▼ 0.50% · 3.625%
HK$3,032
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,126
−HK$96/mo
Today · 4.125%
HK$3,222
baseline
▲ 0.50% · 4.625%
HK$3,418
+HK$196/mo
Deposit HK$665K · loan HK$665K · min. income ≈ HK$6,444/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,373
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,463
−HK$92/mo
Today · 4.125%
HK$3,555
baseline
▲ 0.50% · 4.625%
HK$3,742
+HK$187/mo
Deposit HK$665K · loan HK$665K · min. income ≈ HK$7,110/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,335
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,439
−HK$105/mo
Today · 4.125%
HK$3,544
baseline
▲ 0.50% · 4.625%
HK$3,760
+HK$216/mo
Deposit HK$598K · loan HK$731K · min. income ≈ HK$7,088/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,710
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,810
−HK$101/mo
Today · 4.125%
HK$3,911
baseline
▲ 0.50% · 4.625%
HK$4,117
+HK$206/mo
Deposit HK$598K · loan HK$731K · min. income ≈ HK$7,822/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,638
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,751
−HK$115/mo
Today · 4.125%
HK$3,866
baseline
▲ 0.50% · 4.625%
HK$4,102
+HK$236/mo
Deposit HK$532K · loan HK$798K · min. income ≈ HK$7,732/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,047
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,156
−HK$110/mo
Today · 4.125%
HK$4,266
baseline
▲ 0.50% · 4.625%
HK$4,491
+HK$225/mo
Deposit HK$532K · loan HK$798K · min. income ≈ HK$8,532/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,941
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,064
−HK$125/mo
Today · 4.125%
HK$4,189
baseline
▲ 0.50% · 4.625%
HK$4,443
+HK$254/mo
Deposit HK$465K · loan HK$864K · min. income ≈ HK$8,378/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,385
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,502
−HK$120/mo
Today · 4.125%
HK$4,622
baseline
▲ 0.50% · 4.625%
HK$4,865
+HK$243/mo
Deposit HK$465K · loan HK$864K · min. income ≈ HK$9,244/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,245
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,377
−HK$134/mo
Today · 4.125%
HK$4,511
baseline
▲ 0.50% · 4.625%
HK$4,785
+HK$274/mo
Deposit HK$399K · loan HK$931K · min. income ≈ HK$9,022/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,722
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,849
−HK$128/mo
Today · 4.125%
HK$4,977
baseline
▲ 0.50% · 4.625%
HK$5,239
+HK$262/mo
Deposit HK$399K · loan HK$931K · min. income ≈ HK$9,954/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,548
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,689
−HK$144/mo
Today · 4.125%
HK$4,833
baseline
▲ 0.50% · 4.625%
HK$5,127
+HK$294/mo
Deposit HK$332K · loan HK$997K · min. income ≈ HK$9,666/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,059
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,195
−HK$138/mo
Today · 4.125%
HK$5,333
baseline
▲ 0.50% · 4.625%
HK$5,614
+HK$281/mo
Deposit HK$332K · loan HK$997K · min. income ≈ HK$10,666/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,851
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,002
−HK$153/mo
Today · 4.125%
HK$5,155
baseline
▲ 0.50% · 4.625%
HK$5,469
+HK$314/mo
Deposit HK$266K · loan HK$1.06M · min. income ≈ HK$10,310/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,397
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,541
−HK$147/mo
Today · 4.125%
HK$5,688
baseline
▲ 0.50% · 4.625%
HK$5,988
+HK$300/mo
Deposit HK$266K · loan HK$1.06M · min. income ≈ HK$11,376/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,154
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,314
−HK$163/mo
Today · 4.125%
HK$5,477
baseline
▲ 0.50% · 4.625%
HK$5,811
+HK$334/mo
Deposit HK$199K · loan HK$1.13M · min. income ≈ HK$10,954/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,734
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,888
−HK$156/mo
Today · 4.125%
HK$6,044
baseline
▲ 0.50% · 4.625%
HK$6,362
+HK$318/mo
Deposit HK$199K · loan HK$1.13M · min. income ≈ HK$12,088/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,457
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,627
−HK$172/mo
Today · 4.125%
HK$5,799
baseline
▲ 0.50% · 4.625%
HK$6,152
+HK$353/mo
Deposit HK$133K · loan HK$1.20M · min. income ≈ HK$11,598/mo (50% DSR)
Upfront cash ≈ HK$133K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,071
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,234
−HK$165/mo
Today · 4.125%
HK$6,399
baseline
▲ 0.50% · 4.625%
HK$6,736
+HK$337/mo
Deposit HK$133K · loan HK$1.20M · min. income ≈ HK$12,798/mo (50% DSR)
Upfront cash ≈ HK$133K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).