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At today's rate and a 90% mortgage, the deposit on this unit is about HK$308K, with repayments around HK$13,448/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$308K · loan HK$2.77M · min. income ≈ HK$26,896/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Kwai Hing Station Station.
Family-friendly — 63 schools within a 1 km walk.
Everyday convenience — 65 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 90 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- P
- Saleable Area
- 409 Saleable ft²
- Gross Area
- 550 ft²
- Efficiency
- 74%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 64
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-11-28 | HK$4.00M | +11.1% 3.0y · 4.0%/yr |
| 2016-11-23 | HK$3.60M | +94.6% 4.5y · 21.0%/yr |
| 2012-06-27 | HK$1.85M | +255.8% |
| 2002-12-07 | HK$520K | — |