▼ 0.50% · 3.625%
HK$15,355
−HK$963/mo
▼ 0.25% · 3.875%
HK$15,833
−HK$485/mo
Today · 4.125%
HK$16,318
baseline
▲ 0.50% · 4.625%
HK$17,311
+HK$993/mo
Deposit HK$3.37M · loan HK$3.37M · min. income ≈ HK$32,636/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$202,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,082
−HK$923/mo
▼ 0.25% · 3.875%
HK$17,541
−HK$464/mo
Today · 4.125%
HK$18,005
baseline
▲ 0.50% · 4.625%
HK$18,954
+HK$949/mo
Deposit HK$3.37M · loan HK$3.37M · min. income ≈ HK$36,010/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$202,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,891
−HK$1,059/mo
▼ 0.25% · 3.875%
HK$17,416
−HK$534/mo
Today · 4.125%
HK$17,950
baseline
▲ 0.50% · 4.625%
HK$19,042
+HK$1,092/mo
Deposit HK$3.03M · loan HK$3.70M · min. income ≈ HK$35,900/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$202,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,791
−HK$1,015/mo
▼ 0.25% · 3.875%
HK$19,295
−HK$511/mo
Today · 4.125%
HK$19,806
baseline
▲ 0.50% · 4.625%
HK$20,850
+HK$1,044/mo
Deposit HK$3.03M · loan HK$3.70M · min. income ≈ HK$39,612/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$202,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,426
−HK$1,156/mo
▼ 0.25% · 3.875%
HK$18,999
−HK$583/mo
Today · 4.125%
HK$19,582
baseline
▲ 0.50% · 4.625%
HK$20,773
+HK$1,191/mo
Deposit HK$2.69M · loan HK$4.04M · min. income ≈ HK$39,164/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$202,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,499
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$21,049
−HK$557/mo
Today · 4.125%
HK$21,606
baseline
▲ 0.50% · 4.625%
HK$22,745
+HK$1,139/mo
Deposit HK$2.69M · loan HK$4.04M · min. income ≈ HK$43,212/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$202,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,962
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$20,583
−HK$630/mo
Today · 4.125%
HK$21,213
baseline
▲ 0.50% · 4.625%
HK$22,504
+HK$1,291/mo
Deposit HK$2.36M · loan HK$4.38M · min. income ≈ HK$42,426/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$202,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,207
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$22,803
−HK$604/mo
Today · 4.125%
HK$23,407
baseline
▲ 0.50% · 4.625%
HK$24,641
+HK$1,234/mo
Deposit HK$2.36M · loan HK$4.38M · min. income ≈ HK$46,814/mo (50% DSR)
Upfront cash ≈ HK$2.56M (deposit + AVD stamp duty HK$202,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,497
−HK$1,348/mo
▼ 0.25% · 3.875%
HK$22,166
−HK$679/mo
Today · 4.125%
HK$22,845
baseline
▲ 0.50% · 4.625%
HK$24,235
+HK$1,390/mo
Deposit HK$2.02M · loan HK$4.71M · min. income ≈ HK$45,690/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$202,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,915
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$24,557
−HK$650/mo
Today · 4.125%
HK$25,207
baseline
▲ 0.50% · 4.625%
HK$26,536
+HK$1,329/mo
Deposit HK$2.02M · loan HK$4.71M · min. income ≈ HK$50,414/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$202,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,033
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$23,749
−HK$728/mo
Today · 4.125%
HK$24,477
baseline
▲ 0.50% · 4.625%
HK$25,966
+HK$1,489/mo
Deposit HK$1.68M · loan HK$5.05M · min. income ≈ HK$48,954/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$202,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,624
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$26,311
−HK$697/mo
Today · 4.125%
HK$27,008
baseline
▲ 0.50% · 4.625%
HK$28,432
+HK$1,424/mo
Deposit HK$1.68M · loan HK$5.05M · min. income ≈ HK$54,016/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$202,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,568
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$25,332
−HK$777/mo
Today · 4.125%
HK$26,109
baseline
▲ 0.50% · 4.625%
HK$27,697
+HK$1,588/mo
Deposit HK$1.35M · loan HK$5.39M · min. income ≈ HK$52,218/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$202,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,332
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$28,065
−HK$743/mo
Today · 4.125%
HK$28,808
baseline
▲ 0.50% · 4.625%
HK$30,327
+HK$1,519/mo
Deposit HK$1.35M · loan HK$5.39M · min. income ≈ HK$57,616/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$202,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,104
−HK$1,637/mo
▼ 0.25% · 3.875%
HK$26,916
−HK$825/mo
Today · 4.125%
HK$27,741
baseline
▲ 0.50% · 4.625%
HK$29,429
+HK$1,688/mo
Deposit HK$1.01M · loan HK$5.72M · min. income ≈ HK$55,482/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$202,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,040
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$29,819
−HK$790/mo
Today · 4.125%
HK$30,609
baseline
▲ 0.50% · 4.625%
HK$32,222
+HK$1,613/mo
Deposit HK$1.01M · loan HK$5.72M · min. income ≈ HK$61,218/mo (50% DSR)
Upfront cash ≈ HK$1.21M (deposit + AVD stamp duty HK$202,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,639
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$28,499
−HK$873/mo
Today · 4.125%
HK$29,372
baseline
▲ 0.50% · 4.625%
HK$31,160
+HK$1,788/mo
Deposit HK$673K · loan HK$6.06M · min. income ≈ HK$58,744/mo (50% DSR)
Upfront cash ≈ HK$875K (deposit + AVD stamp duty HK$202,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,748
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$31,573
−HK$837/mo
Today · 4.125%
HK$32,410
baseline
▲ 0.50% · 4.625%
HK$34,118
+HK$1,708/mo
Deposit HK$673K · loan HK$6.06M · min. income ≈ HK$64,820/mo (50% DSR)
Upfront cash ≈ HK$875K (deposit + AVD stamp duty HK$202,019 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).