▼ 0.50% · 3.625%
HK$14,912
−HK$935/mo
▼ 0.25% · 3.875%
HK$15,376
−HK$471/mo
Today · 4.125%
HK$15,847
baseline
▲ 0.50% · 4.625%
HK$16,812
+HK$965/mo
Deposit HK$3.27M · loan HK$3.27M · min. income ≈ HK$31,694/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$188,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,590
−HK$896/mo
▼ 0.25% · 3.875%
HK$17,035
−HK$451/mo
Today · 4.125%
HK$17,486
baseline
▲ 0.50% · 4.625%
HK$18,408
+HK$922/mo
Deposit HK$3.27M · loan HK$3.27M · min. income ≈ HK$34,972/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$188,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,403
−HK$1,029/mo
▼ 0.25% · 3.875%
HK$16,914
−HK$518/mo
Today · 4.125%
HK$17,432
baseline
▲ 0.50% · 4.625%
HK$18,493
+HK$1,061/mo
Deposit HK$2.94M · loan HK$3.60M · min. income ≈ HK$34,864/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$188,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,249
−HK$986/mo
▼ 0.25% · 3.875%
HK$18,738
−HK$497/mo
Today · 4.125%
HK$19,235
baseline
▲ 0.50% · 4.625%
HK$20,249
+HK$1,014/mo
Deposit HK$2.94M · loan HK$3.60M · min. income ≈ HK$38,470/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$188,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,895
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$18,451
−HK$566/mo
Today · 4.125%
HK$19,017
baseline
▲ 0.50% · 4.625%
HK$20,174
+HK$1,157/mo
Deposit HK$2.62M · loan HK$3.92M · min. income ≈ HK$38,034/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$188,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,908
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$20,442
−HK$541/mo
Today · 4.125%
HK$20,983
baseline
▲ 0.50% · 4.625%
HK$22,089
+HK$1,106/mo
Deposit HK$2.62M · loan HK$3.92M · min. income ≈ HK$41,966/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$188,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,386
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$19,989
−HK$613/mo
Today · 4.125%
HK$20,602
baseline
▲ 0.50% · 4.625%
HK$21,855
+HK$1,253/mo
Deposit HK$2.29M · loan HK$4.25M · min. income ≈ HK$41,204/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$188,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,567
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$22,145
−HK$587/mo
Today · 4.125%
HK$22,732
baseline
▲ 0.50% · 4.625%
HK$23,930
+HK$1,198/mo
Deposit HK$2.29M · loan HK$4.25M · min. income ≈ HK$45,464/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$188,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,877
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$21,527
−HK$659/mo
Today · 4.125%
HK$22,186
baseline
▲ 0.50% · 4.625%
HK$23,536
+HK$1,350/mo
Deposit HK$1.96M · loan HK$4.58M · min. income ≈ HK$44,372/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$188,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,226
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$23,849
−HK$631/mo
Today · 4.125%
HK$24,480
baseline
▲ 0.50% · 4.625%
HK$25,771
+HK$1,291/mo
Deposit HK$1.96M · loan HK$4.58M · min. income ≈ HK$48,960/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$188,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,368
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$23,064
−HK$707/mo
Today · 4.125%
HK$23,771
baseline
▲ 0.50% · 4.625%
HK$25,217
+HK$1,446/mo
Deposit HK$1.63M · loan HK$4.90M · min. income ≈ HK$47,542/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$188,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,885
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$25,552
−HK$677/mo
Today · 4.125%
HK$26,229
baseline
▲ 0.50% · 4.625%
HK$27,612
+HK$1,383/mo
Deposit HK$1.63M · loan HK$4.90M · min. income ≈ HK$52,458/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$188,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,860
−HK$1,496/mo
▼ 0.25% · 3.875%
HK$24,602
−HK$754/mo
Today · 4.125%
HK$25,356
baseline
▲ 0.50% · 4.625%
HK$26,899
+HK$1,543/mo
Deposit HK$1.31M · loan HK$5.23M · min. income ≈ HK$50,712/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$188,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,544
−HK$1,434/mo
▼ 0.25% · 3.875%
HK$27,255
−HK$723/mo
Today · 4.125%
HK$27,978
baseline
▲ 0.50% · 4.625%
HK$29,452
+HK$1,474/mo
Deposit HK$1.31M · loan HK$5.23M · min. income ≈ HK$55,956/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$188,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,351
−HK$1,590/mo
▼ 0.25% · 3.875%
HK$26,139
−HK$802/mo
Today · 4.125%
HK$26,941
baseline
▲ 0.50% · 4.625%
HK$28,580
+HK$1,639/mo
Deposit HK$981K · loan HK$5.56M · min. income ≈ HK$53,882/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$188,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,203
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$28,959
−HK$767/mo
Today · 4.125%
HK$29,726
baseline
▲ 0.50% · 4.625%
HK$31,293
+HK$1,567/mo
Deposit HK$981K · loan HK$5.56M · min. income ≈ HK$59,452/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$188,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,842
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$27,677
−HK$848/mo
Today · 4.125%
HK$28,525
baseline
▲ 0.50% · 4.625%
HK$30,261
+HK$1,736/mo
Deposit HK$654K · loan HK$5.89M · min. income ≈ HK$57,050/mo (50% DSR)
Upfront cash ≈ HK$843K (deposit + AVD stamp duty HK$188,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,862
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$30,662
−HK$813/mo
Today · 4.125%
HK$31,475
baseline
▲ 0.50% · 4.625%
HK$33,134
+HK$1,659/mo
Deposit HK$654K · loan HK$5.89M · min. income ≈ HK$62,950/mo (50% DSR)
Upfront cash ≈ HK$843K (deposit + AVD stamp duty HK$188,973 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).