▼ 0.50% · 3.625%
HK$2,040
−HK$128/mo
▼ 0.25% · 3.875%
HK$2,104
−HK$64/mo
Today · 4.125%
HK$2,168
baseline
▲ 0.50% · 4.625%
HK$2,300
+HK$132/mo
Deposit HK$447K · loan HK$447K · min. income ≈ HK$4,336/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,270
−HK$123/mo
▼ 0.25% · 3.875%
HK$2,331
−HK$62/mo
Today · 4.125%
HK$2,393
baseline
▲ 0.50% · 4.625%
HK$2,519
+HK$126/mo
Deposit HK$447K · loan HK$447K · min. income ≈ HK$4,786/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,244
−HK$141/mo
▼ 0.25% · 3.875%
HK$2,314
−HK$71/mo
Today · 4.125%
HK$2,385
baseline
▲ 0.50% · 4.625%
HK$2,530
+HK$145/mo
Deposit HK$403K · loan HK$492K · min. income ≈ HK$4,770/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,497
−HK$135/mo
▼ 0.25% · 3.875%
HK$2,564
−HK$68/mo
Today · 4.125%
HK$2,632
baseline
▲ 0.50% · 4.625%
HK$2,771
+HK$139/mo
Deposit HK$403K · loan HK$492K · min. income ≈ HK$5,264/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,448
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,525
−HK$77/mo
Today · 4.125%
HK$2,602
baseline
▲ 0.50% · 4.625%
HK$2,760
+HK$158/mo
Deposit HK$358K · loan HK$537K · min. income ≈ HK$5,204/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,724
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,797
−HK$74/mo
Today · 4.125%
HK$2,871
baseline
▲ 0.50% · 4.625%
HK$3,022
+HK$151/mo
Deposit HK$358K · loan HK$537K · min. income ≈ HK$5,742/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,652
−HK$167/mo
▼ 0.25% · 3.875%
HK$2,735
−HK$84/mo
Today · 4.125%
HK$2,819
baseline
▲ 0.50% · 4.625%
HK$2,990
+HK$171/mo
Deposit HK$313K · loan HK$582K · min. income ≈ HK$5,638/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,951
−HK$159/mo
▼ 0.25% · 3.875%
HK$3,030
−HK$80/mo
Today · 4.125%
HK$3,110
baseline
▲ 0.50% · 4.625%
HK$3,274
+HK$164/mo
Deposit HK$313K · loan HK$582K · min. income ≈ HK$6,220/mo (50% DSR)
Upfront cash ≈ HK$313K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,857
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,945
−HK$91/mo
Today · 4.125%
HK$3,036
baseline
▲ 0.50% · 4.625%
HK$3,220
+HK$184/mo
Deposit HK$268K · loan HK$626K · min. income ≈ HK$6,072/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,178
−HK$172/mo
▼ 0.25% · 3.875%
HK$3,263
−HK$87/mo
Today · 4.125%
HK$3,350
baseline
▲ 0.50% · 4.625%
HK$3,526
+HK$176/mo
Deposit HK$268K · loan HK$626K · min. income ≈ HK$6,700/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,061
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,156
−HK$96/mo
Today · 4.125%
HK$3,252
baseline
▲ 0.50% · 4.625%
HK$3,450
+HK$198/mo
Deposit HK$224K · loan HK$671K · min. income ≈ HK$6,504/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,405
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,496
−HK$93/mo
Today · 4.125%
HK$3,589
baseline
▲ 0.50% · 4.625%
HK$3,778
+HK$189/mo
Deposit HK$224K · loan HK$671K · min. income ≈ HK$7,178/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,265
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,366
−HK$103/mo
Today · 4.125%
HK$3,469
baseline
▲ 0.50% · 4.625%
HK$3,680
+HK$211/mo
Deposit HK$179K · loan HK$716K · min. income ≈ HK$6,938/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,632
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,729
−HK$99/mo
Today · 4.125%
HK$3,828
baseline
▲ 0.50% · 4.625%
HK$4,030
+HK$202/mo
Deposit HK$179K · loan HK$716K · min. income ≈ HK$7,656/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,469
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,577
−HK$109/mo
Today · 4.125%
HK$3,686
baseline
▲ 0.50% · 4.625%
HK$3,910
+HK$224/mo
Deposit HK$134K · loan HK$761K · min. income ≈ HK$7,372/mo (50% DSR)
Upfront cash ≈ HK$134K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,859
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,962
−HK$105/mo
Today · 4.125%
HK$4,067
baseline
▲ 0.50% · 4.625%
HK$4,282
+HK$215/mo
Deposit HK$134K · loan HK$761K · min. income ≈ HK$8,134/mo (50% DSR)
Upfront cash ≈ HK$134K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,673
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,787
−HK$116/mo
Today · 4.125%
HK$3,903
baseline
▲ 0.50% · 4.625%
HK$4,140
+HK$237/mo
Deposit HK$89K · loan HK$805K · min. income ≈ HK$7,806/mo (50% DSR)
Upfront cash ≈ HK$90K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,086
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,195
−HK$112/mo
Today · 4.125%
HK$4,307
baseline
▲ 0.50% · 4.625%
HK$4,534
+HK$227/mo
Deposit HK$89K · loan HK$805K · min. income ≈ HK$8,614/mo (50% DSR)
Upfront cash ≈ HK$90K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).