▼ 0.50% · 3.625%
HK$15,955
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$16,451
−HK$504/mo
Today · 4.125%
HK$16,955
baseline
▲ 0.50% · 4.625%
HK$17,987
+HK$1,032/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$33,910/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$209,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,750
−HK$959/mo
▼ 0.25% · 3.875%
HK$18,226
−HK$483/mo
Today · 4.125%
HK$18,709
baseline
▲ 0.50% · 4.625%
HK$19,695
+HK$986/mo
Deposit HK$3.50M · loan HK$3.50M · min. income ≈ HK$37,418/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$209,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,550
−HK$1,101/mo
▼ 0.25% · 3.875%
HK$18,096
−HK$555/mo
Today · 4.125%
HK$18,651
baseline
▲ 0.50% · 4.625%
HK$19,786
+HK$1,135/mo
Deposit HK$3.15M · loan HK$3.85M · min. income ≈ HK$37,302/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$209,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,525
−HK$1,055/mo
▼ 0.25% · 3.875%
HK$20,048
−HK$532/mo
Today · 4.125%
HK$20,580
baseline
▲ 0.50% · 4.625%
HK$21,664
+HK$1,084/mo
Deposit HK$3.15M · loan HK$3.85M · min. income ≈ HK$41,160/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$209,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,146
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$19,742
−HK$605/mo
Today · 4.125%
HK$20,347
baseline
▲ 0.50% · 4.625%
HK$21,585
+HK$1,238/mo
Deposit HK$2.80M · loan HK$4.20M · min. income ≈ HK$40,694/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$209,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,300
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$21,871
−HK$579/mo
Today · 4.125%
HK$22,450
baseline
▲ 0.50% · 4.625%
HK$23,634
+HK$1,184/mo
Deposit HK$2.80M · loan HK$4.20M · min. income ≈ HK$44,900/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$209,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,741
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$21,387
−HK$655/mo
Today · 4.125%
HK$22,042
baseline
▲ 0.50% · 4.625%
HK$23,383
+HK$1,341/mo
Deposit HK$2.45M · loan HK$4.55M · min. income ≈ HK$44,084/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$209,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,075
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$23,694
−HK$627/mo
Today · 4.125%
HK$24,321
baseline
▲ 0.50% · 4.625%
HK$25,603
+HK$1,282/mo
Deposit HK$2.45M · loan HK$4.55M · min. income ≈ HK$48,642/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$209,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,337
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$23,032
−HK$706/mo
Today · 4.125%
HK$23,738
baseline
▲ 0.50% · 4.625%
HK$25,182
+HK$1,444/mo
Deposit HK$2.10M · loan HK$4.90M · min. income ≈ HK$47,476/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$209,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,850
−HK$1,342/mo
▼ 0.25% · 3.875%
HK$25,516
−HK$676/mo
Today · 4.125%
HK$26,192
baseline
▲ 0.50% · 4.625%
HK$27,573
+HK$1,381/mo
Deposit HK$2.10M · loan HK$4.90M · min. income ≈ HK$52,384/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$209,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,932
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$24,677
−HK$756/mo
Today · 4.125%
HK$25,433
baseline
▲ 0.50% · 4.625%
HK$26,981
+HK$1,548/mo
Deposit HK$1.75M · loan HK$5.25M · min. income ≈ HK$50,866/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$209,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,625
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,339
−HK$724/mo
Today · 4.125%
HK$28,063
baseline
▲ 0.50% · 4.625%
HK$29,542
+HK$1,479/mo
Deposit HK$1.75M · loan HK$5.25M · min. income ≈ HK$56,126/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$209,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,528
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$26,322
−HK$807/mo
Today · 4.125%
HK$27,129
baseline
▲ 0.50% · 4.625%
HK$28,779
+HK$1,650/mo
Deposit HK$1.40M · loan HK$5.60M · min. income ≈ HK$54,258/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$209,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,400
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$29,161
−HK$773/mo
Today · 4.125%
HK$29,934
baseline
▲ 0.50% · 4.625%
HK$31,512
+HK$1,578/mo
Deposit HK$1.40M · loan HK$5.60M · min. income ≈ HK$59,868/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$209,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,123
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$27,967
−HK$857/mo
Today · 4.125%
HK$28,824
baseline
▲ 0.50% · 4.625%
HK$30,578
+HK$1,754/mo
Deposit HK$1.05M · loan HK$5.95M · min. income ≈ HK$57,648/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$209,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,175
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$30,984
−HK$821/mo
Today · 4.125%
HK$31,805
baseline
▲ 0.50% · 4.625%
HK$33,481
+HK$1,676/mo
Deposit HK$1.05M · loan HK$5.95M · min. income ≈ HK$63,610/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$209,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,719
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$29,612
−HK$908/mo
Today · 4.125%
HK$30,520
baseline
▲ 0.50% · 4.625%
HK$32,377
+HK$1,857/mo
Deposit HK$700K · loan HK$6.30M · min. income ≈ HK$61,040/mo (50% DSR)
Upfront cash ≈ HK$910K (deposit + AVD stamp duty HK$209,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,950
−HK$1,726/mo
▼ 0.25% · 3.875%
HK$32,806
−HK$870/mo
Today · 4.125%
HK$33,676
baseline
▲ 0.50% · 4.625%
HK$35,451
+HK$1,775/mo
Deposit HK$700K · loan HK$6.30M · min. income ≈ HK$67,352/mo (50% DSR)
Upfront cash ≈ HK$910K (deposit + AVD stamp duty HK$209,911 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).