▼ 0.50% · 3.625%
HK$2,197
−HK$138/mo
▼ 0.25% · 3.875%
HK$2,265
−HK$70/mo
Today · 4.125%
HK$2,335
baseline
▲ 0.50% · 4.625%
HK$2,477
+HK$142/mo
Deposit HK$482K · loan HK$482K · min. income ≈ HK$4,670/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,444
−HK$132/mo
▼ 0.25% · 3.875%
HK$2,509
−HK$67/mo
Today · 4.125%
HK$2,576
baseline
▲ 0.50% · 4.625%
HK$2,712
+HK$136/mo
Deposit HK$482K · loan HK$482K · min. income ≈ HK$5,152/mo (50% DSR)
Upfront cash ≈ HK$482K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,416
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,492
−HK$76/mo
Today · 4.125%
HK$2,568
baseline
▲ 0.50% · 4.625%
HK$2,724
+HK$156/mo
Deposit HK$434K · loan HK$530K · min. income ≈ HK$5,136/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,688
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,760
−HK$74/mo
Today · 4.125%
HK$2,834
baseline
▲ 0.50% · 4.625%
HK$2,983
+HK$149/mo
Deposit HK$434K · loan HK$530K · min. income ≈ HK$5,668/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,636
−HK$165/mo
▼ 0.25% · 3.875%
HK$2,718
−HK$83/mo
Today · 4.125%
HK$2,801
baseline
▲ 0.50% · 4.625%
HK$2,972
+HK$171/mo
Deposit HK$385K · loan HK$578K · min. income ≈ HK$5,602/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,933
−HK$158/mo
▼ 0.25% · 3.875%
HK$3,011
−HK$80/mo
Today · 4.125%
HK$3,091
baseline
▲ 0.50% · 4.625%
HK$3,254
+HK$163/mo
Deposit HK$385K · loan HK$578K · min. income ≈ HK$6,182/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,856
−HK$179/mo
▼ 0.25% · 3.875%
HK$2,945
−HK$90/mo
Today · 4.125%
HK$3,035
baseline
▲ 0.50% · 4.625%
HK$3,220
+HK$185/mo
Deposit HK$337K · loan HK$626K · min. income ≈ HK$6,070/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,177
−HK$172/mo
▼ 0.25% · 3.875%
HK$3,262
−HK$87/mo
Today · 4.125%
HK$3,349
baseline
▲ 0.50% · 4.625%
HK$3,525
+HK$176/mo
Deposit HK$337K · loan HK$626K · min. income ≈ HK$6,698/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,076
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,171
−HK$97/mo
Today · 4.125%
HK$3,268
baseline
▲ 0.50% · 4.625%
HK$3,467
+HK$199/mo
Deposit HK$289K · loan HK$674K · min. income ≈ HK$6,536/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,422
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,513
−HK$93/mo
Today · 4.125%
HK$3,606
baseline
▲ 0.50% · 4.625%
HK$3,796
+HK$190/mo
Deposit HK$289K · loan HK$674K · min. income ≈ HK$7,212/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,295
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,398
−HK$104/mo
Today · 4.125%
HK$3,502
baseline
▲ 0.50% · 4.625%
HK$3,715
+HK$213/mo
Deposit HK$241K · loan HK$723K · min. income ≈ HK$7,004/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,666
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,764
−HK$100/mo
Today · 4.125%
HK$3,864
baseline
▲ 0.50% · 4.625%
HK$4,068
+HK$204/mo
Deposit HK$241K · loan HK$723K · min. income ≈ HK$7,728/mo (50% DSR)
Upfront cash ≈ HK$241K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,515
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,624
−HK$111/mo
Today · 4.125%
HK$3,735
baseline
▲ 0.50% · 4.625%
HK$3,963
+HK$228/mo
Deposit HK$193K · loan HK$771K · min. income ≈ HK$7,470/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,910
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,015
−HK$107/mo
Today · 4.125%
HK$4,122
baseline
▲ 0.50% · 4.625%
HK$4,339
+HK$217/mo
Deposit HK$193K · loan HK$771K · min. income ≈ HK$8,244/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,735
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,851
−HK$118/mo
Today · 4.125%
HK$3,969
baseline
▲ 0.50% · 4.625%
HK$4,210
+HK$241/mo
Deposit HK$145K · loan HK$819K · min. income ≈ HK$7,938/mo (50% DSR)
Upfront cash ≈ HK$145K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,155
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,266
−HK$113/mo
Today · 4.125%
HK$4,379
baseline
▲ 0.50% · 4.625%
HK$4,610
+HK$231/mo
Deposit HK$145K · loan HK$819K · min. income ≈ HK$8,758/mo (50% DSR)
Upfront cash ≈ HK$145K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,954
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,077
−HK$125/mo
Today · 4.125%
HK$4,202
baseline
▲ 0.50% · 4.625%
HK$4,458
+HK$256/mo
Deposit HK$96K · loan HK$867K · min. income ≈ HK$8,404/mo (50% DSR)
Upfront cash ≈ HK$96K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,399
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,517
−HK$120/mo
Today · 4.125%
HK$4,637
baseline
▲ 0.50% · 4.625%
HK$4,881
+HK$244/mo
Deposit HK$96K · loan HK$867K · min. income ≈ HK$9,274/mo (50% DSR)
Upfront cash ≈ HK$96K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).