▼ 0.50% · 3.625%
HK$2,258
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,329
−HK$71/mo
Today · 4.125%
HK$2,400
baseline
▲ 0.50% · 4.625%
HK$2,546
+HK$146/mo
Deposit HK$495K · loan HK$495K · min. income ≈ HK$4,800/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,512
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,580
−HK$68/mo
Today · 4.125%
HK$2,648
baseline
▲ 0.50% · 4.625%
HK$2,788
+HK$140/mo
Deposit HK$495K · loan HK$495K · min. income ≈ HK$5,296/mo (50% DSR)
Upfront cash ≈ HK$495K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,484
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,561
−HK$79/mo
Today · 4.125%
HK$2,640
baseline
▲ 0.50% · 4.625%
HK$2,801
+HK$161/mo
Deposit HK$446K · loan HK$545K · min. income ≈ HK$5,280/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,764
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,838
−HK$75/mo
Today · 4.125%
HK$2,913
baseline
▲ 0.50% · 4.625%
HK$3,066
+HK$153/mo
Deposit HK$446K · loan HK$545K · min. income ≈ HK$5,826/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,710
−HK$170/mo
▼ 0.25% · 3.875%
HK$2,794
−HK$86/mo
Today · 4.125%
HK$2,880
baseline
▲ 0.50% · 4.625%
HK$3,055
+HK$175/mo
Deposit HK$396K · loan HK$594K · min. income ≈ HK$5,760/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,015
−HK$163/mo
▼ 0.25% · 3.875%
HK$3,096
−HK$82/mo
Today · 4.125%
HK$3,178
baseline
▲ 0.50% · 4.625%
HK$3,345
+HK$167/mo
Deposit HK$396K · loan HK$594K · min. income ≈ HK$6,356/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,936
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,027
−HK$93/mo
Today · 4.125%
HK$3,120
baseline
▲ 0.50% · 4.625%
HK$3,310
+HK$190/mo
Deposit HK$347K · loan HK$644K · min. income ≈ HK$6,240/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,266
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,354
−HK$89/mo
Today · 4.125%
HK$3,443
baseline
▲ 0.50% · 4.625%
HK$3,624
+HK$181/mo
Deposit HK$347K · loan HK$644K · min. income ≈ HK$6,886/mo (50% DSR)
Upfront cash ≈ HK$347K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,162
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,260
−HK$100/mo
Today · 4.125%
HK$3,360
baseline
▲ 0.50% · 4.625%
HK$3,564
+HK$204/mo
Deposit HK$297K · loan HK$693K · min. income ≈ HK$6,720/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,517
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,612
−HK$95/mo
Today · 4.125%
HK$3,707
baseline
▲ 0.50% · 4.625%
HK$3,903
+HK$196/mo
Deposit HK$297K · loan HK$693K · min. income ≈ HK$7,414/mo (50% DSR)
Upfront cash ≈ HK$297K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,388
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,493
−HK$107/mo
Today · 4.125%
HK$3,600
baseline
▲ 0.50% · 4.625%
HK$3,819
+HK$219/mo
Deposit HK$248K · loan HK$743K · min. income ≈ HK$7,200/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,769
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,870
−HK$102/mo
Today · 4.125%
HK$3,972
baseline
▲ 0.50% · 4.625%
HK$4,182
+HK$210/mo
Deposit HK$248K · loan HK$743K · min. income ≈ HK$7,944/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,613
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,726
−HK$114/mo
Today · 4.125%
HK$3,840
baseline
▲ 0.50% · 4.625%
HK$4,074
+HK$234/mo
Deposit HK$198K · loan HK$792K · min. income ≈ HK$7,680/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,020
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,128
−HK$109/mo
Today · 4.125%
HK$4,237
baseline
▲ 0.50% · 4.625%
HK$4,460
+HK$223/mo
Deposit HK$198K · loan HK$792K · min. income ≈ HK$8,474/mo (50% DSR)
Upfront cash ≈ HK$198K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,839
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,959
−HK$121/mo
Today · 4.125%
HK$4,080
baseline
▲ 0.50% · 4.625%
HK$4,328
+HK$248/mo
Deposit HK$149K · loan HK$842K · min. income ≈ HK$8,160/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,271
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,386
−HK$116/mo
Today · 4.125%
HK$4,502
baseline
▲ 0.50% · 4.625%
HK$4,739
+HK$237/mo
Deposit HK$149K · loan HK$842K · min. income ≈ HK$9,004/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,065
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,191
−HK$129/mo
Today · 4.125%
HK$4,320
baseline
▲ 0.50% · 4.625%
HK$4,583
+HK$263/mo
Deposit HK$99K · loan HK$891K · min. income ≈ HK$8,640/mo (50% DSR)
Upfront cash ≈ HK$99K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,522
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,644
−HK$123/mo
Today · 4.125%
HK$4,767
baseline
▲ 0.50% · 4.625%
HK$5,018
+HK$251/mo
Deposit HK$99K · loan HK$891K · min. income ≈ HK$9,534/mo (50% DSR)
Upfront cash ≈ HK$99K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).