▼ 0.50% · 3.625%
HK$18,317
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$18,887
−HK$579/mo
Today · 4.125%
HK$19,466
baseline
▲ 0.50% · 4.625%
HK$20,650
+HK$1,184/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$38,932/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$240,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,378
−HK$1,101/mo
▼ 0.25% · 3.875%
HK$20,924
−HK$555/mo
Today · 4.125%
HK$21,479
baseline
▲ 0.50% · 4.625%
HK$22,611
+HK$1,132/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$42,958/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$240,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,149
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$20,776
−HK$637/mo
Today · 4.125%
HK$21,413
baseline
▲ 0.50% · 4.625%
HK$22,715
+HK$1,302/mo
Deposit HK$3.61M · loan HK$4.42M · min. income ≈ HK$42,826/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$240,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,416
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$23,017
−HK$610/mo
Today · 4.125%
HK$23,627
baseline
▲ 0.50% · 4.625%
HK$24,872
+HK$1,245/mo
Deposit HK$3.61M · loan HK$4.42M · min. income ≈ HK$47,254/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$240,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,981
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$22,665
−HK$694/mo
Today · 4.125%
HK$23,359
baseline
▲ 0.50% · 4.625%
HK$24,781
+HK$1,422/mo
Deposit HK$3.21M · loan HK$4.82M · min. income ≈ HK$46,718/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,453
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$25,109
−HK$666/mo
Today · 4.125%
HK$25,775
baseline
▲ 0.50% · 4.625%
HK$27,133
+HK$1,358/mo
Deposit HK$3.21M · loan HK$4.82M · min. income ≈ HK$51,550/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,813
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$24,553
−HK$753/mo
Today · 4.125%
HK$25,306
baseline
▲ 0.50% · 4.625%
HK$26,846
+HK$1,540/mo
Deposit HK$2.81M · loan HK$5.22M · min. income ≈ HK$50,612/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,491
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$27,202
−HK$720/mo
Today · 4.125%
HK$27,922
baseline
▲ 0.50% · 4.625%
HK$29,394
+HK$1,472/mo
Deposit HK$2.81M · loan HK$5.22M · min. income ≈ HK$55,844/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,644
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$26,442
−HK$810/mo
Today · 4.125%
HK$27,252
baseline
▲ 0.50% · 4.625%
HK$28,911
+HK$1,659/mo
Deposit HK$2.41M · loan HK$5.62M · min. income ≈ HK$54,504/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,529
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$29,294
−HK$776/mo
Today · 4.125%
HK$30,070
baseline
▲ 0.50% · 4.625%
HK$31,655
+HK$1,585/mo
Deposit HK$2.41M · loan HK$5.62M · min. income ≈ HK$60,140/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,476
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$28,331
−HK$868/mo
Today · 4.125%
HK$29,199
baseline
▲ 0.50% · 4.625%
HK$30,976
+HK$1,777/mo
Deposit HK$2.01M · loan HK$6.02M · min. income ≈ HK$58,398/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$240,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,567
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$31,387
−HK$831/mo
Today · 4.125%
HK$32,218
baseline
▲ 0.50% · 4.625%
HK$33,916
+HK$1,698/mo
Deposit HK$2.01M · loan HK$6.02M · min. income ≈ HK$64,436/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$240,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,308
−HK$1,838/mo
▼ 0.25% · 3.875%
HK$30,219
−HK$927/mo
Today · 4.125%
HK$31,146
baseline
▲ 0.50% · 4.625%
HK$33,041
+HK$1,895/mo
Deposit HK$1.61M · loan HK$6.43M · min. income ≈ HK$62,292/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$240,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,605
−HK$1,761/mo
▼ 0.25% · 3.875%
HK$33,479
−HK$887/mo
Today · 4.125%
HK$34,366
baseline
▲ 0.50% · 4.625%
HK$36,178
+HK$1,812/mo
Deposit HK$1.61M · loan HK$6.43M · min. income ≈ HK$68,732/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$240,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,139
−HK$1,953/mo
▼ 0.25% · 3.875%
HK$32,108
−HK$984/mo
Today · 4.125%
HK$33,092
baseline
▲ 0.50% · 4.625%
HK$35,106
+HK$2,014/mo
Deposit HK$1.20M · loan HK$6.83M · min. income ≈ HK$66,184/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$240,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,642
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$35,571
−HK$943/mo
Today · 4.125%
HK$36,514
baseline
▲ 0.50% · 4.625%
HK$38,439
+HK$1,925/mo
Deposit HK$1.20M · loan HK$6.83M · min. income ≈ HK$73,028/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$240,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,971
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$33,997
−HK$1,042/mo
Today · 4.125%
HK$35,039
baseline
▲ 0.50% · 4.625%
HK$37,171
+HK$2,132/mo
Deposit HK$803K · loan HK$7.23M · min. income ≈ HK$70,078/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,680
−HK$1,982/mo
▼ 0.25% · 3.875%
HK$37,664
−HK$998/mo
Today · 4.125%
HK$38,662
baseline
▲ 0.50% · 4.625%
HK$40,700
+HK$2,038/mo
Deposit HK$803K · loan HK$7.23M · min. income ≈ HK$77,324/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,991 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).