▼ 0.50% · 3.625%
HK$2,215
−HK$139/mo
▼ 0.25% · 3.875%
HK$2,284
−HK$70/mo
Today · 4.125%
HK$2,354
baseline
▲ 0.50% · 4.625%
HK$2,497
+HK$143/mo
Deposit HK$486K · loan HK$486K · min. income ≈ HK$4,708/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,464
−HK$133/mo
▼ 0.25% · 3.875%
HK$2,530
−HK$67/mo
Today · 4.125%
HK$2,597
baseline
▲ 0.50% · 4.625%
HK$2,734
+HK$137/mo
Deposit HK$486K · loan HK$486K · min. income ≈ HK$5,194/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,436
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,512
−HK$77/mo
Today · 4.125%
HK$2,589
baseline
▲ 0.50% · 4.625%
HK$2,746
+HK$157/mo
Deposit HK$437K · loan HK$534K · min. income ≈ HK$5,178/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,710
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,783
−HK$74/mo
Today · 4.125%
HK$2,857
baseline
▲ 0.50% · 4.625%
HK$3,007
+HK$150/mo
Deposit HK$437K · loan HK$534K · min. income ≈ HK$5,714/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,658
−HK$166/mo
▼ 0.25% · 3.875%
HK$2,740
−HK$84/mo
Today · 4.125%
HK$2,824
baseline
▲ 0.50% · 4.625%
HK$2,996
+HK$172/mo
Deposit HK$388K · loan HK$583K · min. income ≈ HK$5,648/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,956
−HK$160/mo
▼ 0.25% · 3.875%
HK$3,036
−HK$80/mo
Today · 4.125%
HK$3,116
baseline
▲ 0.50% · 4.625%
HK$3,280
+HK$164/mo
Deposit HK$388K · loan HK$583K · min. income ≈ HK$6,232/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,879
−HK$181/mo
▼ 0.25% · 3.875%
HK$2,969
−HK$91/mo
Today · 4.125%
HK$3,060
baseline
▲ 0.50% · 4.625%
HK$3,246
+HK$186/mo
Deposit HK$340K · loan HK$631K · min. income ≈ HK$6,120/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,203
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,289
−HK$87/mo
Today · 4.125%
HK$3,376
baseline
▲ 0.50% · 4.625%
HK$3,554
+HK$178/mo
Deposit HK$340K · loan HK$631K · min. income ≈ HK$6,752/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,100
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,197
−HK$98/mo
Today · 4.125%
HK$3,295
baseline
▲ 0.50% · 4.625%
HK$3,495
+HK$200/mo
Deposit HK$291K · loan HK$680K · min. income ≈ HK$6,590/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,449
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,542
−HK$94/mo
Today · 4.125%
HK$3,636
baseline
▲ 0.50% · 4.625%
HK$3,827
+HK$191/mo
Deposit HK$291K · loan HK$680K · min. income ≈ HK$7,272/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,322
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,425
−HK$105/mo
Today · 4.125%
HK$3,530
baseline
▲ 0.50% · 4.625%
HK$3,745
+HK$215/mo
Deposit HK$243K · loan HK$728K · min. income ≈ HK$7,060/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,696
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,795
−HK$100/mo
Today · 4.125%
HK$3,895
baseline
▲ 0.50% · 4.625%
HK$4,101
+HK$206/mo
Deposit HK$243K · loan HK$728K · min. income ≈ HK$7,790/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,543
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,654
−HK$112/mo
Today · 4.125%
HK$3,766
baseline
▲ 0.50% · 4.625%
HK$3,995
+HK$229/mo
Deposit HK$194K · loan HK$777K · min. income ≈ HK$7,532/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,942
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,048
−HK$107/mo
Today · 4.125%
HK$4,155
baseline
▲ 0.50% · 4.625%
HK$4,374
+HK$219/mo
Deposit HK$194K · loan HK$777K · min. income ≈ HK$8,310/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,765
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,882
−HK$119/mo
Today · 4.125%
HK$4,001
baseline
▲ 0.50% · 4.625%
HK$4,244
+HK$243/mo
Deposit HK$146K · loan HK$826K · min. income ≈ HK$8,002/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,188
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,301
−HK$114/mo
Today · 4.125%
HK$4,415
baseline
▲ 0.50% · 4.625%
HK$4,647
+HK$232/mo
Deposit HK$146K · loan HK$826K · min. income ≈ HK$8,830/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,986
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,110
−HK$126/mo
Today · 4.125%
HK$4,236
baseline
▲ 0.50% · 4.625%
HK$4,494
+HK$258/mo
Deposit HK$97K · loan HK$874K · min. income ≈ HK$8,472/mo (50% DSR)
Upfront cash ≈ HK$97K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,435
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,554
−HK$120/mo
Today · 4.125%
HK$4,674
baseline
▲ 0.50% · 4.625%
HK$4,921
+HK$247/mo
Deposit HK$97K · loan HK$874K · min. income ≈ HK$9,348/mo (50% DSR)
Upfront cash ≈ HK$97K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).