mo
Deposit HK$823K · loan HK$7.41M · min. income ≈ HK$71,806/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,584
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$38,592
−HK$1,023/mo
Today · 4.125%
HK$39,615
baseline
▲ 0.50% · 4.625%
HK$41,703
+HK$2,088/mo
Deposit HK$823K · loan HK$7.41M · min. income ≈ HK$79,230/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$246,932 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).