▼ 0.50% · 3.625%
HK$20,014
−HK$1,255/mo
▼ 0.25% · 3.875%
HK$20,636
−HK$633/mo
Today · 4.125%
HK$21,269
baseline
▲ 0.50% · 4.625%
HK$22,563
+HK$1,294/mo
Deposit HK$4.39M · loan HK$4.39M · min. income ≈ HK$42,538/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$263,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,265
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$22,862
−HK$606/mo
Today · 4.125%
HK$23,468
baseline
▲ 0.50% · 4.625%
HK$24,705
+HK$1,237/mo
Deposit HK$4.39M · loan HK$4.39M · min. income ≈ HK$46,936/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$263,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,015
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,700
−HK$695/mo
Today · 4.125%
HK$23,395
baseline
▲ 0.50% · 4.625%
HK$24,819
+HK$1,424/mo
Deposit HK$3.95M · loan HK$4.83M · min. income ≈ HK$46,790/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$263,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,491
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$25,148
−HK$667/mo
Today · 4.125%
HK$25,815
baseline
▲ 0.50% · 4.625%
HK$27,175
+HK$1,360/mo
Deposit HK$3.95M · loan HK$4.83M · min. income ≈ HK$51,630/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$263,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,016
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$24,763
−HK$759/mo
Today · 4.125%
HK$25,522
baseline
▲ 0.50% · 4.625%
HK$27,075
+HK$1,553/mo
Deposit HK$3.51M · loan HK$5.27M · min. income ≈ HK$51,044/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$263,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,718
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$27,434
−HK$727/mo
Today · 4.125%
HK$28,161
baseline
▲ 0.50% · 4.625%
HK$29,646
+HK$1,485/mo
Deposit HK$3.51M · loan HK$5.27M · min. income ≈ HK$56,322/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$263,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,018
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,827
−HK$822/mo
Today · 4.125%
HK$27,649
baseline
▲ 0.50% · 4.625%
HK$29,332
+HK$1,683/mo
Deposit HK$3.07M · loan HK$5.70M · min. income ≈ HK$55,298/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,944
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$29,721
−HK$787/mo
Today · 4.125%
HK$30,508
baseline
▲ 0.50% · 4.625%
HK$32,116
+HK$1,608/mo
Deposit HK$3.07M · loan HK$5.70M · min. income ≈ HK$61,016/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$263,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,019
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$28,891
−HK$885/mo
Today · 4.125%
HK$29,776
baseline
▲ 0.50% · 4.625%
HK$31,588
+HK$1,812/mo
Deposit HK$2.63M · loan HK$6.14M · min. income ≈ HK$59,552/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,171
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$32,007
−HK$848/mo
Today · 4.125%
HK$32,855
baseline
▲ 0.50% · 4.625%
HK$34,587
+HK$1,732/mo
Deposit HK$2.63M · loan HK$6.14M · min. income ≈ HK$65,710/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$263,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,020
−HK$1,883/mo
▼ 0.25% · 3.875%
HK$30,954
−HK$949/mo
Today · 4.125%
HK$31,903
baseline
▲ 0.50% · 4.625%
HK$33,844
+HK$1,941/mo
Deposit HK$2.19M · loan HK$6.58M · min. income ≈ HK$63,806/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,397
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$34,293
−HK$909/mo
Today · 4.125%
HK$35,202
baseline
▲ 0.50% · 4.625%
HK$37,057
+HK$1,855/mo
Deposit HK$2.19M · loan HK$6.58M · min. income ≈ HK$70,404/mo (50% DSR)
Upfront cash ≈ HK$2.46M (deposit + AVD stamp duty HK$263,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,022
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$33,018
−HK$1,012/mo
Today · 4.125%
HK$34,030
baseline
▲ 0.50% · 4.625%
HK$36,100
+HK$2,070/mo
Deposit HK$1.76M · loan HK$7.02M · min. income ≈ HK$68,060/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,624
−HK$1,925/mo
▼ 0.25% · 3.875%
HK$36,579
−HK$970/mo
Today · 4.125%
HK$37,549
baseline
▲ 0.50% · 4.625%
HK$39,528
+HK$1,979/mo
Deposit HK$1.76M · loan HK$7.02M · min. income ≈ HK$75,098/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$263,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,023
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$35,081
−HK$1,076/mo
Today · 4.125%
HK$36,157
baseline
▲ 0.50% · 4.625%
HK$38,357
+HK$2,200/mo
Deposit HK$1.32M · loan HK$7.46M · min. income ≈ HK$72,314/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,850
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$38,866
−HK$1,029/mo
Today · 4.125%
HK$39,895
baseline
▲ 0.50% · 4.625%
HK$41,998
+HK$2,103/mo
Deposit HK$1.32M · loan HK$7.46M · min. income ≈ HK$79,790/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$263,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,024
−HK$2,260/mo
▼ 0.25% · 3.875%
HK$37,145
−HK$1,139/mo
Today · 4.125%
HK$38,284
baseline
▲ 0.50% · 4.625%
HK$40,613
+HK$2,329/mo
Deposit HK$878K · loan HK$7.90M · min. income ≈ HK$76,568/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,077
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$41,152
−HK$1,090/mo
Today · 4.125%
HK$42,242
baseline
▲ 0.50% · 4.625%
HK$44,469
+HK$2,227/mo
Deposit HK$878K · loan HK$7.90M · min. income ≈ HK$84,484/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$263,308 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).