▼ 0.50% · 3.625%
HK$18,778
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$19,362
−HK$593/mo
Today · 4.125%
HK$19,955
baseline
▲ 0.50% · 4.625%
HK$21,169
+HK$1,214/mo
Deposit HK$4.12M · loan HK$4.12M · min. income ≈ HK$39,910/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$247,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,890
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$21,450
−HK$568/mo
Today · 4.125%
HK$22,018
baseline
▲ 0.50% · 4.625%
HK$23,179
+HK$1,161/mo
Deposit HK$4.12M · loan HK$4.12M · min. income ≈ HK$44,036/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$247,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,655
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$21,298
−HK$653/mo
Today · 4.125%
HK$21,951
baseline
▲ 0.50% · 4.625%
HK$23,286
+HK$1,335/mo
Deposit HK$3.71M · loan HK$4.53M · min. income ≈ HK$43,902/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$247,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,979
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$23,595
−HK$625/mo
Today · 4.125%
HK$24,220
baseline
▲ 0.50% · 4.625%
HK$25,497
+HK$1,277/mo
Deposit HK$3.71M · loan HK$4.53M · min. income ≈ HK$48,440/mo (50% DSR)
Upfront cash ≈ HK$3.95M (deposit + AVD stamp duty HK$247,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,533
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$23,234
−HK$712/mo
Today · 4.125%
HK$23,946
baseline
▲ 0.50% · 4.625%
HK$25,403
+HK$1,457/mo
Deposit HK$3.29M · loan HK$4.94M · min. income ≈ HK$47,892/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$247,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,068
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$25,740
−HK$682/mo
Today · 4.125%
HK$26,422
baseline
▲ 0.50% · 4.625%
HK$27,815
+HK$1,393/mo
Deposit HK$3.29M · loan HK$4.94M · min. income ≈ HK$52,844/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$247,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,411
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$25,170
−HK$772/mo
Today · 4.125%
HK$25,942
baseline
▲ 0.50% · 4.625%
HK$27,520
+HK$1,578/mo
Deposit HK$2.88M · loan HK$5.35M · min. income ≈ HK$51,884/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$247,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,157
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$27,885
−HK$739/mo
Today · 4.125%
HK$28,624
baseline
▲ 0.50% · 4.625%
HK$30,133
+HK$1,509/mo
Deposit HK$2.88M · loan HK$5.35M · min. income ≈ HK$57,248/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$247,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,289
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$27,106
−HK$831/mo
Today · 4.125%
HK$27,937
baseline
▲ 0.50% · 4.625%
HK$29,637
+HK$1,700/mo
Deposit HK$2.47M · loan HK$5.76M · min. income ≈ HK$55,874/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,246
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$30,030
−HK$796/mo
Today · 4.125%
HK$30,826
baseline
▲ 0.50% · 4.625%
HK$32,451
+HK$1,625/mo
Deposit HK$2.47M · loan HK$5.76M · min. income ≈ HK$61,652/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,166
−HK$1,767/mo
▼ 0.25% · 3.875%
HK$29,042
−HK$891/mo
Today · 4.125%
HK$29,933
baseline
▲ 0.50% · 4.625%
HK$31,754
+HK$1,821/mo
Deposit HK$2.06M · loan HK$6.18M · min. income ≈ HK$59,866/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,335
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$32,175
−HK$853/mo
Today · 4.125%
HK$33,028
baseline
▲ 0.50% · 4.625%
HK$34,769
+HK$1,741/mo
Deposit HK$2.06M · loan HK$6.18M · min. income ≈ HK$66,056/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,044
−HK$1,884/mo
▼ 0.25% · 3.875%
HK$30,979
−HK$949/mo
Today · 4.125%
HK$31,928
baseline
▲ 0.50% · 4.625%
HK$33,871
+HK$1,943/mo
Deposit HK$1.65M · loan HK$6.59M · min. income ≈ HK$63,856/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$247,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,424
−HK$1,805/mo
▼ 0.25% · 3.875%
HK$34,320
−HK$909/mo
Today · 4.125%
HK$35,229
baseline
▲ 0.50% · 4.625%
HK$37,086
+HK$1,857/mo
Deposit HK$1.65M · loan HK$6.59M · min. income ≈ HK$70,458/mo (50% DSR)
Upfront cash ≈ HK$1.89M (deposit + AVD stamp duty HK$247,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,922
−HK$2,002/mo
▼ 0.25% · 3.875%
HK$32,915
−HK$1,009/mo
Today · 4.125%
HK$33,924
baseline
▲ 0.50% · 4.625%
HK$35,988
+HK$2,064/mo
Deposit HK$1.24M · loan HK$7.00M · min. income ≈ HK$67,848/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$247,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,513
−HK$1,918/mo
▼ 0.25% · 3.875%
HK$36,465
−HK$966/mo
Today · 4.125%
HK$37,431
baseline
▲ 0.50% · 4.625%
HK$39,404
+HK$1,973/mo
Deposit HK$1.24M · loan HK$7.00M · min. income ≈ HK$74,862/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$247,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,800
−HK$2,119/mo
▼ 0.25% · 3.875%
HK$34,851
−HK$1,068/mo
Today · 4.125%
HK$35,919
baseline
▲ 0.50% · 4.625%
HK$38,105
+HK$2,186/mo
Deposit HK$823K · loan HK$7.41M · min. income ≈ HK$71,838/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,602
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$38,610
−HK$1,023/mo
Today · 4.125%
HK$39,633
baseline
▲ 0.50% · 4.625%
HK$41,722
+HK$2,089/mo
Deposit HK$823K · loan HK$7.41M · min. income ≈ HK$79,266/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,045 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).