▼ 0.50% · 3.625%
HK$18,968
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$19,558
−HK$600/mo
Today · 4.125%
HK$20,158
baseline
▲ 0.50% · 4.625%
HK$21,384
+HK$1,226/mo
Deposit HK$4.16M · loan HK$4.16M · min. income ≈ HK$40,316/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$249,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,102
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$21,668
−HK$574/mo
Today · 4.125%
HK$22,242
baseline
▲ 0.50% · 4.625%
HK$23,414
+HK$1,172/mo
Deposit HK$4.16M · loan HK$4.16M · min. income ≈ HK$44,484/mo (50% DSR)
Upfront cash ≈ HK$4.41M (deposit + AVD stamp duty HK$249,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,865
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$21,514
−HK$659/mo
Today · 4.125%
HK$22,173
baseline
▲ 0.50% · 4.625%
HK$23,522
+HK$1,349/mo
Deposit HK$3.74M · loan HK$4.58M · min. income ≈ HK$44,346/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$249,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,212
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$23,835
−HK$631/mo
Today · 4.125%
HK$24,466
baseline
▲ 0.50% · 4.625%
HK$25,756
+HK$1,290/mo
Deposit HK$3.74M · loan HK$4.58M · min. income ≈ HK$48,932/mo (50% DSR)
Upfront cash ≈ HK$3.99M (deposit + AVD stamp duty HK$249,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,762
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$23,470
−HK$719/mo
Today · 4.125%
HK$24,189
baseline
▲ 0.50% · 4.625%
HK$25,661
+HK$1,472/mo
Deposit HK$3.33M · loan HK$4.99M · min. income ≈ HK$48,378/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,322
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$26,001
−HK$689/mo
Today · 4.125%
HK$26,690
baseline
▲ 0.50% · 4.625%
HK$28,097
+HK$1,407/mo
Deposit HK$3.33M · loan HK$4.99M · min. income ≈ HK$53,380/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$249,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,659
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$25,426
−HK$779/mo
Today · 4.125%
HK$26,205
baseline
▲ 0.50% · 4.625%
HK$27,799
+HK$1,594/mo
Deposit HK$2.91M · loan HK$5.41M · min. income ≈ HK$52,410/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,432
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$28,168
−HK$746/mo
Today · 4.125%
HK$28,914
baseline
▲ 0.50% · 4.625%
HK$30,439
+HK$1,525/mo
Deposit HK$2.91M · loan HK$5.41M · min. income ≈ HK$57,828/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$249,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,555
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$27,381
−HK$840/mo
Today · 4.125%
HK$28,221
baseline
▲ 0.50% · 4.625%
HK$29,938
+HK$1,717/mo
Deposit HK$2.50M · loan HK$5.82M · min. income ≈ HK$56,442/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$249,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,543
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$30,335
−HK$804/mo
Today · 4.125%
HK$31,139
baseline
▲ 0.50% · 4.625%
HK$32,780
+HK$1,641/mo
Deposit HK$2.50M · loan HK$5.82M · min. income ≈ HK$62,278/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$249,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,452
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$29,337
−HK$899/mo
Today · 4.125%
HK$30,236
baseline
▲ 0.50% · 4.625%
HK$32,076
+HK$1,840/mo
Deposit HK$2.08M · loan HK$6.24M · min. income ≈ HK$60,472/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,653
−HK$1,710/mo
▼ 0.25% · 3.875%
HK$32,502
−HK$861/mo
Today · 4.125%
HK$33,363
baseline
▲ 0.50% · 4.625%
HK$35,121
+HK$1,758/mo
Deposit HK$2.08M · loan HK$6.24M · min. income ≈ HK$66,726/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$249,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,349
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$31,293
−HK$959/mo
Today · 4.125%
HK$32,252
baseline
▲ 0.50% · 4.625%
HK$34,215
+HK$1,963/mo
Deposit HK$1.66M · loan HK$6.65M · min. income ≈ HK$64,504/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,763
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$34,668
−HK$919/mo
Today · 4.125%
HK$35,587
baseline
▲ 0.50% · 4.625%
HK$37,463
+HK$1,876/mo
Deposit HK$1.66M · loan HK$6.65M · min. income ≈ HK$71,174/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$249,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,246
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$33,249
−HK$1,019/mo
Today · 4.125%
HK$34,268
baseline
▲ 0.50% · 4.625%
HK$36,353
+HK$2,085/mo
Deposit HK$1.25M · loan HK$7.07M · min. income ≈ HK$68,536/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,873
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$36,835
−HK$976/mo
Today · 4.125%
HK$37,811
baseline
▲ 0.50% · 4.625%
HK$39,804
+HK$1,993/mo
Deposit HK$1.25M · loan HK$7.07M · min. income ≈ HK$75,622/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$249,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,143
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,205
−HK$1,079/mo
Today · 4.125%
HK$36,284
baseline
▲ 0.50% · 4.625%
HK$38,491
+HK$2,207/mo
Deposit HK$832K · loan HK$7.49M · min. income ≈ HK$72,568/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,983
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$39,002
−HK$1,033/mo
Today · 4.125%
HK$40,035
baseline
▲ 0.50% · 4.625%
HK$42,146
+HK$2,111/mo
Deposit HK$832K · loan HK$7.49M · min. income ≈ HK$80,070/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$249,552 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).