▼ 0.50% · 3.625%
HK$2,243
−HK$141/mo
▼ 0.25% · 3.875%
HK$2,313
−HK$71/mo
Today · 4.125%
HK$2,384
baseline
▲ 0.50% · 4.625%
HK$2,529
+HK$145/mo
Deposit HK$492K · loan HK$492K · min. income ≈ HK$4,768/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,496
−HK$135/mo
▼ 0.25% · 3.875%
HK$2,563
−HK$68/mo
Today · 4.125%
HK$2,631
baseline
▲ 0.50% · 4.625%
HK$2,769
+HK$138/mo
Deposit HK$492K · loan HK$492K · min. income ≈ HK$5,262/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,468
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,545
−HK$78/mo
Today · 4.125%
HK$2,623
baseline
▲ 0.50% · 4.625%
HK$2,782
+HK$159/mo
Deposit HK$443K · loan HK$541K · min. income ≈ HK$5,246/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,745
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,819
−HK$75/mo
Today · 4.125%
HK$2,894
baseline
▲ 0.50% · 4.625%
HK$3,046
+HK$152/mo
Deposit HK$443K · loan HK$541K · min. income ≈ HK$5,788/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,692
−HK$169/mo
▼ 0.25% · 3.875%
HK$2,776
−HK$85/mo
Today · 4.125%
HK$2,861
baseline
▲ 0.50% · 4.625%
HK$3,035
+HK$174/mo
Deposit HK$394K · loan HK$590K · min. income ≈ HK$5,722/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,995
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,075
−HK$82/mo
Today · 4.125%
HK$3,157
baseline
▲ 0.50% · 4.625%
HK$3,323
+HK$166/mo
Deposit HK$394K · loan HK$590K · min. income ≈ HK$6,314/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,917
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,007
−HK$92/mo
Today · 4.125%
HK$3,099
baseline
▲ 0.50% · 4.625%
HK$3,288
+HK$189/mo
Deposit HK$344K · loan HK$640K · min. income ≈ HK$6,198/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,245
−HK$175/mo
▼ 0.25% · 3.875%
HK$3,332
−HK$88/mo
Today · 4.125%
HK$3,420
baseline
▲ 0.50% · 4.625%
HK$3,600
+HK$180/mo
Deposit HK$344K · loan HK$640K · min. income ≈ HK$6,840/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,141
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,239
−HK$99/mo
Today · 4.125%
HK$3,338
baseline
▲ 0.50% · 4.625%
HK$3,541
+HK$203/mo
Deposit HK$295K · loan HK$689K · min. income ≈ HK$6,676/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,494
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,588
−HK$95/mo
Today · 4.125%
HK$3,683
baseline
▲ 0.50% · 4.625%
HK$3,877
+HK$194/mo
Deposit HK$295K · loan HK$689K · min. income ≈ HK$7,366/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,365
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,470
−HK$106/mo
Today · 4.125%
HK$3,576
baseline
▲ 0.50% · 4.625%
HK$3,794
+HK$218/mo
Deposit HK$246K · loan HK$738K · min. income ≈ HK$7,152/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,744
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,844
−HK$102/mo
Today · 4.125%
HK$3,946
baseline
▲ 0.50% · 4.625%
HK$4,154
+HK$208/mo
Deposit HK$246K · loan HK$738K · min. income ≈ HK$7,892/mo (50% DSR)
Upfront cash ≈ HK$246K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,590
−HK$225/mo
▼ 0.25% · 3.875%
HK$3,701
−HK$114/mo
Today · 4.125%
HK$3,815
baseline
▲ 0.50% · 4.625%
HK$4,047
+HK$232/mo
Deposit HK$197K · loan HK$787K · min. income ≈ HK$7,630/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,993
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,100
−HK$109/mo
Today · 4.125%
HK$4,209
baseline
▲ 0.50% · 4.625%
HK$4,431
+HK$222/mo
Deposit HK$197K · loan HK$787K · min. income ≈ HK$8,418/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,814
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,933
−HK$120/mo
Today · 4.125%
HK$4,053
baseline
▲ 0.50% · 4.625%
HK$4,300
+HK$247/mo
Deposit HK$148K · loan HK$836K · min. income ≈ HK$8,106/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,243
−HK$229/mo
▼ 0.25% · 3.875%
HK$4,357
−HK$115/mo
Today · 4.125%
HK$4,472
baseline
▲ 0.50% · 4.625%
HK$4,708
+HK$236/mo
Deposit HK$148K · loan HK$836K · min. income ≈ HK$8,944/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,038
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,164
−HK$128/mo
Today · 4.125%
HK$4,292
baseline
▲ 0.50% · 4.625%
HK$4,553
+HK$261/mo
Deposit HK$98K · loan HK$885K · min. income ≈ HK$8,584/mo (50% DSR)
Upfront cash ≈ HK$98K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,493
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,613
−HK$122/mo
Today · 4.125%
HK$4,735
baseline
▲ 0.50% · 4.625%
HK$4,985
+HK$250/mo
Deposit HK$98K · loan HK$885K · min. income ≈ HK$9,470/mo (50% DSR)
Upfront cash ≈ HK$98K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).