▼ 0.50% · 3.625%
HK$1,594
−HK$100/mo
▼ 0.25% · 3.875%
HK$1,644
−HK$50/mo
Today · 4.125%
HK$1,694
baseline
▲ 0.50% · 4.625%
HK$1,798
+HK$104/mo
Deposit HK$350K · loan HK$350K · min. income ≈ HK$3,388/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,774
−HK$96/mo
▼ 0.25% · 3.875%
HK$1,821
−HK$49/mo
Today · 4.125%
HK$1,870
baseline
▲ 0.50% · 4.625%
HK$1,968
+HK$98/mo
Deposit HK$350K · loan HK$350K · min. income ≈ HK$3,740/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,754
−HK$110/mo
▼ 0.25% · 3.875%
HK$1,808
−HK$56/mo
Today · 4.125%
HK$1,864
baseline
▲ 0.50% · 4.625%
HK$1,977
+HK$113/mo
Deposit HK$315K · loan HK$385K · min. income ≈ HK$3,728/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,951
−HK$106/mo
▼ 0.25% · 3.875%
HK$2,004
−HK$53/mo
Today · 4.125%
HK$2,057
baseline
▲ 0.50% · 4.625%
HK$2,165
+HK$108/mo
Deposit HK$315K · loan HK$385K · min. income ≈ HK$4,114/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,913
−HK$120/mo
▼ 0.25% · 3.875%
HK$1,973
−HK$60/mo
Today · 4.125%
HK$2,033
baseline
▲ 0.50% · 4.625%
HK$2,157
+HK$124/mo
Deposit HK$280K · loan HK$420K · min. income ≈ HK$4,066/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,129
−HK$115/mo
▼ 0.25% · 3.875%
HK$2,186
−HK$58/mo
Today · 4.125%
HK$2,244
baseline
▲ 0.50% · 4.625%
HK$2,362
+HK$118/mo
Deposit HK$280K · loan HK$420K · min. income ≈ HK$4,488/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,073
−HK$130/mo
▼ 0.25% · 3.875%
HK$2,137
−HK$66/mo
Today · 4.125%
HK$2,203
baseline
▲ 0.50% · 4.625%
HK$2,337
+HK$134/mo
Deposit HK$245K · loan HK$455K · min. income ≈ HK$4,406/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,306
−HK$125/mo
▼ 0.25% · 3.875%
HK$2,368
−HK$63/mo
Today · 4.125%
HK$2,431
baseline
▲ 0.50% · 4.625%
HK$2,559
+HK$128/mo
Deposit HK$245K · loan HK$455K · min. income ≈ HK$4,862/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,232
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,302
−HK$70/mo
Today · 4.125%
HK$2,372
baseline
▲ 0.50% · 4.625%
HK$2,517
+HK$145/mo
Deposit HK$210K · loan HK$489K · min. income ≈ HK$4,744/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,483
−HK$135/mo
▼ 0.25% · 3.875%
HK$2,550
−HK$68/mo
Today · 4.125%
HK$2,618
baseline
▲ 0.50% · 4.625%
HK$2,755
+HK$137/mo
Deposit HK$210K · loan HK$489K · min. income ≈ HK$5,236/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,392
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,466
−HK$76/mo
Today · 4.125%
HK$2,542
baseline
▲ 0.50% · 4.625%
HK$2,696
+HK$154/mo
Deposit HK$175K · loan HK$524K · min. income ≈ HK$5,084/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,661
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,732
−HK$72/mo
Today · 4.125%
HK$2,804
baseline
▲ 0.50% · 4.625%
HK$2,952
+HK$148/mo
Deposit HK$175K · loan HK$524K · min. income ≈ HK$5,608/mo (50% DSR)
Upfront cash ≈ HK$175K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,551
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,630
−HK$81/mo
Today · 4.125%
HK$2,711
baseline
▲ 0.50% · 4.625%
HK$2,876
+HK$165/mo
Deposit HK$140K · loan HK$559K · min. income ≈ HK$5,422/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,838
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,914
−HK$77/mo
Today · 4.125%
HK$2,991
baseline
▲ 0.50% · 4.625%
HK$3,149
+HK$158/mo
Deposit HK$140K · loan HK$559K · min. income ≈ HK$5,982/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,711
−HK$170/mo
▼ 0.25% · 3.875%
HK$2,795
−HK$86/mo
Today · 4.125%
HK$2,881
baseline
▲ 0.50% · 4.625%
HK$3,056
+HK$175/mo
Deposit HK$105K · loan HK$594K · min. income ≈ HK$5,762/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,016
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,096
−HK$82/mo
Today · 4.125%
HK$3,178
baseline
▲ 0.50% · 4.625%
HK$3,346
+HK$168/mo
Deposit HK$105K · loan HK$594K · min. income ≈ HK$6,356/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,870
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,959
−HK$91/mo
Today · 4.125%
HK$3,050
baseline
▲ 0.50% · 4.625%
HK$3,236
+HK$186/mo
Deposit HK$70K · loan HK$629K · min. income ≈ HK$6,100/mo (50% DSR)
Upfront cash ≈ HK$70K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,193
−HK$172/mo
▼ 0.25% · 3.875%
HK$3,279
−HK$86/mo
Today · 4.125%
HK$3,365
baseline
▲ 0.50% · 4.625%
HK$3,543
+HK$178/mo
Deposit HK$70K · loan HK$629K · min. income ≈ HK$6,730/mo (50% DSR)
Upfront cash ≈ HK$70K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).