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At today's rate and a 90% mortgage, the deposit on this unit is about HK$303K, with repayments around HK$13,200/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$303K · loan HK$2.72M · min. income ≈ HK$26,400/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Kwai Hing Station Station.
Family-friendly — 63 schools within a 1 km walk.
Everyday convenience — 65 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 90 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- M
- Saleable Area
- 415 Saleable ft²
- Gross Area
- 559 ft²
- Efficiency
- 74%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 64
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-06-09 | HK$2.85M | −26.9% 5.1y · −5.0%/yr |
| 2020-05-08 | HK$3.90M | +132.1% 8.1y · 16.0%/yr |
| 2012-03-21 | HK$1.68M | +189.7% |
| 2006-09-30 | HK$580K | — |