▼ 0.50% · 3.625%
HK$17,384
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$17,924
−HK$550/mo
Today · 4.125%
HK$18,474
baseline
▲ 0.50% · 4.625%
HK$19,598
+HK$1,124/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$36,948/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,339
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$19,858
−HK$526/mo
Today · 4.125%
HK$20,384
baseline
▲ 0.50% · 4.625%
HK$21,459
+HK$1,075/mo
Deposit HK$3.81M · loan HK$3.81M · min. income ≈ HK$40,768/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$228,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,122
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$19,717
−HK$604/mo
Today · 4.125%
HK$20,321
baseline
▲ 0.50% · 4.625%
HK$21,558
+HK$1,237/mo
Deposit HK$3.43M · loan HK$4.19M · min. income ≈ HK$40,642/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,273
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$21,844
−HK$579/mo
Today · 4.125%
HK$22,423
baseline
▲ 0.50% · 4.625%
HK$23,604
+HK$1,181/mo
Deposit HK$3.43M · loan HK$4.19M · min. income ≈ HK$44,846/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$228,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,861
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$21,509
−HK$660/mo
Today · 4.125%
HK$22,169
baseline
▲ 0.50% · 4.625%
HK$23,518
+HK$1,349/mo
Deposit HK$3.05M · loan HK$4.57M · min. income ≈ HK$44,338/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,207
−HK$1,254/mo
▼ 0.25% · 3.875%
HK$23,830
−HK$631/mo
Today · 4.125%
HK$24,461
baseline
▲ 0.50% · 4.625%
HK$25,750
+HK$1,289/mo
Deposit HK$3.05M · loan HK$4.57M · min. income ≈ HK$48,922/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$228,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,599
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$23,302
−HK$714/mo
Today · 4.125%
HK$24,016
baseline
▲ 0.50% · 4.625%
HK$25,477
+HK$1,461/mo
Deposit HK$2.67M · loan HK$4.96M · min. income ≈ HK$48,032/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$228,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,141
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$25,815
−HK$684/mo
Today · 4.125%
HK$26,499
baseline
▲ 0.50% · 4.625%
HK$27,896
+HK$1,397/mo
Deposit HK$2.67M · loan HK$4.96M · min. income ≈ HK$52,998/mo (50% DSR)
Upfront cash ≈ HK$2.90M (deposit + AVD stamp duty HK$228,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,337
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$25,094
−HK$769/mo
Today · 4.125%
HK$25,863
baseline
▲ 0.50% · 4.625%
HK$27,437
+HK$1,574/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$51,726/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$228,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,075
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$27,801
−HK$737/mo
Today · 4.125%
HK$28,538
baseline
▲ 0.50% · 4.625%
HK$30,042
+HK$1,504/mo
Deposit HK$2.29M · loan HK$5.34M · min. income ≈ HK$57,076/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$228,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,076
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$26,887
−HK$824/mo
Today · 4.125%
HK$27,711
baseline
▲ 0.50% · 4.625%
HK$29,397
+HK$1,686/mo
Deposit HK$1.91M · loan HK$5.72M · min. income ≈ HK$55,422/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,009
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$29,787
−HK$789/mo
Today · 4.125%
HK$30,576
baseline
▲ 0.50% · 4.625%
HK$32,188
+HK$1,612/mo
Deposit HK$1.91M · loan HK$5.72M · min. income ≈ HK$61,152/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,814
−HK$1,744/mo
▼ 0.25% · 3.875%
HK$28,679
−HK$879/mo
Today · 4.125%
HK$29,558
baseline
▲ 0.50% · 4.625%
HK$31,357
+HK$1,799/mo
Deposit HK$1.52M · loan HK$6.10M · min. income ≈ HK$59,116/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,943
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$31,773
−HK$842/mo
Today · 4.125%
HK$32,615
baseline
▲ 0.50% · 4.625%
HK$34,334
+HK$1,719/mo
Deposit HK$1.52M · loan HK$6.10M · min. income ≈ HK$65,230/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,552
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$30,472
−HK$934/mo
Today · 4.125%
HK$31,406
baseline
▲ 0.50% · 4.625%
HK$33,317
+HK$1,911/mo
Deposit HK$1.14M · loan HK$6.48M · min. income ≈ HK$62,812/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,877
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,758
−HK$895/mo
Today · 4.125%
HK$34,653
baseline
▲ 0.50% · 4.625%
HK$36,480
+HK$1,827/mo
Deposit HK$1.14M · loan HK$6.48M · min. income ≈ HK$69,306/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,291
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$32,264
−HK$989/mo
Today · 4.125%
HK$33,253
baseline
▲ 0.50% · 4.625%
HK$35,276
+HK$2,023/mo
Deposit HK$762K · loan HK$6.86M · min. income ≈ HK$66,506/mo (50% DSR)
Upfront cash ≈ HK$991K (deposit + AVD stamp duty HK$228,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,811
−HK$1,880/mo
▼ 0.25% · 3.875%
HK$35,744
−HK$947/mo
Today · 4.125%
HK$36,691
baseline
▲ 0.50% · 4.625%
HK$38,625
+HK$1,934/mo
Deposit HK$762K · loan HK$6.86M · min. income ≈ HK$73,382/mo (50% DSR)
Upfront cash ≈ HK$991K (deposit + AVD stamp duty HK$228,708 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).