▼ 0.50% · 3.625%
HK$2,266
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,337
−HK$71/mo
Today · 4.125%
HK$2,408
baseline
▲ 0.50% · 4.625%
HK$2,555
+HK$147/mo
Deposit HK$497K · loan HK$497K · min. income ≈ HK$4,816/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,521
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,589
−HK$68/mo
Today · 4.125%
HK$2,657
baseline
▲ 0.50% · 4.625%
HK$2,797
+HK$140/mo
Deposit HK$497K · loan HK$497K · min. income ≈ HK$5,314/mo (50% DSR)
Upfront cash ≈ HK$497K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,493
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,570
−HK$79/mo
Today · 4.125%
HK$2,649
baseline
▲ 0.50% · 4.625%
HK$2,810
+HK$161/mo
Deposit HK$447K · loan HK$547K · min. income ≈ HK$5,298/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,773
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,848
−HK$75/mo
Today · 4.125%
HK$2,923
baseline
▲ 0.50% · 4.625%
HK$3,077
+HK$154/mo
Deposit HK$447K · loan HK$547K · min. income ≈ HK$5,846/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,719
−HK$171/mo
▼ 0.25% · 3.875%
HK$2,804
−HK$86/mo
Today · 4.125%
HK$2,890
baseline
▲ 0.50% · 4.625%
HK$3,066
+HK$176/mo
Deposit HK$398K · loan HK$596K · min. income ≈ HK$5,780/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,025
−HK$164/mo
▼ 0.25% · 3.875%
HK$3,107
−HK$82/mo
Today · 4.125%
HK$3,189
baseline
▲ 0.50% · 4.625%
HK$3,357
+HK$168/mo
Deposit HK$398K · loan HK$596K · min. income ≈ HK$6,378/mo (50% DSR)
Upfront cash ≈ HK$398K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,946
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,038
−HK$93/mo
Today · 4.125%
HK$3,131
baseline
▲ 0.50% · 4.625%
HK$3,321
+HK$190/mo
Deposit HK$348K · loan HK$646K · min. income ≈ HK$6,262/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,277
−HK$178/mo
▼ 0.25% · 3.875%
HK$3,365
−HK$90/mo
Today · 4.125%
HK$3,455
baseline
▲ 0.50% · 4.625%
HK$3,637
+HK$182/mo
Deposit HK$348K · loan HK$646K · min. income ≈ HK$6,910/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,173
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,271
−HK$101/mo
Today · 4.125%
HK$3,372
baseline
▲ 0.50% · 4.625%
HK$3,577
+HK$205/mo
Deposit HK$298K · loan HK$696K · min. income ≈ HK$6,744/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,530
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,624
−HK$96/mo
Today · 4.125%
HK$3,720
baseline
▲ 0.50% · 4.625%
HK$3,916
+HK$196/mo
Deposit HK$298K · loan HK$696K · min. income ≈ HK$7,440/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,399
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,505
−HK$108/mo
Today · 4.125%
HK$3,613
baseline
▲ 0.50% · 4.625%
HK$3,832
+HK$219/mo
Deposit HK$248K · loan HK$745K · min. income ≈ HK$7,226/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,782
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,883
−HK$103/mo
Today · 4.125%
HK$3,986
baseline
▲ 0.50% · 4.625%
HK$4,196
+HK$210/mo
Deposit HK$248K · loan HK$745K · min. income ≈ HK$7,972/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,626
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,739
−HK$114/mo
Today · 4.125%
HK$3,853
baseline
▲ 0.50% · 4.625%
HK$4,088
+HK$235/mo
Deposit HK$199K · loan HK$795K · min. income ≈ HK$7,706/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,034
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,142
−HK$110/mo
Today · 4.125%
HK$4,252
baseline
▲ 0.50% · 4.625%
HK$4,476
+HK$224/mo
Deposit HK$199K · loan HK$795K · min. income ≈ HK$8,504/mo (50% DSR)
Upfront cash ≈ HK$199K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,853
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,972
−HK$122/mo
Today · 4.125%
HK$4,094
baseline
▲ 0.50% · 4.625%
HK$4,343
+HK$249/mo
Deposit HK$149K · loan HK$845K · min. income ≈ HK$8,188/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,286
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,401
−HK$117/mo
Today · 4.125%
HK$4,518
baseline
▲ 0.50% · 4.625%
HK$4,756
+HK$238/mo
Deposit HK$149K · loan HK$845K · min. income ≈ HK$9,036/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,079
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,206
−HK$129/mo
Today · 4.125%
HK$4,335
baseline
▲ 0.50% · 4.625%
HK$4,599
+HK$264/mo
Deposit HK$99K · loan HK$894K · min. income ≈ HK$8,670/mo (50% DSR)
Upfront cash ≈ HK$99K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,538
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,660
−HK$123/mo
Today · 4.125%
HK$4,783
baseline
▲ 0.50% · 4.625%
HK$5,035
+HK$252/mo
Deposit HK$99K · loan HK$894K · min. income ≈ HK$9,566/mo (50% DSR)
Upfront cash ≈ HK$99K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).