▼ 0.50% · 3.625%
HK$14,761
−HK$926/mo
▼ 0.25% · 3.875%
HK$15,221
−HK$466/mo
Today · 4.125%
HK$15,687
baseline
▲ 0.50% · 4.625%
HK$16,642
+HK$955/mo
Deposit HK$3.24M · loan HK$3.24M · min. income ≈ HK$31,374/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$182,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,422
−HK$887/mo
▼ 0.25% · 3.875%
HK$16,862
−HK$447/mo
Today · 4.125%
HK$17,309
baseline
▲ 0.50% · 4.625%
HK$18,221
+HK$912/mo
Deposit HK$3.24M · loan HK$3.24M · min. income ≈ HK$34,618/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$182,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,238
−HK$1,018/mo
▼ 0.25% · 3.875%
HK$16,743
−HK$513/mo
Today · 4.125%
HK$17,256
baseline
▲ 0.50% · 4.625%
HK$18,306
+HK$1,050/mo
Deposit HK$2.91M · loan HK$3.56M · min. income ≈ HK$34,512/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$182,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,064
−HK$976/mo
▼ 0.25% · 3.875%
HK$18,549
−HK$491/mo
Today · 4.125%
HK$19,040
baseline
▲ 0.50% · 4.625%
HK$20,044
+HK$1,004/mo
Deposit HK$2.91M · loan HK$3.56M · min. income ≈ HK$38,080/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$182,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,714
−HK$1,110/mo
▼ 0.25% · 3.875%
HK$18,265
−HK$559/mo
Today · 4.125%
HK$18,824
baseline
▲ 0.50% · 4.625%
HK$19,970
+HK$1,146/mo
Deposit HK$2.59M · loan HK$3.88M · min. income ≈ HK$37,648/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$182,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,706
−HK$1,065/mo
▼ 0.25% · 3.875%
HK$20,235
−HK$536/mo
Today · 4.125%
HK$20,771
baseline
▲ 0.50% · 4.625%
HK$21,866
+HK$1,095/mo
Deposit HK$2.59M · loan HK$3.88M · min. income ≈ HK$41,542/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$182,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,190
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$19,787
−HK$606/mo
Today · 4.125%
HK$20,393
baseline
▲ 0.50% · 4.625%
HK$21,634
+HK$1,241/mo
Deposit HK$2.27M · loan HK$4.21M · min. income ≈ HK$40,786/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$182,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,348
−HK$1,154/mo
▼ 0.25% · 3.875%
HK$21,921
−HK$581/mo
Today · 4.125%
HK$22,502
baseline
▲ 0.50% · 4.625%
HK$23,688
+HK$1,186/mo
Deposit HK$2.27M · loan HK$4.21M · min. income ≈ HK$45,004/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$182,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,666
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$21,309
−HK$653/mo
Today · 4.125%
HK$21,962
baseline
▲ 0.50% · 4.625%
HK$23,298
+HK$1,336/mo
Deposit HK$1.94M · loan HK$4.53M · min. income ≈ HK$43,924/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$182,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,991
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$23,607
−HK$626/mo
Today · 4.125%
HK$24,233
baseline
▲ 0.50% · 4.625%
HK$25,510
+HK$1,277/mo
Deposit HK$1.94M · loan HK$4.53M · min. income ≈ HK$48,466/mo (50% DSR)
Upfront cash ≈ HK$2.12M (deposit + AVD stamp duty HK$182,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,142
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$22,831
−HK$700/mo
Today · 4.125%
HK$23,531
baseline
▲ 0.50% · 4.625%
HK$24,962
+HK$1,431/mo
Deposit HK$1.62M · loan HK$4.86M · min. income ≈ HK$47,062/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$182,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,633
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$25,293
−HK$671/mo
Today · 4.125%
HK$25,964
baseline
▲ 0.50% · 4.625%
HK$27,332
+HK$1,368/mo
Deposit HK$1.62M · loan HK$4.86M · min. income ≈ HK$51,928/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$182,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,618
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$24,353
−HK$746/mo
Today · 4.125%
HK$25,099
baseline
▲ 0.50% · 4.625%
HK$26,626
+HK$1,527/mo
Deposit HK$1.29M · loan HK$5.18M · min. income ≈ HK$50,198/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$182,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,275
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$26,980
−HK$715/mo
Today · 4.125%
HK$27,695
baseline
▲ 0.50% · 4.625%
HK$29,154
+HK$1,459/mo
Deposit HK$1.29M · loan HK$5.18M · min. income ≈ HK$55,390/mo (50% DSR)
Upfront cash ≈ HK$1.48M (deposit + AVD stamp duty HK$182,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,094
−HK$1,574/mo
▼ 0.25% · 3.875%
HK$25,875
−HK$793/mo
Today · 4.125%
HK$26,668
baseline
▲ 0.50% · 4.625%
HK$28,291
+HK$1,623/mo
Deposit HK$971K · loan HK$5.50M · min. income ≈ HK$53,336/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$182,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,917
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$28,666
−HK$759/mo
Today · 4.125%
HK$29,425
baseline
▲ 0.50% · 4.625%
HK$30,977
+HK$1,552/mo
Deposit HK$971K · loan HK$5.50M · min. income ≈ HK$58,850/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$182,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,570
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$27,397
−HK$840/mo
Today · 4.125%
HK$28,237
baseline
▲ 0.50% · 4.625%
HK$29,955
+HK$1,718/mo
Deposit HK$647K · loan HK$5.83M · min. income ≈ HK$56,474/mo (50% DSR)
Upfront cash ≈ HK$830K (deposit + AVD stamp duty HK$182,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,559
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$30,352
−HK$804/mo
Today · 4.125%
HK$31,156
baseline
▲ 0.50% · 4.625%
HK$32,799
+HK$1,643/mo
Deposit HK$647K · loan HK$5.83M · min. income ≈ HK$62,312/mo (50% DSR)
Upfront cash ≈ HK$830K (deposit + AVD stamp duty HK$182,356 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).