▼ 0.50% · 3.625%
HK$2,110
−HK$132/mo
▼ 0.25% · 3.875%
HK$2,175
−HK$67/mo
Today · 4.125%
HK$2,242
baseline
▲ 0.50% · 4.625%
HK$2,379
+HK$137/mo
Deposit HK$463K · loan HK$463K · min. income ≈ HK$4,484/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,347
−HK$127/mo
▼ 0.25% · 3.875%
HK$2,410
−HK$64/mo
Today · 4.125%
HK$2,474
baseline
▲ 0.50% · 4.625%
HK$2,604
+HK$130/mo
Deposit HK$463K · loan HK$463K · min. income ≈ HK$4,948/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,321
−HK$145/mo
▼ 0.25% · 3.875%
HK$2,393
−HK$73/mo
Today · 4.125%
HK$2,466
baseline
▲ 0.50% · 4.625%
HK$2,616
+HK$150/mo
Deposit HK$416K · loan HK$509K · min. income ≈ HK$4,932/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,582
−HK$139/mo
▼ 0.25% · 3.875%
HK$2,651
−HK$70/mo
Today · 4.125%
HK$2,721
baseline
▲ 0.50% · 4.625%
HK$2,865
+HK$144/mo
Deposit HK$416K · loan HK$509K · min. income ≈ HK$5,442/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,532
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,610
−HK$80/mo
Today · 4.125%
HK$2,690
baseline
▲ 0.50% · 4.625%
HK$2,854
+HK$164/mo
Deposit HK$370K · loan HK$555K · min. income ≈ HK$5,380/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,817
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,892
−HK$77/mo
Today · 4.125%
HK$2,969
baseline
▲ 0.50% · 4.625%
HK$3,125
+HK$156/mo
Deposit HK$370K · loan HK$555K · min. income ≈ HK$5,938/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,743
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,828
−HK$87/mo
Today · 4.125%
HK$2,915
baseline
▲ 0.50% · 4.625%
HK$3,092
+HK$177/mo
Deposit HK$324K · loan HK$601K · min. income ≈ HK$5,830/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,051
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,133
−HK$83/mo
Today · 4.125%
HK$3,216
baseline
▲ 0.50% · 4.625%
HK$3,386
+HK$170/mo
Deposit HK$324K · loan HK$601K · min. income ≈ HK$6,432/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,954
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,046
−HK$93/mo
Today · 4.125%
HK$3,139
baseline
▲ 0.50% · 4.625%
HK$3,330
+HK$191/mo
Deposit HK$278K · loan HK$648K · min. income ≈ HK$6,278/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,286
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,374
−HK$89/mo
Today · 4.125%
HK$3,463
baseline
▲ 0.50% · 4.625%
HK$3,646
+HK$183/mo
Deposit HK$278K · loan HK$648K · min. income ≈ HK$6,926/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,165
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,263
−HK$100/mo
Today · 4.125%
HK$3,363
baseline
▲ 0.50% · 4.625%
HK$3,568
+HK$205/mo
Deposit HK$231K · loan HK$694K · min. income ≈ HK$6,726/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,521
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,615
−HK$96/mo
Today · 4.125%
HK$3,711
baseline
▲ 0.50% · 4.625%
HK$3,906
+HK$195/mo
Deposit HK$231K · loan HK$694K · min. income ≈ HK$7,422/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,376
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,481
−HK$106/mo
Today · 4.125%
HK$3,587
baseline
▲ 0.50% · 4.625%
HK$3,806
+HK$219/mo
Deposit HK$185K · loan HK$740K · min. income ≈ HK$7,174/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,755
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,856
−HK$102/mo
Today · 4.125%
HK$3,958
baseline
▲ 0.50% · 4.625%
HK$4,167
+HK$209/mo
Deposit HK$185K · loan HK$740K · min. income ≈ HK$7,916/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,587
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,698
−HK$114/mo
Today · 4.125%
HK$3,812
baseline
▲ 0.50% · 4.625%
HK$4,043
+HK$231/mo
Deposit HK$139K · loan HK$786K · min. income ≈ HK$7,624/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,990
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,097
−HK$109/mo
Today · 4.125%
HK$4,206
baseline
▲ 0.50% · 4.625%
HK$4,427
+HK$221/mo
Deposit HK$139K · loan HK$786K · min. income ≈ HK$8,412/mo (50% DSR)
Upfront cash ≈ HK$139K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,798
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,916
−HK$120/mo
Today · 4.125%
HK$4,036
baseline
▲ 0.50% · 4.625%
HK$4,281
+HK$245/mo
Deposit HK$93K · loan HK$833K · min. income ≈ HK$8,072/mo (50% DSR)
Upfront cash ≈ HK$93K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,225
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,338
−HK$115/mo
Today · 4.125%
HK$4,453
baseline
▲ 0.50% · 4.625%
HK$4,688
+HK$235/mo
Deposit HK$93K · loan HK$833K · min. income ≈ HK$8,906/mo (50% DSR)
Upfront cash ≈ HK$93K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).