▼ 0.50% · 3.625%
HK$2,054
−HK$129/mo
▼ 0.25% · 3.875%
HK$2,118
−HK$65/mo
Today · 4.125%
HK$2,183
baseline
▲ 0.50% · 4.625%
HK$2,315
+HK$132/mo
Deposit HK$450K · loan HK$450K · min. income ≈ HK$4,366/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,285
−HK$123/mo
▼ 0.25% · 3.875%
HK$2,346
−HK$62/mo
Today · 4.125%
HK$2,408
baseline
▲ 0.50% · 4.625%
HK$2,535
+HK$127/mo
Deposit HK$450K · loan HK$450K · min. income ≈ HK$4,816/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,259
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,330
−HK$71/mo
Today · 4.125%
HK$2,401
baseline
▲ 0.50% · 4.625%
HK$2,547
+HK$146/mo
Deposit HK$405K · loan HK$495K · min. income ≈ HK$4,802/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,513
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,581
−HK$68/mo
Today · 4.125%
HK$2,649
baseline
▲ 0.50% · 4.625%
HK$2,789
+HK$140/mo
Deposit HK$405K · loan HK$495K · min. income ≈ HK$5,298/mo (50% DSR)
Upfront cash ≈ HK$405K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,465
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,541
−HK$78/mo
Today · 4.125%
HK$2,619
baseline
▲ 0.50% · 4.625%
HK$2,779
+HK$160/mo
Deposit HK$360K · loan HK$540K · min. income ≈ HK$5,238/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,742
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,815
−HK$75/mo
Today · 4.125%
HK$2,890
baseline
▲ 0.50% · 4.625%
HK$3,042
+HK$152/mo
Deposit HK$360K · loan HK$540K · min. income ≈ HK$5,780/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,670
−HK$167/mo
▼ 0.25% · 3.875%
HK$2,753
−HK$84/mo
Today · 4.125%
HK$2,837
baseline
▲ 0.50% · 4.625%
HK$3,010
+HK$173/mo
Deposit HK$315K · loan HK$585K · min. income ≈ HK$5,674/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,970
−HK$161/mo
▼ 0.25% · 3.875%
HK$3,050
−HK$81/mo
Today · 4.125%
HK$3,131
baseline
▲ 0.50% · 4.625%
HK$3,296
+HK$165/mo
Deposit HK$315K · loan HK$585K · min. income ≈ HK$6,262/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,875
−HK$181/mo
▼ 0.25% · 3.875%
HK$2,965
−HK$91/mo
Today · 4.125%
HK$3,056
baseline
▲ 0.50% · 4.625%
HK$3,242
+HK$186/mo
Deposit HK$270K · loan HK$631K · min. income ≈ HK$6,112/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,199
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,285
−HK$87/mo
Today · 4.125%
HK$3,372
baseline
▲ 0.50% · 4.625%
HK$3,549
+HK$177/mo
Deposit HK$270K · loan HK$631K · min. income ≈ HK$6,744/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,081
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,177
−HK$97/mo
Today · 4.125%
HK$3,274
baseline
▲ 0.50% · 4.625%
HK$3,473
+HK$199/mo
Deposit HK$225K · loan HK$676K · min. income ≈ HK$6,548/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,427
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,519
−HK$94/mo
Today · 4.125%
HK$3,613
baseline
▲ 0.50% · 4.625%
HK$3,803
+HK$190/mo
Deposit HK$225K · loan HK$676K · min. income ≈ HK$7,226/mo (50% DSR)
Upfront cash ≈ HK$225K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,286
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,388
−HK$104/mo
Today · 4.125%
HK$3,492
baseline
▲ 0.50% · 4.625%
HK$3,705
+HK$213/mo
Deposit HK$180K · loan HK$721K · min. income ≈ HK$6,984/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,656
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,754
−HK$99/mo
Today · 4.125%
HK$3,853
baseline
▲ 0.50% · 4.625%
HK$4,057
+HK$204/mo
Deposit HK$180K · loan HK$721K · min. income ≈ HK$7,706/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,492
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,600
−HK$111/mo
Today · 4.125%
HK$3,711
baseline
▲ 0.50% · 4.625%
HK$3,936
+HK$225/mo
Deposit HK$135K · loan HK$766K · min. income ≈ HK$7,422/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,884
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,989
−HK$105/mo
Today · 4.125%
HK$4,094
baseline
▲ 0.50% · 4.625%
HK$4,310
+HK$216/mo
Deposit HK$135K · loan HK$766K · min. income ≈ HK$8,188/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,697
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,812
−HK$117/mo
Today · 4.125%
HK$3,929
baseline
▲ 0.50% · 4.625%
HK$4,168
+HK$239/mo
Deposit HK$90K · loan HK$811K · min. income ≈ HK$7,858/mo (50% DSR)
Upfront cash ≈ HK$90K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,113
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,223
−HK$112/mo
Today · 4.125%
HK$4,335
baseline
▲ 0.50% · 4.625%
HK$4,564
+HK$229/mo
Deposit HK$90K · loan HK$811K · min. income ≈ HK$8,670/mo (50% DSR)
Upfront cash ≈ HK$90K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).