▼ 0.50% · 3.625%
HK$1,753
−HK$110/mo
▼ 0.25% · 3.875%
HK$1,808
−HK$55/mo
Today · 4.125%
HK$1,863
baseline
▲ 0.50% · 4.625%
HK$1,977
+HK$114/mo
Deposit HK$384K · loan HK$384K · min. income ≈ HK$3,726/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,950
−HK$106/mo
▼ 0.25% · 3.875%
HK$2,003
−HK$53/mo
Today · 4.125%
HK$2,056
baseline
▲ 0.50% · 4.625%
HK$2,164
+HK$108/mo
Deposit HK$384K · loan HK$384K · min. income ≈ HK$4,112/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,929
−HK$120/mo
▼ 0.25% · 3.875%
HK$1,989
−HK$60/mo
Today · 4.125%
HK$2,049
baseline
▲ 0.50% · 4.625%
HK$2,174
+HK$125/mo
Deposit HK$346K · loan HK$423K · min. income ≈ HK$4,098/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,145
−HK$116/mo
▼ 0.25% · 3.875%
HK$2,203
−HK$58/mo
Today · 4.125%
HK$2,261
baseline
▲ 0.50% · 4.625%
HK$2,381
+HK$120/mo
Deposit HK$346K · loan HK$423K · min. income ≈ HK$4,522/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,104
−HK$132/mo
▼ 0.25% · 3.875%
HK$2,169
−HK$67/mo
Today · 4.125%
HK$2,236
baseline
▲ 0.50% · 4.625%
HK$2,372
+HK$136/mo
Deposit HK$308K · loan HK$461K · min. income ≈ HK$4,472/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,340
−HK$127/mo
▼ 0.25% · 3.875%
HK$2,403
−HK$64/mo
Today · 4.125%
HK$2,467
baseline
▲ 0.50% · 4.625%
HK$2,597
+HK$130/mo
Deposit HK$308K · loan HK$461K · min. income ≈ HK$4,934/mo (50% DSR)
Upfront cash ≈ HK$308K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,279
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,350
−HK$72/mo
Today · 4.125%
HK$2,422
baseline
▲ 0.50% · 4.625%
HK$2,569
+HK$147/mo
Deposit HK$269K · loan HK$500K · min. income ≈ HK$4,844/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,536
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,604
−HK$69/mo
Today · 4.125%
HK$2,673
baseline
▲ 0.50% · 4.625%
HK$2,813
+HK$140/mo
Deposit HK$269K · loan HK$500K · min. income ≈ HK$5,346/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,454
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,531
−HK$77/mo
Today · 4.125%
HK$2,608
baseline
▲ 0.50% · 4.625%
HK$2,767
+HK$159/mo
Deposit HK$231K · loan HK$538K · min. income ≈ HK$5,216/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,731
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,804
−HK$74/mo
Today · 4.125%
HK$2,878
baseline
▲ 0.50% · 4.625%
HK$3,030
+HK$152/mo
Deposit HK$231K · loan HK$538K · min. income ≈ HK$5,756/mo (50% DSR)
Upfront cash ≈ HK$231K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,630
−HK$165/mo
▼ 0.25% · 3.875%
HK$2,712
−HK$83/mo
Today · 4.125%
HK$2,795
baseline
▲ 0.50% · 4.625%
HK$2,965
+HK$170/mo
Deposit HK$192K · loan HK$577K · min. income ≈ HK$5,590/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,926
−HK$158/mo
▼ 0.25% · 3.875%
HK$3,004
−HK$80/mo
Today · 4.125%
HK$3,084
baseline
▲ 0.50% · 4.625%
HK$3,246
+HK$162/mo
Deposit HK$192K · loan HK$577K · min. income ≈ HK$6,168/mo (50% DSR)
Upfront cash ≈ HK$192K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,805
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,892
−HK$89/mo
Today · 4.125%
HK$2,981
baseline
▲ 0.50% · 4.625%
HK$3,162
+HK$181/mo
Deposit HK$154K · loan HK$615K · min. income ≈ HK$5,962/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,121
−HK$168/mo
▼ 0.25% · 3.875%
HK$3,204
−HK$85/mo
Today · 4.125%
HK$3,289
baseline
▲ 0.50% · 4.625%
HK$3,463
+HK$174/mo
Deposit HK$154K · loan HK$615K · min. income ≈ HK$6,578/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,980
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,073
−HK$94/mo
Today · 4.125%
HK$3,167
baseline
▲ 0.50% · 4.625%
HK$3,360
+HK$193/mo
Deposit HK$115K · loan HK$654K · min. income ≈ HK$6,334/mo (50% DSR)
Upfront cash ≈ HK$115K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,316
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,405
−HK$90/mo
Today · 4.125%
HK$3,495
baseline
▲ 0.50% · 4.625%
HK$3,679
+HK$184/mo
Deposit HK$115K · loan HK$654K · min. income ≈ HK$6,990/mo (50% DSR)
Upfront cash ≈ HK$115K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,156
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,254
−HK$100/mo
Today · 4.125%
HK$3,354
baseline
▲ 0.50% · 4.625%
HK$3,558
+HK$204/mo
Deposit HK$77K · loan HK$692K · min. income ≈ HK$6,708/mo (50% DSR)
Upfront cash ≈ HK$77K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,511
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,605
−HK$95/mo
Today · 4.125%
HK$3,700
baseline
▲ 0.50% · 4.625%
HK$3,895
+HK$195/mo
Deposit HK$77K · loan HK$692K · min. income ≈ HK$7,400/mo (50% DSR)
Upfront cash ≈ HK$77K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).