▼ 0.50% · 3.625%
HK$4,564
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,705
−HK$145/mo
Today · 4.125%
HK$4,850
baseline
▲ 0.50% · 4.625%
HK$5,145
+HK$295/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$9,700/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,077
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,213
−HK$138/mo
Today · 4.125%
HK$5,351
baseline
▲ 0.50% · 4.625%
HK$5,633
+HK$282/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$10,702/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,020
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,176
−HK$159/mo
Today · 4.125%
HK$5,335
baseline
▲ 0.50% · 4.625%
HK$5,659
+HK$324/mo
Deposit HK$901K · loan HK$1.10M · min. income ≈ HK$10,670/mo (50% DSR)
Upfront cash ≈ HK$901K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,585
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,734
−HK$152/mo
Today · 4.125%
HK$5,886
baseline
▲ 0.50% · 4.625%
HK$6,197
+HK$311/mo
Deposit HK$901K · loan HK$1.10M · min. income ≈ HK$11,772/mo (50% DSR)
Upfront cash ≈ HK$901K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,476
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,647
−HK$173/mo
Today · 4.125%
HK$5,820
baseline
▲ 0.50% · 4.625%
HK$6,174
+HK$354/mo
Deposit HK$801K · loan HK$1.20M · min. income ≈ HK$11,640/mo (50% DSR)
Upfront cash ≈ HK$801K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,092
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,256
−HK$165/mo
Today · 4.125%
HK$6,421
baseline
▲ 0.50% · 4.625%
HK$6,760
+HK$339/mo
Deposit HK$801K · loan HK$1.20M · min. income ≈ HK$12,842/mo (50% DSR)
Upfront cash ≈ HK$801K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,933
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,117
−HK$188/mo
Today · 4.125%
HK$6,305
baseline
▲ 0.50% · 4.625%
HK$6,688
+HK$383/mo
Deposit HK$700K · loan HK$1.30M · min. income ≈ HK$12,610/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,600
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,777
−HK$179/mo
Today · 4.125%
HK$6,956
baseline
▲ 0.50% · 4.625%
HK$7,323
+HK$367/mo
Deposit HK$700K · loan HK$1.30M · min. income ≈ HK$13,912/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,389
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,588
−HK$202/mo
Today · 4.125%
HK$6,790
baseline
▲ 0.50% · 4.625%
HK$7,203
+HK$413/mo
Deposit HK$600K · loan HK$1.40M · min. income ≈ HK$13,580/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,108
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,298
−HK$194/mo
Today · 4.125%
HK$7,492
baseline
▲ 0.50% · 4.625%
HK$7,886
+HK$394/mo
Deposit HK$600K · loan HK$1.40M · min. income ≈ HK$14,984/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,845
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,058
−HK$217/mo
Today · 4.125%
HK$7,275
baseline
▲ 0.50% · 4.625%
HK$7,717
+HK$442/mo
Deposit HK$500K · loan HK$1.50M · min. income ≈ HK$14,550/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,615
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,820
−HK$207/mo
Today · 4.125%
HK$8,027
baseline
▲ 0.50% · 4.625%
HK$8,450
+HK$423/mo
Deposit HK$500K · loan HK$1.50M · min. income ≈ HK$16,054/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,302
−HK$457/mo
▼ 0.25% · 3.875%
HK$7,529
−HK$230/mo
Today · 4.125%
HK$7,759
baseline
▲ 0.50% · 4.625%
HK$8,232
+HK$473/mo
Deposit HK$400K · loan HK$1.60M · min. income ≈ HK$15,518/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,123
−HK$439/mo
▼ 0.25% · 3.875%
HK$8,341
−HK$221/mo
Today · 4.125%
HK$8,562
baseline
▲ 0.50% · 4.625%
HK$9,013
+HK$451/mo
Deposit HK$400K · loan HK$1.60M · min. income ≈ HK$17,124/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,758
−HK$486/mo
▼ 0.25% · 3.875%
HK$7,999
−HK$245/mo
Today · 4.125%
HK$8,244
baseline
▲ 0.50% · 4.625%
HK$8,746
+HK$502/mo
Deposit HK$300K · loan HK$1.70M · min. income ≈ HK$16,488/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,631
−HK$466/mo
▼ 0.25% · 3.875%
HK$8,862
−HK$235/mo
Today · 4.125%
HK$9,097
baseline
▲ 0.50% · 4.625%
HK$9,576
+HK$479/mo
Deposit HK$300K · loan HK$1.70M · min. income ≈ HK$18,194/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,214
−HK$515/mo
▼ 0.25% · 3.875%
HK$8,470
−HK$259/mo
Today · 4.125%
HK$8,729
baseline
▲ 0.50% · 4.625%
HK$9,261
+HK$532/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$17,458/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,138
−HK$494/mo
▼ 0.25% · 3.875%
HK$9,383
−HK$249/mo
Today · 4.125%
HK$9,632
baseline
▲ 0.50% · 4.625%
HK$10,140
+HK$508/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$19,264/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).