▼ 0.50% · 3.625%
HK$4,206
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,337
−HK$133/mo
Today · 4.125%
HK$4,470
baseline
▲ 0.50% · 4.625%
HK$4,742
+HK$272/mo
Deposit HK$922K · loan HK$922K · min. income ≈ HK$8,940/mo (50% DSR)
Upfront cash ≈ HK$922K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,679
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,805
−HK$127/mo
Today · 4.125%
HK$4,932
baseline
▲ 0.50% · 4.625%
HK$5,192
+HK$260/mo
Deposit HK$922K · loan HK$922K · min. income ≈ HK$9,864/mo (50% DSR)
Upfront cash ≈ HK$922K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,627
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,770
−HK$147/mo
Today · 4.125%
HK$4,917
baseline
▲ 0.50% · 4.625%
HK$5,216
+HK$299/mo
Deposit HK$830K · loan HK$1.01M · min. income ≈ HK$9,834/mo (50% DSR)
Upfront cash ≈ HK$830K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,147
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,285
−HK$140/mo
Today · 4.125%
HK$5,425
baseline
▲ 0.50% · 4.625%
HK$5,711
+HK$286/mo
Deposit HK$830K · loan HK$1.01M · min. income ≈ HK$10,850/mo (50% DSR)
Upfront cash ≈ HK$830K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,047
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,204
−HK$160/mo
Today · 4.125%
HK$5,364
baseline
▲ 0.50% · 4.625%
HK$5,690
+HK$326/mo
Deposit HK$738K · loan HK$1.11M · min. income ≈ HK$10,728/mo (50% DSR)
Upfront cash ≈ HK$738K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,615
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,766
−HK$152/mo
Today · 4.125%
HK$5,918
baseline
▲ 0.50% · 4.625%
HK$6,230
+HK$312/mo
Deposit HK$738K · loan HK$1.11M · min. income ≈ HK$11,836/mo (50% DSR)
Upfront cash ≈ HK$738K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,468
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,638
−HK$173/mo
Today · 4.125%
HK$5,811
baseline
▲ 0.50% · 4.625%
HK$6,164
+HK$353/mo
Deposit HK$646K · loan HK$1.20M · min. income ≈ HK$11,622/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,083
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,246
−HK$165/mo
Today · 4.125%
HK$6,411
baseline
▲ 0.50% · 4.625%
HK$6,749
+HK$338/mo
Deposit HK$646K · loan HK$1.20M · min. income ≈ HK$12,822/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,888
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,072
−HK$186/mo
Today · 4.125%
HK$6,258
baseline
▲ 0.50% · 4.625%
HK$6,638
+HK$380/mo
Deposit HK$553K · loan HK$1.29M · min. income ≈ HK$12,516/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,551
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,726
−HK$179/mo
Today · 4.125%
HK$6,905
baseline
▲ 0.50% · 4.625%
HK$7,269
+HK$364/mo
Deposit HK$553K · loan HK$1.29M · min. income ≈ HK$13,810/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,309
−HK$396/mo
▼ 0.25% · 3.875%
HK$6,505
−HK$200/mo
Today · 4.125%
HK$6,705
baseline
▲ 0.50% · 4.625%
HK$7,113
+HK$408/mo
Deposit HK$461K · loan HK$1.38M · min. income ≈ HK$13,410/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,019
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,207
−HK$191/mo
Today · 4.125%
HK$7,398
baseline
▲ 0.50% · 4.625%
HK$7,788
+HK$390/mo
Deposit HK$461K · loan HK$1.38M · min. income ≈ HK$14,796/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,730
−HK$422/mo
▼ 0.25% · 3.875%
HK$6,939
−HK$213/mo
Today · 4.125%
HK$7,152
baseline
▲ 0.50% · 4.625%
HK$7,587
+HK$435/mo
Deposit HK$369K · loan HK$1.48M · min. income ≈ HK$14,304/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,487
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,687
−HK$204/mo
Today · 4.125%
HK$7,891
baseline
▲ 0.50% · 4.625%
HK$8,307
+HK$416/mo
Deposit HK$369K · loan HK$1.48M · min. income ≈ HK$15,782/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,150
−HK$449/mo
▼ 0.25% · 3.875%
HK$7,373
−HK$226/mo
Today · 4.125%
HK$7,599
baseline
▲ 0.50% · 4.625%
HK$8,061
+HK$462/mo
Deposit HK$277K · loan HK$1.57M · min. income ≈ HK$15,198/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,954
−HK$430/mo
▼ 0.25% · 3.875%
HK$8,168
−HK$216/mo
Today · 4.125%
HK$8,384
baseline
▲ 0.50% · 4.625%
HK$8,826
+HK$442/mo
Deposit HK$277K · loan HK$1.57M · min. income ≈ HK$16,768/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,571
−HK$475/mo
▼ 0.25% · 3.875%
HK$7,806
−HK$240/mo
Today · 4.125%
HK$8,046
baseline
▲ 0.50% · 4.625%
HK$8,535
+HK$489/mo
Deposit HK$184K · loan HK$1.66M · min. income ≈ HK$16,092/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,422
−HK$455/mo
▼ 0.25% · 3.875%
HK$8,648
−HK$229/mo
Today · 4.125%
HK$8,877
baseline
▲ 0.50% · 4.625%
HK$9,345
+HK$468/mo
Deposit HK$184K · loan HK$1.66M · min. income ≈ HK$17,754/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).