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At today's rate and a 90% mortgage, the deposit on this unit is about HK$347K, with repayments around HK$15,127/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$347K · loan HK$3.12M · min. income ≈ HK$30,254/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Kwai Hing Station Station.
Family-friendly — 63 schools within a 1 km walk.
Everyday convenience — 65 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 90 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 19/F
- Flat
- C
- Saleable Area
- 464 Saleable ft²
- Gross Area
- 624 ft²
- Efficiency
- 74%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 64
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-04-12 | HK$4.26M | +12.1% 3.0y · 4.0%/yr |
| 2018-04-30 | HK$3.80M | +156.8% 7.5y · 21.0%/yr |
| 2010-11-09 | HK$1.48M | +7.2% |
| 2010-09-15 | HK$1.38M | +122.6% |
| 2001-07-12 | HK$620K | −39.2% |
| 1996-08-10 | HK$1.02M | — |