▼ 0.50% · 3.625%
HK$20,163
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$20,790
−HK$637/mo
Today · 4.125%
HK$21,427
baseline
▲ 0.50% · 4.625%
HK$22,731
+HK$1,304/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$42,854/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,431
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$23,033
−HK$610/mo
Today · 4.125%
HK$23,643
baseline
▲ 0.50% · 4.625%
HK$24,889
+HK$1,246/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$47,286/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,179
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$22,869
−HK$701/mo
Today · 4.125%
HK$23,570
baseline
▲ 0.50% · 4.625%
HK$25,004
+HK$1,434/mo
Deposit HK$3.98M · loan HK$4.86M · min. income ≈ HK$47,140/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$265,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,674
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$25,336
−HK$671/mo
Today · 4.125%
HK$26,007
baseline
▲ 0.50% · 4.625%
HK$27,378
+HK$1,371/mo
Deposit HK$3.98M · loan HK$4.86M · min. income ≈ HK$52,014/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$265,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,196
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$24,948
−HK$765/mo
Today · 4.125%
HK$25,713
baseline
▲ 0.50% · 4.625%
HK$27,277
+HK$1,564/mo
Deposit HK$3.54M · loan HK$5.31M · min. income ≈ HK$51,426/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,917
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$27,639
−HK$733/mo
Today · 4.125%
HK$28,372
baseline
▲ 0.50% · 4.625%
HK$29,867
+HK$1,495/mo
Deposit HK$3.54M · loan HK$5.31M · min. income ≈ HK$56,744/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,212
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$27,027
−HK$829/mo
Today · 4.125%
HK$27,856
baseline
▲ 0.50% · 4.625%
HK$29,550
+HK$1,694/mo
Deposit HK$3.09M · loan HK$5.75M · min. income ≈ HK$55,712/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,160
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$29,942
−HK$794/mo
Today · 4.125%
HK$30,736
baseline
▲ 0.50% · 4.625%
HK$32,356
+HK$1,620/mo
Deposit HK$3.09M · loan HK$5.75M · min. income ≈ HK$61,472/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,228
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$29,106
−HK$892/mo
Today · 4.125%
HK$29,998
baseline
▲ 0.50% · 4.625%
HK$31,824
+HK$1,826/mo
Deposit HK$2.65M · loan HK$6.19M · min. income ≈ HK$59,996/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,403
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$32,246
−HK$854/mo
Today · 4.125%
HK$33,100
baseline
▲ 0.50% · 4.625%
HK$34,845
+HK$1,745/mo
Deposit HK$2.65M · loan HK$6.19M · min. income ≈ HK$66,200/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,244
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$31,185
−HK$956/mo
Today · 4.125%
HK$32,141
baseline
▲ 0.50% · 4.625%
HK$34,097
+HK$1,956/mo
Deposit HK$2.21M · loan HK$6.63M · min. income ≈ HK$64,282/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,647
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$34,549
−HK$915/mo
Today · 4.125%
HK$35,464
baseline
▲ 0.50% · 4.625%
HK$37,334
+HK$1,870/mo
Deposit HK$2.21M · loan HK$6.63M · min. income ≈ HK$70,928/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,261
−HK$2,023/mo
▼ 0.25% · 3.875%
HK$33,264
−HK$1,020/mo
Today · 4.125%
HK$34,284
baseline
▲ 0.50% · 4.625%
HK$36,370
+HK$2,086/mo
Deposit HK$1.77M · loan HK$7.07M · min. income ≈ HK$68,568/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$265,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,890
−HK$1,939/mo
▼ 0.25% · 3.875%
HK$36,852
−HK$977/mo
Today · 4.125%
HK$37,829
baseline
▲ 0.50% · 4.625%
HK$39,823
+HK$1,994/mo
Deposit HK$1.77M · loan HK$7.07M · min. income ≈ HK$75,658/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$265,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,277
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$35,343
−HK$1,083/mo
Today · 4.125%
HK$36,426
baseline
▲ 0.50% · 4.625%
HK$38,643
+HK$2,217/mo
Deposit HK$1.33M · loan HK$7.52M · min. income ≈ HK$72,852/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,133
−HK$2,060/mo
▼ 0.25% · 3.875%
HK$39,156
−HK$1,037/mo
Today · 4.125%
HK$40,193
baseline
▲ 0.50% · 4.625%
HK$42,312
+HK$2,119/mo
Deposit HK$1.33M · loan HK$7.52M · min. income ≈ HK$80,386/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,293
−HK$2,276/mo
▼ 0.25% · 3.875%
HK$37,422
−HK$1,147/mo
Today · 4.125%
HK$38,569
baseline
▲ 0.50% · 4.625%
HK$40,916
+HK$2,347/mo
Deposit HK$884K · loan HK$7.96M · min. income ≈ HK$77,138/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,376
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$41,459
−HK$1,098/mo
Today · 4.125%
HK$42,557
baseline
▲ 0.50% · 4.625%
HK$44,801
+HK$2,244/mo
Deposit HK$884K · loan HK$7.96M · min. income ≈ HK$85,114/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,272 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).