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40/F A

in The Palace

Kowloon City District · Kowloon

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Floor
2/F 28號 3/F 34號 5/F 93號 6/F B 1,816 ft² 6/F A 1,816 ft² 7/F A 1,043 ft² 7/F B 670 ft² 7/F C 670 ft² 7/F D 1,043 ft² 8/F A 1,039 ft² 8/F B 673 ft² 8/F C 673 ft² 8/F D 1,039 ft² 9/F A 1,039 ft² 9/F B 673 ft² 9/F C 673 ft² 9/F D 1,039 ft² 10/F A 1,039 ft² 10/F B 673 ft² 10/F C 673 ft² 10/F D 1,039 ft² 11/F A 1,039 ft² 11/F B 673 ft² 11/F C 673 ft² 11/F D 1,039 ft² 12/F D 1,093 ft² 12/F A 1,039 ft² 12/F B 673 ft² 12/F C 673 ft² 15/F A 1,093 ft² 15/F B 673 ft² 15/F C 673 ft² 15/F D 1,039 ft² 16/F A 1,039 ft² 16/F B 673 ft² 16/F C 715 ft² 16/F D 1,039 ft² 17/F A 1,093 ft² 17/F B 673 ft² 17/F C 715 ft² 17/F D 1,039 ft² 18/F A 1,039 ft² 18/F B 715 ft² 18/F C 673 ft² 18/F D 1,039 ft² 19/F D 1,093 ft² 19/F A 1,093 ft² 19/F B 673 ft² 19/F C 673 ft² 20/F A 1,093 ft² 20/F B 673 ft² 20/F C 673 ft² 20/F D 1,039 ft² 21/F A 1,039 ft² 21/F B 673 ft² 21/F C 673 ft² 21/F D 1,039 ft² 22/F A 1,039 ft² 22/F B 673 ft² 22/F C 673 ft² 22/F D 1,039 ft² 23/F A 1,764 ft² 23/F B 1,764 ft² 25/F A 1,764 ft² 25/F B 1,764 ft² 26/F B 1,846 ft² 26/F A 1,764 ft² 27/F A 1,846 ft² 27/F B 1,846 ft² 28/F A 1,764 ft² 28/F B 1,764 ft² 29/F A 1,764 ft² 29/F B 1,764 ft² 30/F A 1,846 ft² 30/F B 1,764 ft² 31/F A 1,764 ft² 31/F B 1,764 ft² 32/F A 1,846 ft² 32/F B 1,846 ft² 33/F A 1,764 ft² 33/F B 1,764 ft² 35/F A 1,764 ft² 35/F B 1,846 ft² 36/F A 1,764 ft² 36/F B 1,764 ft² 37/F A 1,764 ft² 37/F B 1,764 ft² 38/F A 1,764 ft² 38/F B 1,764 ft² 39/F A 1,764 ft² 39/F B 1,764 ft² 40/F A 1,846 ft² 40/F B 1,764 ft² 41/F A 1,764 ft² 41/F B 1,764 ft² 42/F A 1,764 ft² 42/F B 1,764 ft²
Crescira AVM · estimated value ● Medium confidence
HK$45.27M
≈ HK$24,521 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$13.58M, with repayments around HK$153,565/mo for the first 5 years.

Open full planner →
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$144,503
−HK$9,062/mo
▼ 0.25% · 3.875%
HK$148,998
−HK$4,567/mo
Today · 4.125%
HK$153,565
baseline
▲ 0.50% · 4.625%
HK$162,909
+HK$9,344/mo

Deposit HK$13.58M · loan HK$31.69M · min. income ≈ HK$307,130/mo (50% DSR)

Upfront cash ≈ HK$15.50M (deposit + AVD stamp duty HK$1,923,775 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
40/F
Flat
A
Saleable Area
1,846 ft²
Gross Area
2,300 ft²
Efficiency
80%
District
Kowloon City District · Kowloon
School net (POA)
41

Transaction History

Date Price Gain / loss
2004-03-03 HK$16.69M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Lok Fu
≈ 8 min walk · 587 m
Education
43
schools within 1 km (9 within 500 m)
Daily convenience
17
within 1 km (6 within 500 m)
Health
7
hospitals/clinics within 1 km
Recreation
45
parks, libraries, sports within 1 km

Excellent connectivity — about 8 min walk to Lok Fu Station (a rail station within an 8-min walk earns this label).

Family-friendly — 43 schools within a 1 km walk.

Everyday convenience — 17 shopping and daily-needs spots nearby.

Healthcare close by — 7 hospitals/clinics within 1 km.

Green space & leisure — 45 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

6/F B
1,816 ft²
HK$40.17M
6/F A
1,816 ft²
HK$40.06M
7/F A
1,043 ft²
HK$22.81M
7/F B
670 ft²
HK$13.57M
7/F C
670 ft²
HK$13.54M
7/F D
1,043 ft²
HK$22.32M