▼ 0.50% · 3.625%
HK$2,613
−HK$164/mo
▼ 0.25% · 3.875%
HK$2,695
−HK$82/mo
Today · 4.125%
HK$2,777
baseline
▲ 0.50% · 4.625%
HK$2,946
+HK$169/mo
Deposit HK$573K · loan HK$573K · min. income ≈ HK$5,554/mo (50% DSR)
Upfront cash ≈ HK$573K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,907
−HK$157/mo
▼ 0.25% · 3.875%
HK$2,985
−HK$79/mo
Today · 4.125%
HK$3,064
baseline
▲ 0.50% · 4.625%
HK$3,226
+HK$162/mo
Deposit HK$573K · loan HK$573K · min. income ≈ HK$6,128/mo (50% DSR)
Upfront cash ≈ HK$573K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,875
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,964
−HK$91/mo
Today · 4.125%
HK$3,055
baseline
▲ 0.50% · 4.625%
HK$3,241
+HK$186/mo
Deposit HK$516K · loan HK$630K · min. income ≈ HK$6,110/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,198
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,284
−HK$87/mo
Today · 4.125%
HK$3,371
baseline
▲ 0.50% · 4.625%
HK$3,548
+HK$177/mo
Deposit HK$516K · loan HK$630K · min. income ≈ HK$6,742/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,136
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,233
−HK$100/mo
Today · 4.125%
HK$3,333
baseline
▲ 0.50% · 4.625%
HK$3,535
+HK$202/mo
Deposit HK$458K · loan HK$688K · min. income ≈ HK$6,666/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,489
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,582
−HK$95/mo
Today · 4.125%
HK$3,677
baseline
▲ 0.50% · 4.625%
HK$3,871
+HK$194/mo
Deposit HK$458K · loan HK$688K · min. income ≈ HK$7,354/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,397
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,503
−HK$107/mo
Today · 4.125%
HK$3,610
baseline
▲ 0.50% · 4.625%
HK$3,830
+HK$220/mo
Deposit HK$401K · loan HK$745K · min. income ≈ HK$7,220/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,779
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,881
−HK$103/mo
Today · 4.125%
HK$3,984
baseline
▲ 0.50% · 4.625%
HK$4,194
+HK$210/mo
Deposit HK$401K · loan HK$745K · min. income ≈ HK$7,968/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,659
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,772
−HK$116/mo
Today · 4.125%
HK$3,888
baseline
▲ 0.50% · 4.625%
HK$4,125
+HK$237/mo
Deposit HK$344K · loan HK$802K · min. income ≈ HK$7,776/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,070
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,179
−HK$111/mo
Today · 4.125%
HK$4,290
baseline
▲ 0.50% · 4.625%
HK$4,516
+HK$226/mo
Deposit HK$344K · loan HK$802K · min. income ≈ HK$8,580/mo (50% DSR)
Upfront cash ≈ HK$344K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,920
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,042
−HK$124/mo
Today · 4.125%
HK$4,166
baseline
▲ 0.50% · 4.625%
HK$4,419
+HK$253/mo
Deposit HK$287K · loan HK$860K · min. income ≈ HK$8,332/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,361
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,478
−HK$118/mo
Today · 4.125%
HK$4,596
baseline
▲ 0.50% · 4.625%
HK$4,839
+HK$243/mo
Deposit HK$287K · loan HK$860K · min. income ≈ HK$9,192/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,181
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,311
−HK$132/mo
Today · 4.125%
HK$4,443
baseline
▲ 0.50% · 4.625%
HK$4,714
+HK$271/mo
Deposit HK$229K · loan HK$917K · min. income ≈ HK$8,886/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,652
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,776
−HK$127/mo
Today · 4.125%
HK$4,903
baseline
▲ 0.50% · 4.625%
HK$5,161
+HK$258/mo
Deposit HK$229K · loan HK$917K · min. income ≈ HK$9,806/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,443
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,581
−HK$140/mo
Today · 4.125%
HK$4,721
baseline
▲ 0.50% · 4.625%
HK$5,008
+HK$287/mo
Deposit HK$172K · loan HK$974K · min. income ≈ HK$9,442/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,942
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,075
−HK$134/mo
Today · 4.125%
HK$5,209
baseline
▲ 0.50% · 4.625%
HK$5,484
+HK$275/mo
Deposit HK$172K · loan HK$974K · min. income ≈ HK$10,418/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,704
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,850
−HK$149/mo
Today · 4.125%
HK$4,999
baseline
▲ 0.50% · 4.625%
HK$5,303
+HK$304/mo
Deposit HK$115K · loan HK$1.03M · min. income ≈ HK$9,998/mo (50% DSR)
Upfront cash ≈ HK$115K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,233
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,373
−HK$143/mo
Today · 4.125%
HK$5,516
baseline
▲ 0.50% · 4.625%
HK$5,807
+HK$291/mo
Deposit HK$115K · loan HK$1.03M · min. income ≈ HK$11,032/mo (50% DSR)
Upfront cash ≈ HK$115K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).