▼ 0.50% · 3.625%
HK$3,356
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,460
−HK$106/mo
Today · 4.125%
HK$3,566
baseline
▲ 0.50% · 4.625%
HK$3,783
+HK$217/mo
Deposit HK$736K · loan HK$736K · min. income ≈ HK$7,132/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,734
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,834
−HK$101/mo
Today · 4.125%
HK$3,935
baseline
▲ 0.50% · 4.625%
HK$4,143
+HK$208/mo
Deposit HK$736K · loan HK$736K · min. income ≈ HK$7,870/mo (50% DSR)
Upfront cash ≈ HK$736K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,692
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,806
−HK$117/mo
Today · 4.125%
HK$3,923
baseline
▲ 0.50% · 4.625%
HK$4,162
+HK$239/mo
Deposit HK$662K · loan HK$809K · min. income ≈ HK$7,846/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,107
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,217
−HK$112/mo
Today · 4.125%
HK$4,329
baseline
▲ 0.50% · 4.625%
HK$4,557
+HK$228/mo
Deposit HK$662K · loan HK$809K · min. income ≈ HK$8,658/mo (50% DSR)
Upfront cash ≈ HK$662K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,027
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,153
−HK$127/mo
Today · 4.125%
HK$4,280
baseline
▲ 0.50% · 4.625%
HK$4,540
+HK$260/mo
Deposit HK$589K · loan HK$883K · min. income ≈ HK$8,560/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,480
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,600
−HK$122/mo
Today · 4.125%
HK$4,722
baseline
▲ 0.50% · 4.625%
HK$4,971
+HK$249/mo
Deposit HK$589K · loan HK$883K · min. income ≈ HK$9,444/mo (50% DSR)
Upfront cash ≈ HK$589K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,363
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,499
−HK$137/mo
Today · 4.125%
HK$4,636
baseline
▲ 0.50% · 4.625%
HK$4,919
+HK$283/mo
Deposit HK$515K · loan HK$957K · min. income ≈ HK$9,272/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,854
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,984
−HK$132/mo
Today · 4.125%
HK$5,116
baseline
▲ 0.50% · 4.625%
HK$5,385
+HK$269/mo
Deposit HK$515K · loan HK$957K · min. income ≈ HK$10,232/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,698
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,845
−HK$148/mo
Today · 4.125%
HK$4,993
baseline
▲ 0.50% · 4.625%
HK$5,297
+HK$304/mo
Deposit HK$442K · loan HK$1.03M · min. income ≈ HK$9,986/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,227
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,367
−HK$142/mo
Today · 4.125%
HK$5,509
baseline
▲ 0.50% · 4.625%
HK$5,800
+HK$291/mo
Deposit HK$442K · loan HK$1.03M · min. income ≈ HK$11,018/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,034
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,191
−HK$159/mo
Today · 4.125%
HK$5,350
baseline
▲ 0.50% · 4.625%
HK$5,675
+HK$325/mo
Deposit HK$368K · loan HK$1.10M · min. income ≈ HK$10,700/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,600
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,751
−HK$152/mo
Today · 4.125%
HK$5,903
baseline
▲ 0.50% · 4.625%
HK$6,214
+HK$311/mo
Deposit HK$368K · loan HK$1.10M · min. income ≈ HK$11,806/mo (50% DSR)
Upfront cash ≈ HK$368K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,370
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,537
−HK$169/mo
Today · 4.125%
HK$5,706
baseline
▲ 0.50% · 4.625%
HK$6,054
+HK$348/mo
Deposit HK$294K · loan HK$1.18M · min. income ≈ HK$11,412/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,974
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,134
−HK$162/mo
Today · 4.125%
HK$6,296
baseline
▲ 0.50% · 4.625%
HK$6,628
+HK$332/mo
Deposit HK$294K · loan HK$1.18M · min. income ≈ HK$12,592/mo (50% DSR)
Upfront cash ≈ HK$294K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,705
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,883
−HK$180/mo
Today · 4.125%
HK$6,063
baseline
▲ 0.50% · 4.625%
HK$6,432
+HK$369/mo
Deposit HK$221K · loan HK$1.25M · min. income ≈ HK$12,126/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,347
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,517
−HK$173/mo
Today · 4.125%
HK$6,690
baseline
▲ 0.50% · 4.625%
HK$7,043
+HK$353/mo
Deposit HK$221K · loan HK$1.25M · min. income ≈ HK$13,380/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,041
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,229
−HK$191/mo
Today · 4.125%
HK$6,420
baseline
▲ 0.50% · 4.625%
HK$6,810
+HK$390/mo
Deposit HK$147K · loan HK$1.32M · min. income ≈ HK$12,840/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,720
−HK$363/mo
▼ 0.25% · 3.875%
HK$6,901
−HK$182/mo
Today · 4.125%
HK$7,083
baseline
▲ 0.50% · 4.625%
HK$7,457
+HK$374/mo
Deposit HK$147K · loan HK$1.32M · min. income ≈ HK$14,166/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).