▼ 0.50% · 3.625%
HK$14,983
−HK$940/mo
▼ 0.25% · 3.875%
HK$15,449
−HK$474/mo
Today · 4.125%
HK$15,923
baseline
▲ 0.50% · 4.625%
HK$16,891
+HK$968/mo
Deposit HK$3.29M · loan HK$3.29M · min. income ≈ HK$31,846/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$192,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,668
−HK$901/mo
▼ 0.25% · 3.875%
HK$17,115
−HK$454/mo
Today · 4.125%
HK$17,569
baseline
▲ 0.50% · 4.625%
HK$18,495
+HK$926/mo
Deposit HK$3.29M · loan HK$3.29M · min. income ≈ HK$35,138/mo (50% DSR)
Upfront cash ≈ HK$3.48M (deposit + AVD stamp duty HK$192,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,481
−HK$1,034/mo
▼ 0.25% · 3.875%
HK$16,994
−HK$521/mo
Today · 4.125%
HK$17,515
baseline
▲ 0.50% · 4.625%
HK$18,580
+HK$1,065/mo
Deposit HK$2.96M · loan HK$3.61M · min. income ≈ HK$35,030/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$192,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,335
−HK$991/mo
▼ 0.25% · 3.875%
HK$18,827
−HK$499/mo
Today · 4.125%
HK$19,326
baseline
▲ 0.50% · 4.625%
HK$20,345
+HK$1,019/mo
Deposit HK$2.96M · loan HK$3.61M · min. income ≈ HK$38,652/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$192,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,980
−HK$1,127/mo
▼ 0.25% · 3.875%
HK$18,539
−HK$568/mo
Today · 4.125%
HK$19,107
baseline
▲ 0.50% · 4.625%
HK$20,270
+HK$1,163/mo
Deposit HK$2.63M · loan HK$3.94M · min. income ≈ HK$38,214/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$192,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,002
−HK$1,081/mo
▼ 0.25% · 3.875%
HK$20,539
−HK$544/mo
Today · 4.125%
HK$21,083
baseline
▲ 0.50% · 4.625%
HK$22,194
+HK$1,111/mo
Deposit HK$2.63M · loan HK$3.94M · min. income ≈ HK$42,166/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$192,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,478
−HK$1,221/mo
▼ 0.25% · 3.875%
HK$20,084
−HK$615/mo
Today · 4.125%
HK$20,699
baseline
▲ 0.50% · 4.625%
HK$21,959
+HK$1,260/mo
Deposit HK$2.30M · loan HK$4.27M · min. income ≈ HK$41,398/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$192,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,669
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$22,250
−HK$590/mo
Today · 4.125%
HK$22,840
baseline
▲ 0.50% · 4.625%
HK$24,044
+HK$1,204/mo
Deposit HK$2.30M · loan HK$4.27M · min. income ≈ HK$45,680/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$192,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,976
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$21,629
−HK$663/mo
Today · 4.125%
HK$22,292
baseline
▲ 0.50% · 4.625%
HK$23,648
+HK$1,356/mo
Deposit HK$1.97M · loan HK$4.60M · min. income ≈ HK$44,584/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$192,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,336
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$23,962
−HK$634/mo
Today · 4.125%
HK$24,596
baseline
▲ 0.50% · 4.625%
HK$25,893
+HK$1,297/mo
Deposit HK$1.97M · loan HK$4.60M · min. income ≈ HK$49,192/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$192,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,474
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,174
−HK$710/mo
Today · 4.125%
HK$23,884
baseline
▲ 0.50% · 4.625%
HK$25,337
+HK$1,453/mo
Deposit HK$1.64M · loan HK$4.93M · min. income ≈ HK$47,768/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$192,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,003
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,673
−HK$680/mo
Today · 4.125%
HK$26,353
baseline
▲ 0.50% · 4.625%
HK$27,743
+HK$1,390/mo
Deposit HK$1.64M · loan HK$4.93M · min. income ≈ HK$52,706/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$192,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,973
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$24,718
−HK$758/mo
Today · 4.125%
HK$25,476
baseline
▲ 0.50% · 4.625%
HK$27,026
+HK$1,550/mo
Deposit HK$1.31M · loan HK$5.26M · min. income ≈ HK$50,952/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$192,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,669
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$27,385
−HK$725/mo
Today · 4.125%
HK$28,110
baseline
▲ 0.50% · 4.625%
HK$29,592
+HK$1,482/mo
Deposit HK$1.31M · loan HK$5.26M · min. income ≈ HK$56,220/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$192,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,471
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$26,263
−HK$805/mo
Today · 4.125%
HK$27,068
baseline
▲ 0.50% · 4.625%
HK$28,715
+HK$1,647/mo
Deposit HK$986K · loan HK$5.59M · min. income ≈ HK$54,136/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$192,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,336
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$29,096
−HK$771/mo
Today · 4.125%
HK$29,867
baseline
▲ 0.50% · 4.625%
HK$31,442
+HK$1,575/mo
Deposit HK$986K · loan HK$5.59M · min. income ≈ HK$59,734/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$192,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,969
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$27,808
−HK$853/mo
Today · 4.125%
HK$28,661
baseline
▲ 0.50% · 4.625%
HK$30,404
+HK$1,743/mo
Deposit HK$657K · loan HK$5.91M · min. income ≈ HK$57,322/mo (50% DSR)
Upfront cash ≈ HK$849K (deposit + AVD stamp duty HK$192,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,003
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,808
−HK$816/mo
Today · 4.125%
HK$31,624
baseline
▲ 0.50% · 4.625%
HK$33,291
+HK$1,667/mo
Deposit HK$657K · loan HK$5.91M · min. income ≈ HK$63,248/mo (50% DSR)
Upfront cash ≈ HK$849K (deposit + AVD stamp duty HK$192,074 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).