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20/F A

in The Palace

Kowloon City District · Kowloon

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2/F NO.28 6/F A 1,816 ft² 6/F B 1,816 ft² 7/F A 1,043 ft² 7/F B 670 ft² 7/F C 670 ft² 7/F D 1,043 ft² 8/F A 1,039 ft² 8/F B 673 ft² 8/F C 673 ft² 8/F D 1,039 ft² 9/F A 1,039 ft² 9/F B 673 ft² 9/F C 673 ft² 9/F D 1,039 ft² 10/F A 1,039 ft² 10/F B 673 ft² 10/F C 673 ft² 10/F D 1,039 ft² 11/F A 1,039 ft² 11/F B 673 ft² 11/F C 673 ft² 11/F D 1,039 ft² 12/F A 1,039 ft² 12/F B 673 ft² 12/F C 673 ft² 12/F D 999 ft² 15/F A 1,044 ft² 15/F B 673 ft² 15/F C 673 ft² 15/F D 1,039 ft² 16/F A 1,039 ft² 16/F B 673 ft² 16/F C 687 ft² 16/F D 1,039 ft² 17/F A 1,044 ft² 17/F B 673 ft² 17/F C 687 ft² 17/F D 1,039 ft² 18/F A 1,039 ft² 18/F B 687 ft² 18/F C 673 ft² 18/F D 1,039 ft² 19/F A 1,044 ft² 19/F B 673 ft² 19/F C 673 ft² 19/F D 999 ft² 20/F A 1,044 ft² 20/F B 673 ft² 20/F C 673 ft² 20/F D 999 ft² 21/F A 1,039 ft² 21/F B 673 ft² 21/F C 673 ft² 21/F D 1,039 ft² 22/F A 1,039 ft² 22/F B 673 ft² 22/F C 673 ft² 22/F D 1,039 ft² 23/F A 1,764 ft² 23/F B 1,764 ft² 25/F A 1,764 ft² 25/F B 1,764 ft² 26/F A 1,764 ft² 26/F B 1,755 ft² 27/F A 1,755 ft² 27/F B 1,755 ft² 28/F A 1,764 ft² 28/F B 1,764 ft² 29/F A 1,764 ft² 29/F B 1,764 ft² 30/F A 1,755 ft² 30/F B 1,764 ft² 31/F A 1,764 ft² 31/F B 1,764 ft² 32/F A 1,755 ft² 32/F B 1,755 ft² 33/F A 1,764 ft² 33/F B 1,764 ft² 35/F A 1,764 ft² 35/F B 1,755 ft² 36/F A 1,764 ft² 36/F B 1,764 ft² 37/F A 1,764 ft² 37/F B 1,764 ft² 38/F A 1,764 ft² 38/F B 1,764 ft² 39/F A 1,764 ft² 39/F B 1,764 ft² 40/F A 1,755 ft² 40/F B 1,764 ft² 41/F B 1,764 ft² 41/F A 1,764 ft² 42/F A 1,764 ft² 42/F B 1,764 ft²
Crescira AVM · estimated value ● Medium confidence
HK$22.50M
≈ HK$21,551 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.75M, with repayments around HK$76,331/mo for the first 5 years.

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Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$71,827
−HK$4,504/mo
▼ 0.25% · 3.875%
HK$74,061
−HK$2,270/mo
Today · 4.125%
HK$76,331
baseline
▲ 0.50% · 4.625%
HK$80,975
+HK$4,644/mo

Deposit HK$6.75M · loan HK$15.75M · min. income ≈ HK$152,662/mo (50% DSR)

Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$956,231 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Lok Fu Station
≈ 8 min walk · 565 m
Education
40
schools within 1 km (8 within 500 m)
Daily convenience
17
within 1 km (6 within 500 m)
Health
7
hospitals/clinics within 1 km
Recreation
45
parks, libraries, sports within 1 km

Excellent connectivity — about 8 min walk to Mass Transit Railway Lok Fu Station Station.

Family-friendly — 40 schools within a 1 km walk.

Everyday convenience — 17 shopping and daily-needs spots nearby.

Healthcare close by — 7 hospitals/clinics within 1 km.

Green space & leisure — 45 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
20/F
Flat
A
Saleable Area
1,044 Saleable ft²
Gross Area
1,368 ft²
Efficiency
76%
District
Kowloon City District · Kowloon
School net (POA)
41

Transaction History

Date Price Gain / loss
2007-08-13 HK$12.42M +68.3%
2003-11-21 HK$7.38M —

Other appraised units in this building

6/F A
1,816 ft²
HK$39.93M
6/F B
1,816 ft²
HK$39.94M
7/F A
1,043 ft²
HK$21.39M
7/F B
670 ft²
HK$12.64M
7/F C
670 ft²
HK$12.54M
7/F D
1,043 ft²
HK$20.72M
Data sourced from Renavon.com