▼ 0.50% · 3.625%
HK$18,925
−HK$1,187/mo
▼ 0.25% · 3.875%
HK$19,514
−HK$598/mo
Today · 4.125%
HK$20,112
baseline
▲ 0.50% · 4.625%
HK$21,336
+HK$1,224/mo
Deposit HK$4.15M · loan HK$4.15M · min. income ≈ HK$40,224/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$248,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,054
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$21,619
−HK$572/mo
Today · 4.125%
HK$22,191
baseline
▲ 0.50% · 4.625%
HK$23,361
+HK$1,170/mo
Deposit HK$4.15M · loan HK$4.15M · min. income ≈ HK$44,382/mo (50% DSR)
Upfront cash ≈ HK$4.40M (deposit + AVD stamp duty HK$248,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,818
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$21,465
−HK$658/mo
Today · 4.125%
HK$22,123
baseline
▲ 0.50% · 4.625%
HK$23,469
+HK$1,346/mo
Deposit HK$3.73M · loan HK$4.56M · min. income ≈ HK$44,246/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$248,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,159
−HK$1,252/mo
▼ 0.25% · 3.875%
HK$23,780
−HK$631/mo
Today · 4.125%
HK$24,411
baseline
▲ 0.50% · 4.625%
HK$25,697
+HK$1,286/mo
Deposit HK$3.73M · loan HK$4.56M · min. income ≈ HK$48,822/mo (50% DSR)
Upfront cash ≈ HK$3.98M (deposit + AVD stamp duty HK$248,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,710
−HK$1,424/mo
▼ 0.25% · 3.875%
HK$23,416
−HK$718/mo
Today · 4.125%
HK$24,134
baseline
▲ 0.50% · 4.625%
HK$25,603
+HK$1,469/mo
Deposit HK$3.32M · loan HK$4.98M · min. income ≈ HK$48,268/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$248,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,265
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$25,942
−HK$688/mo
Today · 4.125%
HK$26,630
baseline
▲ 0.50% · 4.625%
HK$28,033
+HK$1,403/mo
Deposit HK$3.32M · loan HK$4.98M · min. income ≈ HK$53,260/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$248,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,603
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$25,368
−HK$777/mo
Today · 4.125%
HK$26,145
baseline
▲ 0.50% · 4.625%
HK$27,736
+HK$1,591/mo
Deposit HK$2.90M · loan HK$5.39M · min. income ≈ HK$52,290/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,370
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$28,104
−HK$745/mo
Today · 4.125%
HK$28,849
baseline
▲ 0.50% · 4.625%
HK$30,369
+HK$1,520/mo
Deposit HK$2.90M · loan HK$5.39M · min. income ≈ HK$57,698/mo (50% DSR)
Upfront cash ≈ HK$3.15M (deposit + AVD stamp duty HK$248,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,495
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$27,319
−HK$838/mo
Today · 4.125%
HK$28,157
baseline
▲ 0.50% · 4.625%
HK$29,870
+HK$1,713/mo
Deposit HK$2.49M · loan HK$5.81M · min. income ≈ HK$56,314/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$248,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,475
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$30,266
−HK$802/mo
Today · 4.125%
HK$31,068
baseline
▲ 0.50% · 4.625%
HK$32,706
+HK$1,638/mo
Deposit HK$2.49M · loan HK$5.81M · min. income ≈ HK$62,136/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$248,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,388
−HK$1,780/mo
▼ 0.25% · 3.875%
HK$29,271
−HK$897/mo
Today · 4.125%
HK$30,168
baseline
▲ 0.50% · 4.625%
HK$32,003
+HK$1,835/mo
Deposit HK$2.07M · loan HK$6.22M · min. income ≈ HK$60,336/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,581
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$32,428
−HK$859/mo
Today · 4.125%
HK$33,287
baseline
▲ 0.50% · 4.625%
HK$35,042
+HK$1,755/mo
Deposit HK$2.07M · loan HK$6.22M · min. income ≈ HK$66,574/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$248,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,280
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$31,222
−HK$957/mo
Today · 4.125%
HK$32,179
baseline
▲ 0.50% · 4.625%
HK$34,137
+HK$1,958/mo
Deposit HK$1.66M · loan HK$6.64M · min. income ≈ HK$64,358/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$248,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,686
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$34,590
−HK$916/mo
Today · 4.125%
HK$35,506
baseline
▲ 0.50% · 4.625%
HK$37,378
+HK$1,872/mo
Deposit HK$1.66M · loan HK$6.64M · min. income ≈ HK$71,012/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$248,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,173
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$33,173
−HK$1,017/mo
Today · 4.125%
HK$34,190
baseline
▲ 0.50% · 4.625%
HK$36,270
+HK$2,080/mo
Deposit HK$1.24M · loan HK$7.05M · min. income ≈ HK$68,380/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,792
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$36,752
−HK$973/mo
Today · 4.125%
HK$37,725
baseline
▲ 0.50% · 4.625%
HK$39,714
+HK$1,989/mo
Deposit HK$1.24M · loan HK$7.05M · min. income ≈ HK$75,450/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$248,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,065
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$35,125
−HK$1,076/mo
Today · 4.125%
HK$36,201
baseline
▲ 0.50% · 4.625%
HK$38,404
+HK$2,203/mo
Deposit HK$830K · loan HK$7.47M · min. income ≈ HK$72,402/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,897
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$38,913
−HK$1,032/mo
Today · 4.125%
HK$39,945
baseline
▲ 0.50% · 4.625%
HK$42,050
+HK$2,105/mo
Deposit HK$830K · loan HK$7.47M · min. income ≈ HK$79,890/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$248,986 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).