▼ 0.50% · 3.625%
HK$3,356
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,460
−HK$106/mo
Today · 4.125%
HK$3,566
baseline
▲ 0.50% · 4.625%
HK$3,783
+HK$217/mo
Deposit HK$736K · loan HK$736K · min. income ≈ HK$7,132/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,733
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,833
−HK$102/mo
Today · 4.125%
HK$3,935
baseline
▲ 0.50% · 4.625%
HK$4,142
+HK$207/mo
Deposit HK$736K · loan HK$736K · min. income ≈ HK$7,870/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,691
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,806
−HK$117/mo
Today · 4.125%
HK$3,923
baseline
▲ 0.50% · 4.625%
HK$4,161
+HK$238/mo
Deposit HK$662K · loan HK$809K · min. income ≈ HK$7,846/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,106
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,217
−HK$111/mo
Today · 4.125%
HK$4,328
baseline
▲ 0.50% · 4.625%
HK$4,556
+HK$228/mo
Deposit HK$662K · loan HK$809K · min. income ≈ HK$8,656/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,027
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,152
−HK$127/mo
Today · 4.125%
HK$4,279
baseline
▲ 0.50% · 4.625%
HK$4,540
+HK$261/mo
Deposit HK$589K · loan HK$883K · min. income ≈ HK$8,558/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,480
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,600
−HK$122/mo
Today · 4.125%
HK$4,722
baseline
▲ 0.50% · 4.625%
HK$4,971
+HK$249/mo
Deposit HK$589K · loan HK$883K · min. income ≈ HK$9,444/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,362
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,498
−HK$138/mo
Today · 4.125%
HK$4,636
baseline
▲ 0.50% · 4.625%
HK$4,918
+HK$282/mo
Deposit HK$515K · loan HK$957K · min. income ≈ HK$9,272/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,853
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,983
−HK$132/mo
Today · 4.125%
HK$5,115
baseline
▲ 0.50% · 4.625%
HK$5,385
+HK$270/mo
Deposit HK$515K · loan HK$957K · min. income ≈ HK$10,230/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,698
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,844
−HK$148/mo
Today · 4.125%
HK$4,992
baseline
▲ 0.50% · 4.625%
HK$5,296
+HK$304/mo
Deposit HK$441K · loan HK$1.03M · min. income ≈ HK$9,984/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,226
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,367
−HK$142/mo
Today · 4.125%
HK$5,509
baseline
▲ 0.50% · 4.625%
HK$5,799
+HK$290/mo
Deposit HK$441K · loan HK$1.03M · min. income ≈ HK$11,018/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,033
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,190
−HK$159/mo
Today · 4.125%
HK$5,349
baseline
▲ 0.50% · 4.625%
HK$5,675
+HK$326/mo
Deposit HK$368K · loan HK$1.10M · min. income ≈ HK$10,698/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,600
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,750
−HK$152/mo
Today · 4.125%
HK$5,902
baseline
▲ 0.50% · 4.625%
HK$6,213
+HK$311/mo
Deposit HK$368K · loan HK$1.10M · min. income ≈ HK$11,804/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,369
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,536
−HK$170/mo
Today · 4.125%
HK$5,706
baseline
▲ 0.50% · 4.625%
HK$6,053
+HK$347/mo
Deposit HK$294K · loan HK$1.18M · min. income ≈ HK$11,412/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,973
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,133
−HK$163/mo
Today · 4.125%
HK$6,296
baseline
▲ 0.50% · 4.625%
HK$6,628
+HK$332/mo
Deposit HK$294K · loan HK$1.18M · min. income ≈ HK$12,592/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,705
−HK$357/mo
▼ 0.25% · 3.875%
HK$5,882
−HK$180/mo
Today · 4.125%
HK$6,062
baseline
▲ 0.50% · 4.625%
HK$6,431
+HK$369/mo
Deposit HK$221K · loan HK$1.25M · min. income ≈ HK$12,124/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,346
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,516
−HK$173/mo
Today · 4.125%
HK$6,689
baseline
▲ 0.50% · 4.625%
HK$7,042
+HK$353/mo
Deposit HK$221K · loan HK$1.25M · min. income ≈ HK$13,378/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,040
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,228
−HK$191/mo
Today · 4.125%
HK$6,419
baseline
▲ 0.50% · 4.625%
HK$6,809
+HK$390/mo
Deposit HK$147K · loan HK$1.32M · min. income ≈ HK$12,838/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,720
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,900
−HK$183/mo
Today · 4.125%
HK$7,083
baseline
▲ 0.50% · 4.625%
HK$7,456
+HK$373/mo
Deposit HK$147K · loan HK$1.32M · min. income ≈ HK$14,166/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).