▼ 0.50% · 3.625%
HK$2,170
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,237
−HK$69/mo
Today · 4.125%
HK$2,306
baseline
▲ 0.50% · 4.625%
HK$2,446
+HK$140/mo
Deposit HK$476K · loan HK$476K · min. income ≈ HK$4,612/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,414
−HK$130/mo
▼ 0.25% · 3.875%
HK$2,479
−HK$65/mo
Today · 4.125%
HK$2,544
baseline
▲ 0.50% · 4.625%
HK$2,678
+HK$134/mo
Deposit HK$476K · loan HK$476K · min. income ≈ HK$5,088/mo (50% DSR)
Upfront cash ≈ HK$476K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,387
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,461
−HK$75/mo
Today · 4.125%
HK$2,536
baseline
▲ 0.50% · 4.625%
HK$2,691
+HK$155/mo
Deposit HK$428K · loan HK$523K · min. income ≈ HK$5,072/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,655
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,726
−HK$73/mo
Today · 4.125%
HK$2,799
baseline
▲ 0.50% · 4.625%
HK$2,946
+HK$147/mo
Deposit HK$428K · loan HK$523K · min. income ≈ HK$5,598/mo (50% DSR)
Upfront cash ≈ HK$428K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,604
−HK$163/mo
▼ 0.25% · 3.875%
HK$2,685
−HK$82/mo
Today · 4.125%
HK$2,767
baseline
▲ 0.50% · 4.625%
HK$2,935
+HK$168/mo
Deposit HK$381K · loan HK$571K · min. income ≈ HK$5,534/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,897
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,974
−HK$79/mo
Today · 4.125%
HK$3,053
baseline
▲ 0.50% · 4.625%
HK$3,214
+HK$161/mo
Deposit HK$381K · loan HK$571K · min. income ≈ HK$6,106/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,821
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,908
−HK$90/mo
Today · 4.125%
HK$2,998
baseline
▲ 0.50% · 4.625%
HK$3,180
+HK$182/mo
Deposit HK$333K · loan HK$619K · min. income ≈ HK$5,996/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,138
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,222
−HK$86/mo
Today · 4.125%
HK$3,308
baseline
▲ 0.50% · 4.625%
HK$3,482
+HK$174/mo
Deposit HK$333K · loan HK$619K · min. income ≈ HK$6,616/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,038
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,132
−HK$96/mo
Today · 4.125%
HK$3,228
baseline
▲ 0.50% · 4.625%
HK$3,425
+HK$197/mo
Deposit HK$285K · loan HK$666K · min. income ≈ HK$6,456/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,379
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,470
−HK$92/mo
Today · 4.125%
HK$3,562
baseline
▲ 0.50% · 4.625%
HK$3,750
+HK$188/mo
Deposit HK$285K · loan HK$666K · min. income ≈ HK$7,124/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,255
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,356
−HK$103/mo
Today · 4.125%
HK$3,459
baseline
▲ 0.50% · 4.625%
HK$3,669
+HK$210/mo
Deposit HK$238K · loan HK$714K · min. income ≈ HK$6,918/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,621
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,718
−HK$98/mo
Today · 4.125%
HK$3,816
baseline
▲ 0.50% · 4.625%
HK$4,018
+HK$202/mo
Deposit HK$238K · loan HK$714K · min. income ≈ HK$7,632/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,472
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,580
−HK$109/mo
Today · 4.125%
HK$3,689
baseline
▲ 0.50% · 4.625%
HK$3,914
+HK$225/mo
Deposit HK$190K · loan HK$761K · min. income ≈ HK$7,378/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,862
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,966
−HK$105/mo
Today · 4.125%
HK$4,071
baseline
▲ 0.50% · 4.625%
HK$4,285
+HK$214/mo
Deposit HK$190K · loan HK$761K · min. income ≈ HK$8,142/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,689
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,803
−HK$117/mo
Today · 4.125%
HK$3,920
baseline
▲ 0.50% · 4.625%
HK$4,158
+HK$238/mo
Deposit HK$143K · loan HK$809K · min. income ≈ HK$7,840/mo (50% DSR)
Upfront cash ≈ HK$143K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,104
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,214
−HK$111/mo
Today · 4.125%
HK$4,325
baseline
▲ 0.50% · 4.625%
HK$4,553
+HK$228/mo
Deposit HK$143K · loan HK$809K · min. income ≈ HK$8,650/mo (50% DSR)
Upfront cash ≈ HK$143K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,906
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,027
−HK$124/mo
Today · 4.125%
HK$4,151
baseline
▲ 0.50% · 4.625%
HK$4,403
+HK$252/mo
Deposit HK$95K · loan HK$856K · min. income ≈ HK$8,302/mo (50% DSR)
Upfront cash ≈ HK$95K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,345
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,461
−HK$119/mo
Today · 4.125%
HK$4,580
baseline
▲ 0.50% · 4.625%
HK$4,821
+HK$241/mo
Deposit HK$95K · loan HK$856K · min. income ≈ HK$9,160/mo (50% DSR)
Upfront cash ≈ HK$95K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).