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At today's rate and a 90% mortgage, the deposit on this unit is about HK$328K, with repayments around HK$14,312/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$328K · loan HK$2.95M · min. income ≈ HK$28,624/mo (50% DSR)
Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Kwai Hing Station Station.
Family-friendly — 63 schools within a 1 km walk.
Everyday convenience — 65 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 90 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- C
- Saleable Area
- 464 Saleable ft²
- Gross Area
- 601 ft²
- Efficiency
- 77%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 64
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-08-19 | HK$4.63M | +10.8% 3.1y · 3.0%/yr |
| 2018-07-06 | HK$4.18M | +198.6% 7.9y · 25.0%/yr |
| 2010-09-02 | HK$1.40M | +16.7% |
| 2009-09-04 | HK$1.20M | +106.9% |
| 2005-04-20 | HK$580K | −52.8% |
| 1996-12-19 | HK$1.23M | +0.0% |
| 1996-09-26 | HK$1.23M | +29.5% |
| 1995-07-12 | HK$950K | — |