▼ 0.50% · 3.625%
HK$3,546
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,657
−HK$112/mo
Today · 4.125%
HK$3,769
baseline
▲ 0.50% · 4.625%
HK$3,998
+HK$229/mo
Deposit HK$778K · loan HK$778K · min. income ≈ HK$7,538/mo (50% DSR)
Upfront cash ≈ HK$778K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,945
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,051
−HK$107/mo
Today · 4.125%
HK$4,158
baseline
▲ 0.50% · 4.625%
HK$4,378
+HK$220/mo
Deposit HK$778K · loan HK$778K · min. income ≈ HK$8,316/mo (50% DSR)
Upfront cash ≈ HK$778K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,901
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,022
−HK$124/mo
Today · 4.125%
HK$4,146
baseline
▲ 0.50% · 4.625%
HK$4,398
+HK$252/mo
Deposit HK$700K · loan HK$855K · min. income ≈ HK$8,292/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,340
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,456
−HK$118/mo
Today · 4.125%
HK$4,574
baseline
▲ 0.50% · 4.625%
HK$4,815
+HK$241/mo
Deposit HK$700K · loan HK$855K · min. income ≈ HK$9,148/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,256
−HK$267/mo
▼ 0.25% · 3.875%
HK$4,388
−HK$135/mo
Today · 4.125%
HK$4,523
baseline
▲ 0.50% · 4.625%
HK$4,798
+HK$275/mo
Deposit HK$622K · loan HK$933K · min. income ≈ HK$9,046/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,734
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,861
−HK$129/mo
Today · 4.125%
HK$4,990
baseline
▲ 0.50% · 4.625%
HK$5,253
+HK$263/mo
Deposit HK$622K · loan HK$933K · min. income ≈ HK$9,980/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,610
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,754
−HK$145/mo
Today · 4.125%
HK$4,899
baseline
▲ 0.50% · 4.625%
HK$5,198
+HK$299/mo
Deposit HK$544K · loan HK$1.01M · min. income ≈ HK$9,798/mo (50% DSR)
Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,129
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,266
−HK$140/mo
Today · 4.125%
HK$5,406
baseline
▲ 0.50% · 4.625%
HK$5,691
+HK$285/mo
Deposit HK$544K · loan HK$1.01M · min. income ≈ HK$10,812/mo (50% DSR)
Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,965
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,119
−HK$157/mo
Today · 4.125%
HK$5,276
baseline
▲ 0.50% · 4.625%
HK$5,597
+HK$321/mo
Deposit HK$467K · loan HK$1.09M · min. income ≈ HK$10,552/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,523
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,672
−HK$150/mo
Today · 4.125%
HK$5,822
baseline
▲ 0.50% · 4.625%
HK$6,129
+HK$307/mo
Deposit HK$467K · loan HK$1.09M · min. income ≈ HK$11,644/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,320
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,485
−HK$168/mo
Today · 4.125%
HK$5,653
baseline
▲ 0.50% · 4.625%
HK$5,997
+HK$344/mo
Deposit HK$389K · loan HK$1.17M · min. income ≈ HK$11,306/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,918
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,077
−HK$161/mo
Today · 4.125%
HK$6,238
baseline
▲ 0.50% · 4.625%
HK$6,567
+HK$329/mo
Deposit HK$389K · loan HK$1.17M · min. income ≈ HK$12,476/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,674
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,851
−HK$179/mo
Today · 4.125%
HK$6,030
baseline
▲ 0.50% · 4.625%
HK$6,397
+HK$367/mo
Deposit HK$311K · loan HK$1.24M · min. income ≈ HK$12,060/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,313
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,482
−HK$172/mo
Today · 4.125%
HK$6,654
baseline
▲ 0.50% · 4.625%
HK$7,004
+HK$350/mo
Deposit HK$311K · loan HK$1.24M · min. income ≈ HK$13,308/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,029
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,216
−HK$191/mo
Today · 4.125%
HK$6,407
baseline
▲ 0.50% · 4.625%
HK$6,797
+HK$390/mo
Deposit HK$233K · loan HK$1.32M · min. income ≈ HK$12,814/mo (50% DSR)
Upfront cash ≈ HK$233K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,707
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,887
−HK$182/mo
Today · 4.125%
HK$7,069
baseline
▲ 0.50% · 4.625%
HK$7,442
+HK$373/mo
Deposit HK$233K · loan HK$1.32M · min. income ≈ HK$14,138/mo (50% DSR)
Upfront cash ≈ HK$233K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,383
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,582
−HK$202/mo
Today · 4.125%
HK$6,784
baseline
▲ 0.50% · 4.625%
HK$7,197
+HK$413/mo
Deposit HK$156K · loan HK$1.40M · min. income ≈ HK$13,568/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,102
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,292
−HK$193/mo
Today · 4.125%
HK$7,485
baseline
▲ 0.50% · 4.625%
HK$7,880
+HK$395/mo
Deposit HK$156K · loan HK$1.40M · min. income ≈ HK$14,970/mo (50% DSR)
Upfront cash ≈ HK$156K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).