▼ 0.50% · 3.625%
HK$3,438
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,545
−HK$108/mo
Today · 4.125%
HK$3,653
baseline
▲ 0.50% · 4.625%
HK$3,876
+HK$223/mo
Deposit HK$754K · loan HK$754K · min. income ≈ HK$7,306/mo (50% DSR)
Upfront cash ≈ HK$754K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,825
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,927
−HK$104/mo
Today · 4.125%
HK$4,031
baseline
▲ 0.50% · 4.625%
HK$4,244
+HK$213/mo
Deposit HK$754K · loan HK$754K · min. income ≈ HK$8,062/mo (50% DSR)
Upfront cash ≈ HK$754K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,782
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,899
−HK$120/mo
Today · 4.125%
HK$4,019
baseline
▲ 0.50% · 4.625%
HK$4,263
+HK$244/mo
Deposit HK$678K · loan HK$829K · min. income ≈ HK$8,038/mo (50% DSR)
Upfront cash ≈ HK$679K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,207
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,320
−HK$114/mo
Today · 4.125%
HK$4,434
baseline
▲ 0.50% · 4.625%
HK$4,668
+HK$234/mo
Deposit HK$678K · loan HK$829K · min. income ≈ HK$8,868/mo (50% DSR)
Upfront cash ≈ HK$679K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,125
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,254
−HK$130/mo
Today · 4.125%
HK$4,384
baseline
▲ 0.50% · 4.625%
HK$4,651
+HK$267/mo
Deposit HK$603K · loan HK$905K · min. income ≈ HK$8,768/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,589
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,713
−HK$124/mo
Today · 4.125%
HK$4,837
baseline
▲ 0.50% · 4.625%
HK$5,092
+HK$255/mo
Deposit HK$603K · loan HK$905K · min. income ≈ HK$9,674/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,469
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,608
−HK$141/mo
Today · 4.125%
HK$4,749
baseline
▲ 0.50% · 4.625%
HK$5,038
+HK$289/mo
Deposit HK$528K · loan HK$980K · min. income ≈ HK$9,498/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,972
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,105
−HK$136/mo
Today · 4.125%
HK$5,241
baseline
▲ 0.50% · 4.625%
HK$5,517
+HK$276/mo
Deposit HK$528K · loan HK$980K · min. income ≈ HK$10,482/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,813
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,963
−HK$152/mo
Today · 4.125%
HK$5,115
baseline
▲ 0.50% · 4.625%
HK$5,426
+HK$311/mo
Deposit HK$452K · loan HK$1.06M · min. income ≈ HK$10,230/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,354
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,498
−HK$146/mo
Today · 4.125%
HK$5,644
baseline
▲ 0.50% · 4.625%
HK$5,941
+HK$297/mo
Deposit HK$452K · loan HK$1.06M · min. income ≈ HK$11,288/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,157
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,317
−HK$163/mo
Today · 4.125%
HK$5,480
baseline
▲ 0.50% · 4.625%
HK$5,814
+HK$334/mo
Deposit HK$377K · loan HK$1.13M · min. income ≈ HK$10,960/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,737
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,891
−HK$156/mo
Today · 4.125%
HK$6,047
baseline
▲ 0.50% · 4.625%
HK$6,366
+HK$319/mo
Deposit HK$377K · loan HK$1.13M · min. income ≈ HK$12,094/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,501
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,672
−HK$173/mo
Today · 4.125%
HK$5,845
baseline
▲ 0.50% · 4.625%
HK$6,201
+HK$356/mo
Deposit HK$302K · loan HK$1.21M · min. income ≈ HK$11,690/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,119
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,283
−HK$167/mo
Today · 4.125%
HK$6,450
baseline
▲ 0.50% · 4.625%
HK$6,790
+HK$340/mo
Deposit HK$302K · loan HK$1.21M · min. income ≈ HK$12,900/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,844
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,026
−HK$185/mo
Today · 4.125%
HK$6,211
baseline
▲ 0.50% · 4.625%
HK$6,589
+HK$378/mo
Deposit HK$226K · loan HK$1.28M · min. income ≈ HK$12,422/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,502
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,676
−HK$177/mo
Today · 4.125%
HK$6,853
baseline
▲ 0.50% · 4.625%
HK$7,214
+HK$361/mo
Deposit HK$226K · loan HK$1.28M · min. income ≈ HK$13,706/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,188
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,381
−HK$195/mo
Today · 4.125%
HK$6,576
baseline
▲ 0.50% · 4.625%
HK$6,976
+HK$400/mo
Deposit HK$151K · loan HK$1.36M · min. income ≈ HK$13,152/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,884
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,069
−HK$187/mo
Today · 4.125%
HK$7,256
baseline
▲ 0.50% · 4.625%
HK$7,639
+HK$383/mo
Deposit HK$151K · loan HK$1.36M · min. income ≈ HK$14,512/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).