▼ 0.50% · 3.625%
HK$1,919
−HK$120/mo
▼ 0.25% · 3.875%
HK$1,978
−HK$61/mo
Today · 4.125%
HK$2,039
baseline
▲ 0.50% · 4.625%
HK$2,163
+HK$124/mo
Deposit HK$421K · loan HK$421K · min. income ≈ HK$4,078/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,135
−HK$115/mo
▼ 0.25% · 3.875%
HK$2,192
−HK$58/mo
Today · 4.125%
HK$2,250
baseline
▲ 0.50% · 4.625%
HK$2,369
+HK$119/mo
Deposit HK$421K · loan HK$421K · min. income ≈ HK$4,500/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,111
−HK$132/mo
▼ 0.25% · 3.875%
HK$2,176
−HK$67/mo
Today · 4.125%
HK$2,243
baseline
▲ 0.50% · 4.625%
HK$2,379
+HK$136/mo
Deposit HK$379K · loan HK$463K · min. income ≈ HK$4,486/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,348
−HK$127/mo
▼ 0.25% · 3.875%
HK$2,411
−HK$64/mo
Today · 4.125%
HK$2,475
baseline
▲ 0.50% · 4.625%
HK$2,605
+HK$130/mo
Deposit HK$379K · loan HK$463K · min. income ≈ HK$4,950/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,303
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,374
−HK$73/mo
Today · 4.125%
HK$2,447
baseline
▲ 0.50% · 4.625%
HK$2,596
+HK$149/mo
Deposit HK$337K · loan HK$505K · min. income ≈ HK$4,894/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,562
−HK$138/mo
▼ 0.25% · 3.875%
HK$2,630
−HK$70/mo
Today · 4.125%
HK$2,700
baseline
▲ 0.50% · 4.625%
HK$2,842
+HK$142/mo
Deposit HK$337K · loan HK$505K · min. income ≈ HK$5,400/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,494
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,572
−HK$79/mo
Today · 4.125%
HK$2,651
baseline
▲ 0.50% · 4.625%
HK$2,812
+HK$161/mo
Deposit HK$295K · loan HK$547K · min. income ≈ HK$5,302/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,775
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,849
−HK$76/mo
Today · 4.125%
HK$2,925
baseline
▲ 0.50% · 4.625%
HK$3,079
+HK$154/mo
Deposit HK$295K · loan HK$547K · min. income ≈ HK$5,850/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,686
−HK$169/mo
▼ 0.25% · 3.875%
HK$2,770
−HK$85/mo
Today · 4.125%
HK$2,855
baseline
▲ 0.50% · 4.625%
HK$3,028
+HK$173/mo
Deposit HK$252K · loan HK$589K · min. income ≈ HK$5,710/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,988
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,069
−HK$81/mo
Today · 4.125%
HK$3,150
baseline
▲ 0.50% · 4.625%
HK$3,316
+HK$166/mo
Deposit HK$252K · loan HK$589K · min. income ≈ HK$6,300/mo (50% DSR)
Upfront cash ≈ HK$253K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,878
−HK$181/mo
▼ 0.25% · 3.875%
HK$2,968
−HK$91/mo
Today · 4.125%
HK$3,059
baseline
▲ 0.50% · 4.625%
HK$3,245
+HK$186/mo
Deposit HK$210K · loan HK$631K · min. income ≈ HK$6,118/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,202
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,288
−HK$87/mo
Today · 4.125%
HK$3,375
baseline
▲ 0.50% · 4.625%
HK$3,553
+HK$178/mo
Deposit HK$210K · loan HK$631K · min. income ≈ HK$6,750/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,070
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,166
−HK$97/mo
Today · 4.125%
HK$3,263
baseline
▲ 0.50% · 4.625%
HK$3,461
+HK$198/mo
Deposit HK$168K · loan HK$673K · min. income ≈ HK$6,526/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,415
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,507
−HK$93/mo
Today · 4.125%
HK$3,600
baseline
▲ 0.50% · 4.625%
HK$3,790
+HK$190/mo
Deposit HK$168K · loan HK$673K · min. income ≈ HK$7,200/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,262
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,363
−HK$103/mo
Today · 4.125%
HK$3,466
baseline
▲ 0.50% · 4.625%
HK$3,677
+HK$211/mo
Deposit HK$126K · loan HK$715K · min. income ≈ HK$6,932/mo (50% DSR)
Upfront cash ≈ HK$126K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,629
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,726
−HK$99/mo
Today · 4.125%
HK$3,825
baseline
▲ 0.50% · 4.625%
HK$4,026
+HK$201/mo
Deposit HK$126K · loan HK$715K · min. income ≈ HK$7,650/mo (50% DSR)
Upfront cash ≈ HK$126K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,454
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,561
−HK$109/mo
Today · 4.125%
HK$3,670
baseline
▲ 0.50% · 4.625%
HK$3,894
+HK$224/mo
Deposit HK$84K · loan HK$757K · min. income ≈ HK$7,340/mo (50% DSR)
Upfront cash ≈ HK$84K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,842
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,945
−HK$105/mo
Today · 4.125%
HK$4,050
baseline
▲ 0.50% · 4.625%
HK$4,263
+HK$213/mo
Deposit HK$84K · loan HK$757K · min. income ≈ HK$8,100/mo (50% DSR)
Upfront cash ≈ HK$84K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).