▼ 0.50% · 3.625%
HK$20,172
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$20,799
−HK$638/mo
Today · 4.125%
HK$21,437
baseline
▲ 0.50% · 4.625%
HK$22,741
+HK$1,304/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$42,874/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,441
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$23,043
−HK$611/mo
Today · 4.125%
HK$23,654
baseline
▲ 0.50% · 4.625%
HK$24,900
+HK$1,246/mo
Deposit HK$4.42M · loan HK$4.42M · min. income ≈ HK$47,308/mo (50% DSR)
Upfront cash ≈ HK$4.69M (deposit + AVD stamp duty HK$265,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,189
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$22,879
−HK$702/mo
Today · 4.125%
HK$23,581
baseline
▲ 0.50% · 4.625%
HK$25,016
+HK$1,435/mo
Deposit HK$3.98M · loan HK$4.87M · min. income ≈ HK$47,162/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,685
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$25,347
−HK$672/mo
Today · 4.125%
HK$26,019
baseline
▲ 0.50% · 4.625%
HK$27,390
+HK$1,371/mo
Deposit HK$3.98M · loan HK$4.87M · min. income ≈ HK$52,038/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,206
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$24,959
−HK$765/mo
Today · 4.125%
HK$25,724
baseline
▲ 0.50% · 4.625%
HK$27,290
+HK$1,566/mo
Deposit HK$3.54M · loan HK$5.31M · min. income ≈ HK$51,448/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,929
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$27,652
−HK$732/mo
Today · 4.125%
HK$28,384
baseline
▲ 0.50% · 4.625%
HK$29,880
+HK$1,496/mo
Deposit HK$3.54M · loan HK$5.31M · min. income ≈ HK$56,768/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$265,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,224
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$27,039
−HK$829/mo
Today · 4.125%
HK$27,868
baseline
▲ 0.50% · 4.625%
HK$29,564
+HK$1,696/mo
Deposit HK$3.10M · loan HK$5.75M · min. income ≈ HK$55,736/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,174
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$29,956
−HK$794/mo
Today · 4.125%
HK$30,750
baseline
▲ 0.50% · 4.625%
HK$32,371
+HK$1,621/mo
Deposit HK$3.10M · loan HK$5.75M · min. income ≈ HK$61,500/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$265,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,241
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$29,119
−HK$893/mo
Today · 4.125%
HK$30,012
baseline
▲ 0.50% · 4.625%
HK$31,838
+HK$1,826/mo
Deposit HK$2.65M · loan HK$6.19M · min. income ≈ HK$60,024/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,418
−HK$1,697/mo
▼ 0.25% · 3.875%
HK$32,260
−HK$855/mo
Today · 4.125%
HK$33,115
baseline
▲ 0.50% · 4.625%
HK$34,861
+HK$1,746/mo
Deposit HK$2.65M · loan HK$6.19M · min. income ≈ HK$66,230/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,258
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$31,199
−HK$956/mo
Today · 4.125%
HK$32,155
baseline
▲ 0.50% · 4.625%
HK$34,112
+HK$1,957/mo
Deposit HK$2.21M · loan HK$6.63M · min. income ≈ HK$64,310/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,662
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$34,565
−HK$915/mo
Today · 4.125%
HK$35,480
baseline
▲ 0.50% · 4.625%
HK$37,351
+HK$1,871/mo
Deposit HK$2.21M · loan HK$6.63M · min. income ≈ HK$70,960/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,275
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$33,279
−HK$1,020/mo
Today · 4.125%
HK$34,299
baseline
▲ 0.50% · 4.625%
HK$36,386
+HK$2,087/mo
Deposit HK$1.77M · loan HK$7.08M · min. income ≈ HK$68,598/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$265,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,906
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$36,869
−HK$977/mo
Today · 4.125%
HK$37,846
baseline
▲ 0.50% · 4.625%
HK$39,841
+HK$1,995/mo
Deposit HK$1.77M · loan HK$7.08M · min. income ≈ HK$75,692/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$265,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,292
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$35,359
−HK$1,084/mo
Today · 4.125%
HK$36,443
baseline
▲ 0.50% · 4.625%
HK$38,660
+HK$2,217/mo
Deposit HK$1.33M · loan HK$7.52M · min. income ≈ HK$72,886/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,150
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,173
−HK$1,038/mo
Today · 4.125%
HK$40,211
baseline
▲ 0.50% · 4.625%
HK$42,331
+HK$2,120/mo
Deposit HK$1.33M · loan HK$7.52M · min. income ≈ HK$80,422/mo (50% DSR)
Upfront cash ≈ HK$1.59M (deposit + AVD stamp duty HK$265,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,310
−HK$2,277/mo
▼ 0.25% · 3.875%
HK$37,439
−HK$1,148/mo
Today · 4.125%
HK$38,587
baseline
▲ 0.50% · 4.625%
HK$40,934
+HK$2,347/mo
Deposit HK$885K · loan HK$7.96M · min. income ≈ HK$77,174/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,394
−HK$2,182/mo
▼ 0.25% · 3.875%
HK$41,477
−HK$1,099/mo
Today · 4.125%
HK$42,576
baseline
▲ 0.50% · 4.625%
HK$44,821
+HK$2,245/mo
Deposit HK$885K · loan HK$7.96M · min. income ≈ HK$85,152/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,392 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).