▼ 0.50% · 3.625%
HK$2,966
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,058
−HK$94/mo
Today · 4.125%
HK$3,152
baseline
▲ 0.50% · 4.625%
HK$3,343
+HK$191/mo
Deposit HK$650K · loan HK$650K · min. income ≈ HK$6,304/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,299
−HK$178/mo
▼ 0.25% · 3.875%
HK$3,388
−HK$89/mo
Today · 4.125%
HK$3,477
baseline
▲ 0.50% · 4.625%
HK$3,661
+HK$184/mo
Deposit HK$650K · loan HK$650K · min. income ≈ HK$6,954/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,262
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,364
−HK$103/mo
Today · 4.125%
HK$3,467
baseline
▲ 0.50% · 4.625%
HK$3,678
+HK$211/mo
Deposit HK$585K · loan HK$715K · min. income ≈ HK$6,934/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,629
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,726
−HK$99/mo
Today · 4.125%
HK$3,825
baseline
▲ 0.50% · 4.625%
HK$4,027
+HK$202/mo
Deposit HK$585K · loan HK$715K · min. income ≈ HK$7,650/mo (50% DSR)
Upfront cash ≈ HK$585K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,559
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,669
−HK$113/mo
Today · 4.125%
HK$3,782
baseline
▲ 0.50% · 4.625%
HK$4,012
+HK$230/mo
Deposit HK$520K · loan HK$780K · min. income ≈ HK$7,564/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,959
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,065
−HK$108/mo
Today · 4.125%
HK$4,173
baseline
▲ 0.50% · 4.625%
HK$4,393
+HK$220/mo
Deposit HK$520K · loan HK$780K · min. income ≈ HK$8,346/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,855
−HK$242/mo
▼ 0.25% · 3.875%
HK$3,975
−HK$122/mo
Today · 4.125%
HK$4,097
baseline
▲ 0.50% · 4.625%
HK$4,346
+HK$249/mo
Deposit HK$455K · loan HK$845K · min. income ≈ HK$8,194/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,289
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,404
−HK$117/mo
Today · 4.125%
HK$4,521
baseline
▲ 0.50% · 4.625%
HK$4,759
+HK$238/mo
Deposit HK$455K · loan HK$845K · min. income ≈ HK$9,042/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,152
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,281
−HK$131/mo
Today · 4.125%
HK$4,412
baseline
▲ 0.50% · 4.625%
HK$4,681
+HK$269/mo
Deposit HK$390K · loan HK$910K · min. income ≈ HK$8,824/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,619
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,743
−HK$125/mo
Today · 4.125%
HK$4,868
baseline
▲ 0.50% · 4.625%
HK$5,125
+HK$257/mo
Deposit HK$390K · loan HK$910K · min. income ≈ HK$9,736/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,448
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,587
−HK$140/mo
Today · 4.125%
HK$4,727
baseline
▲ 0.50% · 4.625%
HK$5,015
+HK$288/mo
Deposit HK$325K · loan HK$975K · min. income ≈ HK$9,454/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,949
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,082
−HK$134/mo
Today · 4.125%
HK$5,216
baseline
▲ 0.50% · 4.625%
HK$5,491
+HK$275/mo
Deposit HK$325K · loan HK$975K · min. income ≈ HK$10,432/mo (50% DSR)
Upfront cash ≈ HK$325K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,745
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,893
−HK$150/mo
Today · 4.125%
HK$5,043
baseline
▲ 0.50% · 4.625%
HK$5,349
+HK$306/mo
Deposit HK$260K · loan HK$1.04M · min. income ≈ HK$10,086/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,279
−HK$285/mo
▼ 0.25% · 3.875%
HK$5,420
−HK$144/mo
Today · 4.125%
HK$5,564
baseline
▲ 0.50% · 4.625%
HK$5,857
+HK$293/mo
Deposit HK$260K · loan HK$1.04M · min. income ≈ HK$11,128/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,042
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,198
−HK$160/mo
Today · 4.125%
HK$5,358
baseline
▲ 0.50% · 4.625%
HK$5,684
+HK$326/mo
Deposit HK$195K · loan HK$1.11M · min. income ≈ HK$10,716/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,609
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,759
−HK$153/mo
Today · 4.125%
HK$5,912
baseline
▲ 0.50% · 4.625%
HK$6,223
+HK$311/mo
Deposit HK$195K · loan HK$1.11M · min. income ≈ HK$11,824/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,338
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,504
−HK$169/mo
Today · 4.125%
HK$5,673
baseline
▲ 0.50% · 4.625%
HK$6,018
+HK$345/mo
Deposit HK$130K · loan HK$1.17M · min. income ≈ HK$11,346/mo (50% DSR)
Upfront cash ≈ HK$130K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,939
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,098
−HK$161/mo
Today · 4.125%
HK$6,259
baseline
▲ 0.50% · 4.625%
HK$6,589
+HK$330/mo
Deposit HK$130K · loan HK$1.17M · min. income ≈ HK$12,518/mo (50% DSR)
Upfront cash ≈ HK$130K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).