▼ 0.50% · 3.625%
HK$3,153
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,251
−HK$100/mo
Today · 4.125%
HK$3,351
baseline
▲ 0.50% · 4.625%
HK$3,555
+HK$204/mo
Deposit HK$691K · loan HK$691K · min. income ≈ HK$6,702/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,508
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,602
−HK$95/mo
Today · 4.125%
HK$3,697
baseline
▲ 0.50% · 4.625%
HK$3,892
+HK$195/mo
Deposit HK$691K · loan HK$691K · min. income ≈ HK$7,394/mo (50% DSR)
Upfront cash ≈ HK$692K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,469
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,576
−HK$110/mo
Today · 4.125%
HK$3,686
baseline
▲ 0.50% · 4.625%
HK$3,910
+HK$224/mo
Deposit HK$622K · loan HK$761K · min. income ≈ HK$7,372/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,859
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,962
−HK$105/mo
Today · 4.125%
HK$4,067
baseline
▲ 0.50% · 4.625%
HK$4,282
+HK$215/mo
Deposit HK$622K · loan HK$761K · min. income ≈ HK$8,134/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,784
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,902
−HK$119/mo
Today · 4.125%
HK$4,021
baseline
▲ 0.50% · 4.625%
HK$4,266
+HK$245/mo
Deposit HK$553K · loan HK$830K · min. income ≈ HK$8,042/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,210
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,322
−HK$115/mo
Today · 4.125%
HK$4,437
baseline
▲ 0.50% · 4.625%
HK$4,671
+HK$234/mo
Deposit HK$553K · loan HK$830K · min. income ≈ HK$8,874/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,099
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,227
−HK$129/mo
Today · 4.125%
HK$4,356
baseline
▲ 0.50% · 4.625%
HK$4,621
+HK$265/mo
Deposit HK$484K · loan HK$899K · min. income ≈ HK$8,712/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,560
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,683
−HK$124/mo
Today · 4.125%
HK$4,807
baseline
▲ 0.50% · 4.625%
HK$5,060
+HK$253/mo
Deposit HK$484K · loan HK$899K · min. income ≈ HK$9,614/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,415
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,552
−HK$139/mo
Today · 4.125%
HK$4,691
baseline
▲ 0.50% · 4.625%
HK$4,977
+HK$286/mo
Deposit HK$415K · loan HK$968K · min. income ≈ HK$9,382/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,911
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,043
−HK$133/mo
Today · 4.125%
HK$5,176
baseline
▲ 0.50% · 4.625%
HK$5,449
+HK$273/mo
Deposit HK$415K · loan HK$968K · min. income ≈ HK$10,352/mo (50% DSR)
Upfront cash ≈ HK$415K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,730
−HK$297/mo
▼ 0.25% · 3.875%
HK$4,877
−HK$150/mo
Today · 4.125%
HK$5,027
baseline
▲ 0.50% · 4.625%
HK$5,332
+HK$305/mo
Deposit HK$346K · loan HK$1.04M · min. income ≈ HK$10,054/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,262
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,403
−HK$143/mo
Today · 4.125%
HK$5,546
baseline
▲ 0.50% · 4.625%
HK$5,839
+HK$293/mo
Deposit HK$346K · loan HK$1.04M · min. income ≈ HK$11,092/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,045
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,202
−HK$160/mo
Today · 4.125%
HK$5,362
baseline
▲ 0.50% · 4.625%
HK$5,688
+HK$326/mo
Deposit HK$277K · loan HK$1.11M · min. income ≈ HK$10,724/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,613
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,763
−HK$153/mo
Today · 4.125%
HK$5,916
baseline
▲ 0.50% · 4.625%
HK$6,228
+HK$312/mo
Deposit HK$277K · loan HK$1.11M · min. income ≈ HK$11,832/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,361
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,527
−HK$170/mo
Today · 4.125%
HK$5,697
baseline
▲ 0.50% · 4.625%
HK$6,043
+HK$346/mo
Deposit HK$207K · loan HK$1.18M · min. income ≈ HK$11,394/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,964
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,123
−HK$163/mo
Today · 4.125%
HK$6,286
baseline
▲ 0.50% · 4.625%
HK$6,617
+HK$331/mo
Deposit HK$207K · loan HK$1.18M · min. income ≈ HK$12,572/mo (50% DSR)
Upfront cash ≈ HK$208K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,676
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,852
−HK$180/mo
Today · 4.125%
HK$6,032
baseline
▲ 0.50% · 4.625%
HK$6,399
+HK$367/mo
Deposit HK$138K · loan HK$1.24M · min. income ≈ HK$12,064/mo (50% DSR)
Upfront cash ≈ HK$138K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,314
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,484
−HK$171/mo
Today · 4.125%
HK$6,655
baseline
▲ 0.50% · 4.625%
HK$7,006
+HK$351/mo
Deposit HK$138K · loan HK$1.24M · min. income ≈ HK$13,310/mo (50% DSR)
Upfront cash ≈ HK$138K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).