▼ 0.50% · 3.625%
HK$3,315
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,418
−HK$105/mo
Today · 4.125%
HK$3,523
baseline
▲ 0.50% · 4.625%
HK$3,737
+HK$214/mo
Deposit HK$727K · loan HK$727K · min. income ≈ HK$7,046/mo (50% DSR)
Upfront cash ≈ HK$727K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,688
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,787
−HK$100/mo
Today · 4.125%
HK$3,887
baseline
▲ 0.50% · 4.625%
HK$4,092
+HK$205/mo
Deposit HK$727K · loan HK$727K · min. income ≈ HK$7,774/mo (50% DSR)
Upfront cash ≈ HK$727K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,646
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,760
−HK$115/mo
Today · 4.125%
HK$3,875
baseline
▲ 0.50% · 4.625%
HK$4,111
+HK$236/mo
Deposit HK$654K · loan HK$800K · min. income ≈ HK$7,750/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,057
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,165
−HK$111/mo
Today · 4.125%
HK$4,276
baseline
▲ 0.50% · 4.625%
HK$4,501
+HK$225/mo
Deposit HK$654K · loan HK$800K · min. income ≈ HK$8,552/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,978
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,102
−HK$125/mo
Today · 4.125%
HK$4,227
baseline
▲ 0.50% · 4.625%
HK$4,485
+HK$258/mo
Deposit HK$582K · loan HK$872K · min. income ≈ HK$8,454/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,425
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,544
−HK$120/mo
Today · 4.125%
HK$4,664
baseline
▲ 0.50% · 4.625%
HK$4,910
+HK$246/mo
Deposit HK$582K · loan HK$872K · min. income ≈ HK$9,328/mo (50% DSR)
Upfront cash ≈ HK$582K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,309
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,443
−HK$137/mo
Today · 4.125%
HK$4,580
baseline
▲ 0.50% · 4.625%
HK$4,858
+HK$278/mo
Deposit HK$509K · loan HK$945K · min. income ≈ HK$9,160/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,794
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,923
−HK$130/mo
Today · 4.125%
HK$5,053
baseline
▲ 0.50% · 4.625%
HK$5,320
+HK$267/mo
Deposit HK$509K · loan HK$945K · min. income ≈ HK$10,106/mo (50% DSR)
Upfront cash ≈ HK$509K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,641
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,785
−HK$147/mo
Today · 4.125%
HK$4,932
baseline
▲ 0.50% · 4.625%
HK$5,232
+HK$300/mo
Deposit HK$436K · loan HK$1.02M · min. income ≈ HK$9,864/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,163
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,301
−HK$141/mo
Today · 4.125%
HK$5,442
baseline
▲ 0.50% · 4.625%
HK$5,729
+HK$287/mo
Deposit HK$436K · loan HK$1.02M · min. income ≈ HK$10,884/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,972
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,127
−HK$157/mo
Today · 4.125%
HK$5,284
baseline
▲ 0.50% · 4.625%
HK$5,606
+HK$322/mo
Deposit HK$363K · loan HK$1.09M · min. income ≈ HK$10,568/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,532
−HK$299/mo
▼ 0.25% · 3.875%
HK$5,680
−HK$151/mo
Today · 4.125%
HK$5,831
baseline
▲ 0.50% · 4.625%
HK$6,138
+HK$307/mo
Deposit HK$363K · loan HK$1.09M · min. income ≈ HK$11,662/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,304
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,469
−HK$167/mo
Today · 4.125%
HK$5,636
baseline
▲ 0.50% · 4.625%
HK$5,979
+HK$343/mo
Deposit HK$291K · loan HK$1.16M · min. income ≈ HK$11,272/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,901
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,059
−HK$160/mo
Today · 4.125%
HK$6,219
baseline
▲ 0.50% · 4.625%
HK$6,547
+HK$328/mo
Deposit HK$291K · loan HK$1.16M · min. income ≈ HK$12,438/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,635
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,811
−HK$178/mo
Today · 4.125%
HK$5,989
baseline
▲ 0.50% · 4.625%
HK$6,353
+HK$364/mo
Deposit HK$218K · loan HK$1.24M · min. income ≈ HK$11,978/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,269
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,437
−HK$171/mo
Today · 4.125%
HK$6,608
baseline
▲ 0.50% · 4.625%
HK$6,956
+HK$348/mo
Deposit HK$218K · loan HK$1.24M · min. income ≈ HK$13,216/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,967
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,152
−HK$189/mo
Today · 4.125%
HK$6,341
baseline
▲ 0.50% · 4.625%
HK$6,727
+HK$386/mo
Deposit HK$145K · loan HK$1.31M · min. income ≈ HK$12,682/mo (50% DSR)
Upfront cash ≈ HK$145K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,638
−HK$359/mo
▼ 0.25% · 3.875%
HK$6,816
−HK$181/mo
Today · 4.125%
HK$6,997
baseline
▲ 0.50% · 4.625%
HK$7,366
+HK$369/mo
Deposit HK$145K · loan HK$1.31M · min. income ≈ HK$13,994/mo (50% DSR)
Upfront cash ≈ HK$145K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).