▼ 0.50% · 3.625%
HK$20,663
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$21,305
−HK$654/mo
Today · 4.125%
HK$21,959
baseline
▲ 0.50% · 4.625%
HK$23,295
+HK$1,336/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$43,918/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$276,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,987
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$23,604
−HK$625/mo
Today · 4.125%
HK$24,229
baseline
▲ 0.50% · 4.625%
HK$25,506
+HK$1,277/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$48,458/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$276,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,729
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,436
−HK$718/mo
Today · 4.125%
HK$24,154
baseline
▲ 0.50% · 4.625%
HK$25,624
+HK$1,470/mo
Deposit HK$4.08M · loan HK$4.98M · min. income ≈ HK$48,308/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$276,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,286
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,964
−HK$688/mo
Today · 4.125%
HK$26,652
baseline
▲ 0.50% · 4.625%
HK$28,057
+HK$1,405/mo
Deposit HK$4.08M · loan HK$4.98M · min. income ≈ HK$53,304/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$276,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,795
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$25,567
−HK$783/mo
Today · 4.125%
HK$26,350
baseline
▲ 0.50% · 4.625%
HK$27,954
+HK$1,604/mo
Deposit HK$3.62M · loan HK$5.44M · min. income ≈ HK$52,700/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$276,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,585
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,324
−HK$751/mo
Today · 4.125%
HK$29,075
baseline
▲ 0.50% · 4.625%
HK$30,607
+HK$1,532/mo
Deposit HK$3.62M · loan HK$5.44M · min. income ≈ HK$58,150/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$276,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,862
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$27,697
−HK$849/mo
Today · 4.125%
HK$28,546
baseline
▲ 0.50% · 4.625%
HK$30,283
+HK$1,737/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$57,092/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$276,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,883
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$30,685
−HK$813/mo
Today · 4.125%
HK$31,498
baseline
▲ 0.50% · 4.625%
HK$33,158
+HK$1,660/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$62,996/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$276,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,928
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$29,828
−HK$914/mo
Today · 4.125%
HK$30,742
baseline
▲ 0.50% · 4.625%
HK$32,612
+HK$1,870/mo
Deposit HK$2.72M · loan HK$6.34M · min. income ≈ HK$61,484/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$276,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,182
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$33,045
−HK$876/mo
Today · 4.125%
HK$33,921
baseline
▲ 0.50% · 4.625%
HK$35,709
+HK$1,788/mo
Deposit HK$2.72M · loan HK$6.34M · min. income ≈ HK$67,842/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$276,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,994
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$31,958
−HK$980/mo
Today · 4.125%
HK$32,938
baseline
▲ 0.50% · 4.625%
HK$34,942
+HK$2,004/mo
Deposit HK$2.27M · loan HK$6.80M · min. income ≈ HK$65,876/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$276,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,481
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,405
−HK$939/mo
Today · 4.125%
HK$36,344
baseline
▲ 0.50% · 4.625%
HK$38,259
+HK$1,915/mo
Deposit HK$2.27M · loan HK$6.80M · min. income ≈ HK$72,688/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$276,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,060
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$34,089
−HK$1,045/mo
Today · 4.125%
HK$35,134
baseline
▲ 0.50% · 4.625%
HK$37,271
+HK$2,137/mo
Deposit HK$1.81M · loan HK$7.25M · min. income ≈ HK$70,268/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$276,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,779
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$37,766
−HK$1,000/mo
Today · 4.125%
HK$38,766
baseline
▲ 0.50% · 4.625%
HK$40,810
+HK$2,044/mo
Deposit HK$1.81M · loan HK$7.25M · min. income ≈ HK$77,532/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$276,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,127
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$36,219
−HK$1,110/mo
Today · 4.125%
HK$37,329
baseline
▲ 0.50% · 4.625%
HK$39,601
+HK$2,272/mo
Deposit HK$1.36M · loan HK$7.70M · min. income ≈ HK$74,658/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$276,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,078
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$40,126
−HK$1,063/mo
Today · 4.125%
HK$41,189
baseline
▲ 0.50% · 4.625%
HK$43,361
+HK$2,172/mo
Deposit HK$1.36M · loan HK$7.70M · min. income ≈ HK$82,378/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$276,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,193
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$38,350
−HK$1,175/mo
Today · 4.125%
HK$39,525
baseline
▲ 0.50% · 4.625%
HK$41,930
+HK$2,405/mo
Deposit HK$906K · loan HK$8.16M · min. income ≈ HK$79,050/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$276,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,377
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$42,487
−HK$1,125/mo
Today · 4.125%
HK$43,612
baseline
▲ 0.50% · 4.625%
HK$45,911
+HK$2,299/mo
Deposit HK$906K · loan HK$8.16M · min. income ≈ HK$87,224/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$276,160 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).