▼ 0.50% · 3.625%
HK$21,928
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$22,610
−HK$693/mo
Today · 4.125%
HK$23,303
baseline
▲ 0.50% · 4.625%
HK$24,721
+HK$1,418/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$46,606/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$331,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,394
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$25,049
−HK$663/mo
Today · 4.125%
HK$25,712
baseline
▲ 0.50% · 4.625%
HK$27,068
+HK$1,356/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$51,424/mo (50% DSR)
Upfront cash ≈ HK$5.14M (deposit + AVD stamp duty HK$331,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,120
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$24,871
−HK$762/mo
Today · 4.125%
HK$25,633
baseline
▲ 0.50% · 4.625%
HK$27,193
+HK$1,560/mo
Deposit HK$4.33M · loan HK$5.29M · min. income ≈ HK$51,266/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$331,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,834
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$27,553
−HK$731/mo
Today · 4.125%
HK$28,284
baseline
▲ 0.50% · 4.625%
HK$29,774
+HK$1,490/mo
Deposit HK$4.33M · loan HK$5.29M · min. income ≈ HK$56,568/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$331,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,313
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$27,132
−HK$831/mo
Today · 4.125%
HK$27,963
baseline
▲ 0.50% · 4.625%
HK$29,665
+HK$1,702/mo
Deposit HK$3.85M · loan HK$5.77M · min. income ≈ HK$55,926/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$331,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,273
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$30,058
−HK$797/mo
Today · 4.125%
HK$30,855
baseline
▲ 0.50% · 4.625%
HK$32,481
+HK$1,626/mo
Deposit HK$3.85M · loan HK$5.77M · min. income ≈ HK$61,710/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$331,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,506
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$29,393
−HK$901/mo
Today · 4.125%
HK$30,294
baseline
▲ 0.50% · 4.625%
HK$32,137
+HK$1,843/mo
Deposit HK$3.37M · loan HK$6.25M · min. income ≈ HK$60,588/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$331,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,713
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$32,563
−HK$863/mo
Today · 4.125%
HK$33,426
baseline
▲ 0.50% · 4.625%
HK$35,188
+HK$1,762/mo
Deposit HK$3.37M · loan HK$6.25M · min. income ≈ HK$66,852/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$331,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,699
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$31,654
−HK$970/mo
Today · 4.125%
HK$32,624
baseline
▲ 0.50% · 4.625%
HK$34,609
+HK$1,985/mo
Deposit HK$2.88M · loan HK$6.73M · min. income ≈ HK$65,248/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$331,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,152
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$35,068
−HK$929/mo
Today · 4.125%
HK$35,997
baseline
▲ 0.50% · 4.625%
HK$37,895
+HK$1,898/mo
Deposit HK$2.88M · loan HK$6.73M · min. income ≈ HK$71,994/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$331,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,892
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$33,915
−HK$1,039/mo
Today · 4.125%
HK$34,954
baseline
▲ 0.50% · 4.625%
HK$37,081
+HK$2,127/mo
Deposit HK$2.40M · loan HK$7.21M · min. income ≈ HK$69,908/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$331,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,592
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$37,573
−HK$995/mo
Today · 4.125%
HK$38,568
baseline
▲ 0.50% · 4.625%
HK$40,601
+HK$2,033/mo
Deposit HK$2.40M · loan HK$7.21M · min. income ≈ HK$77,136/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$331,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,084
−HK$2,200/mo
▼ 0.25% · 3.875%
HK$36,176
−HK$1,108/mo
Today · 4.125%
HK$37,284
baseline
▲ 0.50% · 4.625%
HK$39,553
+HK$2,269/mo
Deposit HK$1.92M · loan HK$7.69M · min. income ≈ HK$74,568/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$331,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,031
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$40,078
−HK$1,062/mo
Today · 4.125%
HK$41,140
baseline
▲ 0.50% · 4.625%
HK$43,308
+HK$2,168/mo
Deposit HK$1.92M · loan HK$7.69M · min. income ≈ HK$82,280/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$331,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,277
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$38,437
−HK$1,178/mo
Today · 4.125%
HK$39,615
baseline
▲ 0.50% · 4.625%
HK$42,025
+HK$2,410/mo
Deposit HK$1.44M · loan HK$8.17M · min. income ≈ HK$79,230/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$331,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,470
−HK$2,241/mo
▼ 0.25% · 3.875%
HK$42,583
−HK$1,128/mo
Today · 4.125%
HK$43,711
baseline
▲ 0.50% · 4.625%
HK$46,015
+HK$2,304/mo
Deposit HK$1.44M · loan HK$8.17M · min. income ≈ HK$87,422/mo (50% DSR)
Upfront cash ≈ HK$1.77M (deposit + AVD stamp duty HK$331,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,470
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$40,698
−HK$1,247/mo
Today · 4.125%
HK$41,945
baseline
▲ 0.50% · 4.625%
HK$44,497
+HK$2,552/mo
Deposit HK$962K · loan HK$8.65M · min. income ≈ HK$83,890/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$331,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,910
−HK$2,372/mo
▼ 0.25% · 3.875%
HK$45,088
−HK$1,194/mo
Today · 4.125%
HK$46,282
baseline
▲ 0.50% · 4.625%
HK$48,722
+HK$2,440/mo
Deposit HK$962K · loan HK$8.65M · min. income ≈ HK$92,564/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$331,634 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).