Switch unit
Floor
1/F A
425 ft²
1/F B
415 ft²
1/F D
415 ft²
1/F E
464 ft²
1/F F
415 ft²
1/F H
438 ft²
1/F L
464 ft²
1/F M
415 ft²
1/F O
438 ft²
1/F P
409 ft²
2/F A
388 ft²
2/F B
415 ft²
2/F D
415 ft²
2/F E
464 ft²
2/F F
415 ft²
2/F H
438 ft²
2/F I
415 ft²
2/F K
388 ft²
2/F L
464 ft²
2/F O
438 ft²
2/F P
409 ft²
3/F B
415 ft²
3/F C
464 ft²
3/F D
415 ft²
3/F E
464 ft²
3/F F
415 ft²
3/F I
415 ft²
3/F J
415 ft²
3/F L
464 ft²
3/F M
415 ft²
3/F N
464 ft²
3/F O
438 ft²
4/F A
388 ft²
4/F C
464 ft²
4/F D
415 ft²
4/F E
464 ft²
4/F G
409 ft²
4/F H
438 ft²
4/F I
415 ft²
4/F L
464 ft²
4/F N
464 ft²
4/F P
409 ft²
5/F A
388 ft²
5/F D
415 ft²
5/F H
438 ft²
5/F K
388 ft²
5/F M
415 ft²
5/F N
464 ft²
5/F O
438 ft²
6/F A
388 ft²
6/F B
415 ft²
6/F E
464 ft²
6/F F
415 ft²
6/F G
409 ft²
6/F H
438 ft²
6/F I
415 ft²
6/F K
388 ft²
6/F L
464 ft²
6/F M
415 ft²
6/F N
464 ft²
6/F O
438 ft²
6/F P
409 ft²
7/F A
388 ft²
7/F B
415 ft²
7/F C
464 ft²
7/F D
415 ft²
7/F E
464 ft²
7/F F
415 ft²
7/F G
409 ft²
7/F K
388 ft²
7/F L
464 ft²
7/F M
415 ft²
7/F N
464 ft²
8/F A
388 ft²
8/F B
415 ft²
8/F C
464 ft²
8/F F
415 ft²
8/F J
415 ft²
8/F K
388 ft²
8/F N
464 ft²
8/F O
438 ft²
8/F P
409 ft²
9/F C
464 ft²
9/F E
9/F F
415 ft²
9/F H
438 ft²
9/F J
415 ft²
9/F M
415 ft²
9/F O
438 ft²
10/F A
388 ft²
10/F F
415 ft²
10/F G
409 ft²
10/F H
438 ft²
10/F I
415 ft²
10/F J
415 ft²
10/F L
464 ft²
10/F M
415 ft²
10/F N
464 ft²
10/F O
438 ft²
10/F P
11/F A
388 ft²
11/F B
415 ft²
11/F E
464 ft²
11/F G
409 ft²
11/F H
438 ft²
11/F I
415 ft²
11/F J
415 ft²
11/F K
388 ft²
11/F L
464 ft²
11/F M
415 ft²
11/F N
464 ft²
12/F A
388 ft²
12/F B
415 ft²
12/F E
464 ft²
12/F I
415 ft²
12/F L
464 ft²
12/F M
415 ft²
13/F B
415 ft²
13/F C
464 ft²
13/F D
415 ft²
13/F E
464 ft²
13/F K
388 ft²
13/F P
409 ft²
14/F A
388 ft²
14/F C
464 ft²
14/F D
415 ft²
14/F F
415 ft²
14/F G
409 ft²
14/F H
438 ft²
14/F J
415 ft²
14/F M
415 ft²
14/F P
409 ft²
15/F A
388 ft²
15/F B
415 ft²
15/F F
415 ft²
15/F H
438 ft²
15/F I
415 ft²
15/F K
388 ft²
15/F L
464 ft²
15/F O
438 ft²
16/F B
415 ft²
16/F D
415 ft²
16/F H
438 ft²
16/F I
415 ft²
16/F J
415 ft²
16/F K
388 ft²
16/F L
464 ft²
16/F M
415 ft²
16/F N
464 ft²
16/F O
438 ft²
17/F E
464 ft²
17/F F
415 ft²
17/F G
409 ft²
17/F H
438 ft²
17/F I
415 ft²
17/F J
415 ft²
17/F K
388 ft²
17/F O
438 ft²
17/F P
409 ft²
18/F A
388 ft²
18/F C
464 ft²
18/F D
415 ft²
18/F E
464 ft²
18/F F
415 ft²
18/F H
438 ft²
18/F I
415 ft²
18/F K
388 ft²
18/F O
438 ft²
18/F P
409 ft²
19/F A
388 ft²
19/F B
415 ft²
19/F C
464 ft²
19/F E
464 ft²
19/F G
409 ft²
19/F H
438 ft²
19/F I
415 ft²
19/F J
415 ft²
19/F K
388 ft²
19/F N
464 ft²
19/F O
438 ft²
20/F A
388 ft²
20/F C
464 ft²
20/F D
415 ft²
20/F E
464 ft²
20/F G
409 ft²
20/F H
438 ft²
20/F J
415 ft²
20/F K
388 ft²
20/F L
464 ft²
20/F N
464 ft²
20/F O
438 ft²
21/F C
464 ft²
21/F D
415 ft²
21/F E
464 ft²
21/F F
415 ft²
21/F G
409 ft²
21/F H
438 ft²
21/F I
415 ft²
21/F J
415 ft²
21/F K
388 ft²
21/F L
464 ft²
21/F M
415 ft²
21/F O
438 ft²
22/F B
415 ft²
22/F D
396 ft²
22/F E
573 ft²
22/F J
396 ft²
22/F L
573 ft²
23/F C
573 ft²
23/F D
396 ft²
23/F I
415 ft²
23/F J
396 ft²
23/F L
573 ft²
23/F M
396 ft²
23/F N
573 ft²
23/F O
438 ft²
Crescira AVM · estimated value
● Medium confidence
HK$3.25M
≈ HK$7,841 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 90% mortgage, the deposit on this unit is about HK$325K, with repayments around HK$14,194/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$13,356
−HK$838/mo
▼ 0.25% · 3.875%
HK$13,772
−HK$422/mo
Today · 4.125%
HK$14,194
baseline
▲ 0.50% · 4.625%
HK$15,058
+HK$864/mo
Deposit HK$325K · loan HK$2.93M · min. income ≈ HK$28,388/mo (50% DSR)
Upfront cash ≈ HK$326K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
Affordability check
of income on repayments ·
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Mass Transit Railway Kwai Hing Station
≈ 7 min walk · 541 m
Education
63
schools within 1 km (19 within 500 m)
Daily convenience
65
within 1 km (30 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
90
parks, libraries, sports within 1 km
Excellent connectivity — about 7 min walk to Mass Transit Railway Kwai Hing Station Station.
Family-friendly — 63 schools within a 1 km walk.
Everyday convenience — 65 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 90 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- D
- Saleable Area
- 415 Saleable ft²
- Gross Area
- 559 ft²
- Efficiency
- 74%
- District
- Kwai Tsing District · New Territories West
- School net (POA)
- 64
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 1998-08-11 | HK$500K | — |
Other appraised units in this building
Data sourced from Renavon.com